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BCT Residential Lending Adds The Richardson Team in Fairfax County, Virginia

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BCT Residential Lending expands into Fairfax County, Virginia with the addition of The Richardson Team. The team consists of Jay Richardson (Vice President), Sebastian Bonilla (Mortgage Lender), and JeNise Colbert (Mortgage Processor). This strategic expansion strengthens BCT's presence in the Northern Virginia market. Jay Richardson brings 20+ years of mortgage experience and ranks among top 200 lenders. Sebastian Bonilla specializes in serving the Hispanic community with 6 years of banking experience, while JeNise Colbert contributes 11 years of mortgage lending expertise.

BCT Residential Lending si espande nella contea di Fairfax, Virginia, con l'aggiunta di The Richardson Team. Il team è composto da Jay Richardson (Vice Presidente), Sebastian Bonilla (Prestiti Ipotecari) e JeNise Colbert (Elaboratore Ipotecario). Questa espansione strategica rafforza la presenza di BCT nel mercato del Northern Virginia. Jay Richardson porta con sé oltre 20 anni di esperienza nel settore dei mutui e si posiziona tra i primi 200 prestatori. Sebastian Bonilla si specializza nel servire la comunità ispanica con 6 anni di esperienza bancaria, mentre JeNise Colbert contribuisce con 11 anni di expertise nel prestito ipotecario.

BCT Residential Lending se expande en el condado de Fairfax, Virginia, con la adición de The Richardson Team. El equipo está compuesto por Jay Richardson (Vicepresidente), Sebastian Bonilla (Prestamista Hipotecario) y JeNise Colbert (Procesadora de Hipotecas). Esta expansión estratégica fortalece la presencia de BCT en el mercado del Norte de Virginia. Jay Richardson aporta más de 20 años de experiencia en hipotecas y se encuentra entre los 200 principales prestamistas. Sebastian Bonilla se especializa en atender a la comunidad hispana con 6 años de experiencia bancaria, mientras que JeNise Colbert suma 11 años de experiencia en préstamos hipotecarios.

BCT Residential LendingThe Richardson Team의 추가로 버지니아 주 페어팩스 카운티로 확장합니다. 팀은 Jay Richardson (부사장), Sebastian Bonilla (모기지 대출자), JeNise Colbert (모기지 프로세서)로 구성되어 있습니다. 이 전략적 확장은 Northern Virginia 시장에서 BCT의 입지를 강화합니다. Jay Richardson은 20년 이상의 모기지 경험을 보유하고 있으며, 상위 200명의 대출자 중 하나입니다. Sebastian Bonilla는 6년의 은행 경험으로 히스패닉 커뮤니티를 지원하는 데 전문화되어 있고, JeNise Colbert는 11년의 모기지 대출 전문 지식을 제공합니다.

BCT Residential Lending s'étend dans le comté de Fairfax, en Virginie, avec l'ajout de The Richardson Team. L'équipe se compose de Jay Richardson (Vice-Président), Sebastian Bonilla (Prêteur Hypothécaire) et JeNise Colbert (Traiteuse Hypothécaire). Cette expansion stratégique renforce la présence de BCT sur le marché du Northern Virginia. Jay Richardson apporte plus de 20 ans d'expérience en hypothèques et se classe parmi les 200 meilleurs prêteurs. Sebastian Bonilla se spécialise dans le service à la communauté hispanique avec 6 ans d'expérience bancaire, tandis que JeNise Colbert apporte 11 ans d'expertise en prêts hypothécaires.

BCT Residential Lending expandiert im Fairfax County, Virginia, mit der Hinzufügung von The Richardson Team. Das Team besteht aus Jay Richardson (Vizepräsident), Sebastian Bonilla (Hypothekendarlehensgeber) und JeNise Colbert (Hypothekenverarbeiter). Diese strategische Expansion stärkt die Präsenz von BCT im Northern Virginia Markt. Jay Richardson bringt über 20 Jahre Erfahrung im Hypothekenbereich mit und zählt zu den 200 besten Kreditgebern. Sebastian Bonilla ist auf die Betreuung der spanischsprachigen Gemeinschaft spezialisiert und hat 6 Jahre Bank­erfahrung, während JeNise Colbert 11 Jahre Erfahrung im Hypothekengeschäft bietet.

Positive
  • Strategic expansion into Northern Virginia market
  • Addition of experienced team with proven track record
  • Enhanced service capabilities for Hispanic community
Negative
  • None.

CHARLES TOWN, W.Va., Oct. 23, 2024 /PRNewswire/ -- (OTC:PTBS) – BCT Residential Lending, a division of Bank of Charles Town, also known as The Community's Bank, announced the expansion of its mortgage lending team into Fairfax County, Virginia, with the addition of The Richardson Team, comprised of Jay Richardson, Vice President, Sebastian Bonilla, Mortgage Lender, and JeNise Colbert, Mortgage Processor.  The team joins BCT as a unit and will provide residential lending services in Fairfax County, Virginia, and the broader Northern Virginia market. 

"We are pleased to have The Richardson Team join our BCT Residential Lending team," stated Stephen T. Cowen, Senior Vice President, Director of Residential Lending.  "With a proven, cohesive team approach, they will fit perfectly into our collaborative culture and enable us to expand further into the Northern Virginia market, which is in keeping with our strategic plans." 

The new Residential Lending team includes:

  • Jay W. Richardson – Vice President. Mr. Richardson brings over 20 years of mortgage origination experience. He has been ranked a top 200 lender the past several years. As the leader of The Richardson Team, Mr. Richardson works closely with real estate brokers and agents to develop a collaborative approach to providing seamless home buying experiences. He lives in Fairfax County, Virginia, with his wife and two daughters where he enjoys spending time with his family and gardening, considering himself an uncertified soil scientist.

  • Sebastian Bonilla – Mortgage Lender. Mr. Bonilla will offer services to the Hispanic community and report to Mr. Richardson. He has over six years of banking experience, including over four years as a mortgage originator and 2 years in retail branch operations. Mr. Bonilla delights in creating authentic relationships with families to help them purchase or refinance homes. He holds a B.S. in Business Administration from George Mason University. Mr. Bonilla enjoys road trips with his family that includes as much time outside as possible.

  • JeNise Colbert – Mortgage Processor. Ms. Colbert will also report to Mr. Richardson. She brings over 11 years of mortgage lending experience, both as a lender and processor. Ms. Colbert's extensive knowledge of mortgage loan processes enables her to help clients understand the application process, saving them valuable time and energy. She holds a B.S. in Accounting and Finance from the University of North Carolina at Greensboro.

About the Company

Founded in 1871, BCT - Bank of Charles Town, also known as The Community's Bank, is a wholly owned subsidiary of Potomac Bancshares, Inc. (OTC:PTBS). With approximately $832 million in assets as of June 30, 2024, the Company conducts operations through its main office, an additional eight branch offices, and two loan production offices.  BCT's offices are located in Jefferson and Berkeley Counties (WV), Washington County (MD), and Loudoun and Stafford Counties (VA). The Bank provides various banking products and services including free access to over 55,000 ATMs through the Allpoint® network plus another approximately 675 free access ATMs through another partnership.  The Bank provides convenient online and mobile banking for individuals, businesses, and local governments. The Bank also offers commercial lines and term loans, residential and commercial construction loans, commercial real estate loans, agricultural loans, and government contractor loans.  The Bank is also a Small Business Administration (SBA) Preferred Lender.  The Residential Lending division offers secondary market and portfolio mortgage loans, one-time close construction to perm loans, as well as home equity loans and lines of credit.  For over 70 years, BCT Wealth Advisors has provided trust services, growing into a premier financial management, investments, and estate services provider.  BCT was voted WINNER in the LoudounNow 2024 Loudoun's Favorites readers' poll in four categories:  Bank, Mortgage Company, Banker, and Financial Planner.  In 2023, American Banker selected BCT as a "Top 200 Community Bank," an annual listing of the best performing banks in the United States with assets under $2 billion.  BCT was voted a "Best of the Best" winner in the 2023 Journal-News Readers' Choice Awards in four categories: Bank, Mortgage Company, Loan Services, and Financial Planning.  In 2023, 2021, 2020, and 2019 the Bank was named a "Best Bank To Work For" by American Banker.

The Company's shares are quoted on the OTC Pink Sheet marketplace under the symbol "PTBS." For more information about Potomac Bancshares, Inc., and the Bank, please visit our website at www.mybct.bank.

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SOURCE BCT - Bank of Charles Town

FAQ

What is BCT Residential Lending's (PTBS) expansion strategy in Virginia?

BCT Residential Lending is expanding into Fairfax County, Virginia by adding The Richardson Team to strengthen their presence in the Northern Virginia market.

Who are the key members of The Richardson Team joining BCT (PTBS)?

The Richardson Team consists of Jay Richardson (VP), Sebastian Bonilla (Mortgage Lender), and JeNise Colbert (Mortgage Processor), bringing combined experience of over 37 years in mortgage lending.

What specialized services does BCT (PTBS) offer in Fairfax County?

BCT offers comprehensive residential lending services, including specialized mortgage services for the Hispanic community through Sebastian Bonilla.

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