Oxbridge / SurancePlus Announces Two RWA Tokenized Reinsurance Offerings for its 2025 - 2026 Season: Targeting Returns of 20% and 42%
Oxbridge Re Holdings (NASDAQ: OXBR) and its subsidiary SurancePlus have announced two new tokenized reinsurance offerings for 2025-2026: EtaCat Re targeting 20% returns and ZetaCat Re targeting 42% returns.
The blockchain-powered offerings democratize access to reinsurance securities, previously to institutional and ultra-high-net-worth investors. Both tokens are priced at $10 per share with a minimum investment of $5,000. Investors will receive 3.5% APY until contracts activate on June 1, 2025, followed by annual distributions based on underwriting performance.
The offerings are available to U.S. investors under SEC Rule 506(c) and non-U.S. investors under Regulation S. Funds will be invested in reinsurance contracts through Oxbridge Re NS, the company's licensed Cayman Islands reinsurance entity.
Oxbridge Re Holdings (NASDAQ: OXBR) e la sua controllata SurancePlus hanno annunciato due nuove offerte di riassicurazione tokenizzate per il 2025-2026: EtaCat Re che punta a rendimenti del 20% e ZetaCat Re che punta a rendimenti del 42%.
Queste offerte basate sulla blockchain democratizzano l'accesso ai titoli di riassicurazione, precedentemente riservati a investitori istituzionali e ad alta patrimonializzazione. Entrambi i token sono valutati $10 per azione con un investimento minimo di $5,000. Gli investitori riceveranno un tasso di interesse annuale del 3,5% fino all'attivazione dei contratti il 1° giugno 2025, seguita da distribuzioni annuali basate sulle performance di sottoscrittura.
Le offerte sono disponibili per gli investitori statunitensi ai sensi della Regola SEC 506(c) e per gli investitori non statunitensi ai sensi della Regolamentazione S. I fondi saranno investiti in contratti di riassicurazione attraverso Oxbridge Re NS, l'entità di riassicurazione registrata delle Isole Cayman della società.
Oxbridge Re Holdings (NASDAQ: OXBR) y su subsidiaria SurancePlus han anunciado dos nuevas ofertas de reaseguro tokenizado para 2025-2026: EtaCat Re que busca rendimientos del 20% y ZetaCat Re que busca rendimientos del 42%.
Estas ofertas impulsadas por blockchain democratizan el acceso a valores de reaseguro, anteriormente reservados para inversores institucionales y de ultra alto patrimonio. Ambos tokens están valorados en $10 por acción con una inversión mínima de $5,000. Los inversores recibirán un APY del 3.5% hasta que los contratos se activen el 1 de junio de 2025, seguidos de distribuciones anuales basadas en el rendimiento de suscripción.
Las ofertas están disponibles para inversores de EE. UU. bajo la Regla SEC 506(c) y para inversores no estadounidenses bajo la Regulación S. Los fondos se invertirán en contratos de reaseguro a través de Oxbridge Re NS, la entidad de reaseguro registrada de la compañía en las Islas Caimán.
Oxbridge Re Holdings (NASDAQ: OXBR)와 그 자회사 SurancePlus는 2025-2026년을 위한 두 가지 새로운 토큰화된 재보험 상품을 발표했습니다: EtaCat Re는 20% 수익률을 목표로 하고, ZetaCat Re는 42% 수익률을 목표로 합니다.
블록체인 기반의 이 상품들은 이전에 기관 및 초고액 자산 투자자에게만 제공되었던 재보험 증권에 대한 접근을 민주화합니다. 두 토큰은 $10 per share의 가격으로, 최소 투자 금액은 $5,000입니다. 투자자들은 2025년 6월 1일 계약이 활성화될 때까지 연 3.5%의 이자를 받으며, 이후 인수 성과에 따라 연간 분배를 받게 됩니다.
이 상품들은 SEC 규칙 506(c)에 따라 미국 투자자에게, 규정 S에 따라 비미국 투자자에게 제공됩니다. 자금은 회사의 케이맨 제도 등록 재보험 기관인 Oxbridge Re NS를 통해 재보험 계약에 투자됩니다.
Oxbridge Re Holdings (NASDAQ: OXBR) et sa filiale SurancePlus ont annoncé deux nouvelles offres de réassurance tokenisées pour 2025-2026 : EtaCat Re visant des rendements de 20% et ZetaCat Re visant des rendements de 42%.
Ces offres basées sur la blockchain démocratisent l'accès aux titres de réassurance, qui étaient auparavant réservés aux investisseurs institutionnels et aux investisseurs ultra-fortunés. Les deux tokens sont évalués à $10 par action avec un investissement minimum de $5,000. Les investisseurs recevront un rendement annuel de 3,5% jusqu'à l'activation des contrats le 1er juin 2025, suivie de distributions annuelles basées sur la performance de souscription.
Les offres sont disponibles pour les investisseurs américains selon la règle SEC 506(c) et pour les investisseurs non américains selon la réglementation S. Les fonds seront investis dans des contrats de réassurance via Oxbridge Re NS, l'entité de réassurance agréée de la société aux îles Caïmans.
Oxbridge Re Holdings (NASDAQ: OXBR) und ihre Tochtergesellschaft SurancePlus haben zwei neue tokenisierte Rückversicherungsangebote für 2025-2026 angekündigt: EtaCat Re, das auf 20% Rendite abzielt, und ZetaCat Re, das auf 42% Rendite abzielt.
Die blockchain-basierten Angebote demokratisieren den Zugang zu Rückversicherungstiteln, die zuvor institutionellen und ultra-vermögenden Investoren vorbehalten waren. Beide Tokens sind mit $10 pro Aktie bewertet, mit einer Mindestinvestition von $5,000. Investoren erhalten bis zur Aktivierung der Verträge am 1. Juni 2025 einen jährlichen Zinssatz von 3,5%, gefolgt von jährlichen Ausschüttungen basierend auf der Underwriting-Leistung.
Die Angebote sind für US-Investoren gemäß SEC-Regel 506(c) und für Nicht-US-Investoren gemäß Regulation S verfügbar. Die Mittel werden in Rückversicherungsverträge über Oxbridge Re NS, die lizenzierte Rückversicherungseinheit des Unternehmens in den Cayman Islands, investiert.
- Democratization of investment access with low $5,000 minimum investment
- High potential returns: 20% and 42% targeted annual yields
- 3.5% APY guaranteed until contracts activation
- Regulatory compliance for both US and international investors
- Returns are not guaranteed, only targeted
- Investment locked until June 1, 2025
- Returns dependent on underwriting performance
Insights
Oxbridge's new tokenized reinsurance offerings represent a significant business model expansion that could substantially impact the company's revenue streams and market positioning. The dual-tier approach with EtaCat Re (20% target return) and ZetaCat Re (42% target return) strategically addresses different investor risk appetites while maintaining the high-yield profile that makes reinsurance attractive.
The $10 per token price point with a modest $5,000 minimum investment dramatically lowers barriers to entry for an asset class traditionally reserved for institutional players. This democratization approach could substantially expand Oxbridge's capital base and underwriting capacity - critical metrics for a small-cap reinsurer with $23.1M market capitalization.
What's particularly notable is the 3.5% APY bridge interest between investment and contract activation (June 2025), creating immediate yield while funds await deployment. This addresses the cash drag issue common in alternative investments and could accelerate capital acquisition.
The offering's timing aligns with both hardening reinsurance markets and growing investor interest in tokenized Real-World Assets (RWAs). By positioning these products within established SEC frameworks (Rule 506(c) and Regulation S), Oxbridge has created compliant instruments that could potentially scale rapidly without regulatory headwinds. For a company of Oxbridge's size, successfully deploying this initiative could translate to meaningful revenue growth relative to its current valuation.
Oxbridge's implementation of blockchain technology for reinsurance tokenization represents an innovative application of distributed ledger technology in a traditional financial sector. By tokenizing reinsurance contracts, they're creating a technical framework that potentially solves several long-standing industry inefficiencies including liquidity constraints, administrative overhead, and investor access.
The dual-token structure (EtaCat Re and ZetaCat Re) demonstrates a sophisticated understanding of how token economics can be tailored to different risk profiles while maintaining underlying asset integrity. This approach maintains the security aspects of blockchain while adapting the financial mechanics to investor preferences.
From a technical perspective, tokenizing RWAs like reinsurance contracts requires solving complex challenges around legal recognition, ownership validation, and regulatory compliance. Oxbridge appears to have addressed these through their structured SEC-compliant offering frameworks, creating a potentially scalable template for future tokenized insurance products.
What sets this implementation apart is its focus on genuine financial utility rather than speculative value. Unlike many blockchain projects, these tokens derive value directly from underlying reinsurance contracts with measurable performance metrics. This represents precisely the kind of practical blockchain application that has staying power in financial markets. If successful, this model could position Oxbridge as an early leader in insurance RWA tokenization with first-mover advantages in a rapidly evolving sector.
What makes OXBR's tokenized reinsurance offerings particularly significant is how they're transforming their business model from a traditional reinsurer into a financial technology platform with potentially higher margins and scalability. The projected returns of 20% and 42% position these products at the higher end of alternative investments, potentially attracting substantial capital if the company can establish a track record of meeting these targets.
The dual-tier structure enables sophisticated portfolio construction for investors seeking uncorrelated returns. Reinsurance has historically shown low correlation to equity markets, making these tokens potentially valuable diversification tools during market volatility. This aspect could drive demand during uncertain economic conditions.
From a competitive standpoint, OXBR is establishing an early position in a niche but growing intersection between insurance-linked securities and digital assets. While larger reinsurers have greater capital bases, OXBR's nimble approach to tokenization could create a differentiated market position in the RWA space.
Investors should note that while the targeted returns are attractive, they're tied to underwriting performance, meaning principal is genuinely at risk if insured events occur. The company's size ($23.1M market cap) also means this initiative represents a substantial strategic bet relative to their overall operations. Success could transform their growth trajectory, while underperformance could significantly impact resources. The ability to attract sufficient capital through these offerings will be a critical metric to monitor as an indicator of long-term viability.
GRAND CAYMAN, Cayman Islands, March 04, 2025 (GLOBE NEWSWIRE) -- Oxbridge Re Holdings Limited (Nasdaq: OXBR) (“Oxbridge Re”), together with its subsidiary SurancePlus, is engaged in the tokenization of Real-World Assets (“RWAs”), initially with tokenized reinsurance securities, and in providing reinsurance solutions to property and casualty insurers in the Gulf Coast region of the United States, today announced the launch of its 2025 tokenized reinsurance offerings.
For the first time, investors can choose their preferred risk-return profile with two distinct options:
- EtaCat Re –
20% (Balanced Yield) - ZetaCat Re –
42% (High Yield)
Invest now at SurancePlus.com/invest
These blockchain-powered offerings open access to an asset class that was previously exclusive to institutional investors and ultra-high-net-worth individuals. Now, a wider range of investors can access SurancePlus' tokenized reinsurance securities, targeting high-yield returns backed by Real-World Assets (RWAs) through real-world reinsurance contracts.
How It Works
Investors in EtaCat Re have a targeted annual return of
Each security-backed token is priced at
These tokens provide exposure to RWA-collateralized reinsurance contracts through its licensed Cayman Islands reinsurance entity, Oxbridge Re NS.
Investment opportunities are available to U.S. investors under SEC Rule 506(c) and to non-U.S. investors under Regulation S of the Securities Act of 1933.
Jay Madhu, CEO of Oxbridge, commented, “We are excited to launch this year’s offering, especially with the introduction of our balanced-yield, security-backed token, which targets a broader investor base with a projected
About Oxbridge Re Holdings Limited
Oxbridge Re Holdings Limited (NASDAQ: OXBR, OXBRW) (“Oxbridge”) is headquartered in the Cayman Islands. The company offers tokenized Real-World Assets (“RWAs”) as tokenized reinsurance securities and reinsurance business solutions to property and casualty insurers, through its wholly owned subsidiaries SurancePlus Inc., Oxbridge Re NS, and Oxbridge Reinsurance Limited.
Insurance businesses in the Gulf Coast region of the United States purchase property and casualty reinsurance through our licensed reinsurers Oxbridge Reinsurance Limited and Oxbridge Re NS.
Our Web3-focused subsidiary, SurancePlus Inc. (“SurancePlus”), has developed the first “on-chain” reinsurance RWA of its kind to be sponsored by a subsidiary of a publicly traded company. By digitizing interests in reinsurance contracts as on-chain RWAs, SurancePlus has democratized the availability of reinsurance as an alternative investment to both U.S. and non-U.S. investors.
Company Contact:
Oxbridge Re Holdings Limited
Jay Madhu, CEO
+1 345-749-7570
jmadhu@oxbridgere.com
Forward-Looking Statements
This press release may contain forward-looking statements made pursuant to the Private Securities Litigation Reform Act of 1995. Words such as “anticipate,” “estimate,” “expect,” “intend,” “plan,” “project” and other similar words and expressions are intended to signify forward-looking statements. Forward-looking statements are not guarantees of future results and conditions but rather are subject to various risks and uncertainties. A detailed discussion of risks and uncertainties that could cause actual results and events to differ materially from such forward-looking statements is included in the section entitled “Risk Factors” contained in our Form 10-K filed with the Securities and Exchange Commission (“SEC”) on 26th March 2024. The occurrence of any of these risks and uncertainties could have a material adverse effect on the Company’s business, financial condition and results of operations. Any forward-looking statements made in this press release speak only as of the date of this press release and, except as required by law, the Company undertakes no obligation to update any forward-looking statement contained in this press release, even if the Company’s expectations or any related events, conditions or circumstances change.
FAQ
What are the two new tokenized reinsurance offerings from OXBR for 2025-2026?
What is the minimum investment required for OXBR's tokenized reinsurance offerings?
When do OXBR's new reinsurance contracts go live and what returns are offered until then?
How are OXBR's tokenized reinsurance offerings regulated for different investors?
