Realtor.com® Releases New State-by-State Housing Report Card: South and Midwest Dominate in Homebuilding and Affordability
Realtor.com has released its 'Grading the States: Affordability & Homebuilding Report Cards' highlighting the nationwide housing shortage of over 4 million homes. The report evaluates states based on housing affordability and new construction capabilities.
South Carolina leads with an A grade, followed by Iowa and Texas (A-), and Indiana and North Carolina (B+). The South and Midwest dominate the rankings due to ample land availability and lower listing prices. These regions show the strongest mix of affordability and robust homebuilding efforts.
The report reveals that only 18 states have median homes affordable to median earners. Seven states (Texas, Florida, California, North Carolina, Georgia, Arizona, and South Carolina) account for over 50% of construction permits in 2024. The Northeast and West Coast struggle significantly, with Rhode Island, Massachusetts, New York, Hawaii, and California receiving the lowest grades due to high housing costs and construction.
Realtor.com ha pubblicato il rapporto "Grading the States: Affordability & Homebuilding Report Cards", che evidenzia la carenza abitativa nazionale di oltre 4 milioni di case. Il rapporto valuta gli stati in base all'accessibilità economica delle abitazioni e alla capacità di nuova costruzione.
La Carolina del Sud guida la classifica con un voto A, seguita da Iowa e Texas (A-), e Indiana e Carolina del Nord (B+). Il Sud e il Midwest dominano le graduatorie grazie alla disponibilità di ampi terreni e ai prezzi di vendita più bassi. Queste regioni mostrano il miglior equilibrio tra accessibilità e forti sforzi nella costruzione di nuove abitazioni.
Il rapporto rivela che solo 18 stati hanno case medie accessibili per i redditi medi. Sette stati (Texas, Florida, California, Carolina del Nord, Georgia, Arizona e Carolina del Sud) rappresentano oltre il 50% dei permessi di costruzione nel 2024. Il Nord-Est e la Costa Ovest affrontano notevoli difficoltà, con Rhode Island, Massachusetts, New York, Hawaii e California che ricevono i voti più bassi a causa degli elevati costi abitativi e delle difficoltà nella costruzione.
Realtor.com ha publicado su informe "Grading the States: Affordability & Homebuilding Report Cards", que destaca la escasez nacional de viviendas de más de 4 millones de casas. El informe evalúa a los estados según la asequibilidad de la vivienda y la capacidad de nueva construcción.
Carolina del Sur lidera con una calificación A, seguida por Iowa y Texas (A-), e Indiana y Carolina del Norte (B+). El Sur y el Medio Oeste dominan el ranking debido a la abundancia de terrenos y a los precios de venta más bajos. Estas regiones muestran la mejor combinación de asequibilidad y esfuerzos sólidos en la construcción de viviendas.
El informe revela que solo 18 estados tienen viviendas medianas asequibles para ingresos medianos. Siete estados (Texas, Florida, California, Carolina del Norte, Georgia, Arizona y Carolina del Sur) representan más del 50% de los permisos de construcción en 2024. El Noreste y la Costa Oeste enfrentan grandes dificultades, con Rhode Island, Massachusetts, Nueva York, Hawái y California recibiendo las calificaciones más bajas debido a los altos costos de vivienda y la construcción.
Realtor.com은 'Grading the States: Affordability & Homebuilding Report Cards'를 발표하며 전국적으로 400만 채 이상의 주택 부족 문제를 강조했습니다. 이 보고서는 주택의 경제적 접근성과 신규 건설 능력을 기준으로 각 주를 평가합니다.
사우스캐롤라이나가 A 등급으로 1위를 차지했으며, 아이오와와 텍사스가 A-, 인디애나와 노스캐롤라이나가 B+ 등급을 받았습니다. 남부와 중서부 지역은 넓은 토지와 낮은 매물 가격 덕분에 순위에서 우위를 점하고 있습니다. 이 지역들은 경제적 접근성과 활발한 주택 건설 노력이 가장 잘 조화를 이루고 있습니다.
보고서에 따르면, 중간 소득자가 감당할 수 있는 중간 가격 주택이 있는 주는 18곳에 불과합니다. 7개 주(텍사스, 플로리다, 캘리포니아, 노스캐롤라이나, 조지아, 애리조나, 사우스캐롤라이나)가 2024년 건축 허가의 50% 이상을 차지합니다. 북동부와 서해안 지역은 높은 주택 비용과 건설 문제로 인해 로드아일랜드, 매사추세츠, 뉴욕, 하와이, 캘리포니아가 가장 낮은 등급을 받았습니다.
Realtor.com a publié son rapport « Grading the States: Affordability & Homebuilding Report Cards », mettant en lumière la pénurie nationale de logements de plus de 4 millions de maisons. Le rapport évalue les États en fonction de l'accessibilité au logement et des capacités de construction neuve.
La Caroline du Sud arrive en tête avec une note A, suivie de l'Iowa et du Texas (A-), ainsi que de l'Indiana et de la Caroline du Nord (B+). Le Sud et le Midwest dominent le classement grâce à la disponibilité importante de terrains et aux prix de vente plus bas. Ces régions affichent le meilleur équilibre entre accessibilité et efforts soutenus de construction.
Le rapport révèle que seulement 18 États ont des logements médianement abordables pour les revenus médians. Sept États (Texas, Floride, Californie, Caroline du Nord, Géorgie, Arizona et Caroline du Sud) représentent plus de 50 % des permis de construire en 2024. Le Nord-Est et la côte Ouest rencontrent d'importantes difficultés, avec Rhode Island, le Massachusetts, New York, Hawaï et la Californie qui obtiennent les notes les plus basses en raison des coûts élevés du logement et des problèmes de construction.
Realtor.com hat seinen Bericht „Grading the States: Affordability & Homebuilding Report Cards“ veröffentlicht, der den landesweiten Wohnungsmangel von über 4 Millionen Häusern hervorhebt. Der Bericht bewertet die Bundesstaaten anhand der Erschwinglichkeit von Wohnraum und der Neubaukapazitäten.
South Carolina führt mit der Note A, gefolgt von Iowa und Texas (A-) sowie Indiana und North Carolina (B+). Der Süden und der Mittlere Westen dominieren die Rangliste aufgrund der großen Verfügbarkeit von Land und niedrigeren Angebotspreisen. Diese Regionen zeigen die beste Kombination aus Erschwinglichkeit und starkem Neubau.
Der Bericht zeigt, dass nur 18 Bundesstaaten mittlere Häuser für mittlere Einkommen erschwinglich sind. Sieben Staaten (Texas, Florida, Kalifornien, North Carolina, Georgia, Arizona und South Carolina) machen über 50 % der Baugenehmigungen im Jahr 2024 aus. Der Nordosten und die Westküste haben erhebliche Schwierigkeiten, wobei Rhode Island, Massachusetts, New York, Hawaii und Kalifornien aufgrund hoher Wohnkosten und Bauprobleme die niedrigsten Noten erhalten.
- Comprehensive state-by-state analysis providing clear insights into housing market conditions
- South and Midwest regions showing strong housing affordability and construction activity
- Seven states account for over 50% of construction permits, indicating concentrated building activity
- Severe nationwide housing shortage of over 4 million homes
- Only 18 states have median homes affordable to median earners
- Northeast and West Coast states suffering from high housing costs and construction
- Complex zoning requirements hampering housing development in several states
The rankings for each state are based on two major factors: housing affordability and the ability to meet future supply challenges through new construction. Affordability, one half of the score, includes the REALTORS® Affordability Score and the share of median income spent on a median-priced home. Homebuilding, the other half of the score, measured the permit-to-population ratio and the new construction premium, which is the cost difference between new and existing homes.
"The only real solution to housing affordability is to build more homes," said Damian Eales, CEO of Realtor.com®. "Some states are making progress, but too many others are stuck in a cycle of soaring housing costs and limited inventory. With this report and the Let America Build campaign, we're shining a spotlight on these gaps. We need bold solutions, and we urge federal, state, and local leaders to step up and take action now. It's time to break the cycle and start building now to make homeownership a reality for more Americans."
Realtor.com's Let America Build campaign underscores the need for urgent policy changes to increase the housing supply and make homeownership more accessible and affordable. The campaign calls on lawmakers, industry leaders, and local communities to support smarter zoning, streamlined permitting processes, and incentives for home construction.
Top ranking states strike the right mix of affordability and new construction
Only 18 states—primarily in the Midwest and South—can claim that their median home is affordable to their median earner based on the
"Our state report card rankings reveal stark disparities in housing affordability and homebuilding efforts across the
South and Midwest lead the way, with
The South and Midwest, with ample available land and relatively low listing prices, are home to all of the top grades along our affordability and homebuilding criteria. In fact, the lowest grade earned by a state in the South and Midwest was in the C range.
The Northeast, West Coast lag behind
On the coasts – and in states like
States on the Western and Northeastern coasts are generally more regulated and subject to stricter, more complex zoning requirements.
State-by-State Housing Affordability & Homebuilding Report Card
Rank | State | Total | Grade | REALTORS® | Median | Median | Share of | Share of | New |
1 | 75.2 | A | 0.65 | 3.2 % | 1.6 % | -8.2 % | |||
2 | 71.6 | A- | 0.92 | 0.8 % | 0.9 % | 58.4 % | |||
3 | 71.5 | A- | 0.61 | 15.3 % | 9.2 % | 7.5 % | |||
4 | 69.9 | B+ | 0.87 | 1.8 % | 2.0 % | 49.1 % | |||
5 | 68.8 | B+ | 0.59 | 6.4 % | 3.3 % | 2.6 % | |||
6 | 67 | B | 0.59 | 0.4 % | 0.3 % | 11.4 % | |||
7 | 66.7 | B | 0.72 | 0.7 % | 0.6 % | 49.4 % | |||
8 | 65.2 | B | 0.74 | 0.9 % | 0.9 % | 41.5 % | |||
9 | 64.7 | B | 0.64 | 4.6 % | 3.3 % | 15.2 % | |||
10 | 62 | B- | 0.77 | 1.5 % | 1.7 % | 47.1 % | |||
11 | 61.5 | B- | 0.73 | 2.3 % | 2.6 % | 39.0 % | |||
12 | 61.3 | B- | 0.77 | 1.0 % | 1.4 % | 11.4 % | |||
13 | 60.2 | B- | 0.71 | 1.4 % | 1.5 % | 16.7 % | |||
14 | 59.4 | C+ | 0.52 | 11.8 % | 6.8 % | -4.0 % | |||
15 | 58.4 | C+ | 0.77 | 0.9 % | 1.2 % | 33.4 % | |||
16 | 58.2 | C+ | 0.89 | 2.1 % | 3.5 % | 91.1 % | |||
16 | 58.2 | C+ | 0.67 | 1.6 % | 1.8 % | 39.9 % | |||
18 | 58 | C+ | 0.75 | 1.1 % | 1.3 % | 32.2 % | |||
19 | 57.5 | C+ | 0.58 | 0.5 % | 0.3 % | 29.6 % | |||
20 | 57.1 | C | 0.82 | 0.6 % | 0.9 % | 105.9 % | |||
21 | 56.5 | C | 0.50 | 4.0 % | 2.3 % | -2.7 % | |||
22 | 56.2 | C | 0.82 | 1.2 % | 1.8 % | 50.9 % | |||
23 | 55.1 | C | 0.81 | 1.2 % | 1.8 % | 50.9 % | |||
24 | 54.7 | C | 0.91 | 0.3 % | 0.5 % | 62.8 % | |||
25 | 53.1 | C | 0.55 | 3.1 % | 2.1 % | 15.3 % | |||
26 | 52.2 | C | 0.42 | 1.2 % | 0.6 % | -2.0 % | |||
27 | 51.1 | C | 0.59 | 0.4 % | 0.4 % | 40.6 % | |||
27 | 51.1 | C | 0.55 | 2.2 % | 1.8 % | 5.3 % | |||
29 | 51 | C | 0.49 | 1.6 % | 1.0 % | 9.3 % | |||
30 | 50.1 | C | 0.86 | 1.3 % | 3.7 % | 75.0 % | |||
31 | 50 | C | 0.86 | 1.5 % | 3.0 % | 96.4 % | |||
32 | 49 | C | 0.73 | 0.2 % | 0.2 % | 45.4 % | |||
33 | 48.3 | C | 0.82 | 1.6 % | 3.8 % | 89.9 % | |||
34 | 45.7 | C- | 0.49 | 1.4 % | 1.0 % | 19.2 % | |||
35 | 45.4 | C- | 0.58 | 2.5 % | 2.8 % | 74.1 % | |||
36 | 44.7 | C- | 0.51 | 2.6 % | 2.3 % | 18.3 % | |||
37 | 44.2 | C- | 0.72 | 0.5 % | 0.9 % | 41.9 % | |||
38 | 43.2 | C- | 0.57 | 0.5 % | 0.6 % | 2.4 % | |||
39 | 43 | C- | 0.56 | 0.2 % | 0.2 % | 51.5 % | |||
40 | 42.6 | C- | 0.67 | 0.1 % | 0.2 % | 0.2 % | |||
41 | 42.2 | C- | 0.57 | 0.3 % | 0.4 % | 38.7 % | |||
42 | 41.2 | C- | 0.56 | 0.1 % | 0.2 % | 19.6 % | |||
43 | 40.4 | C- | 0.73 | 0.1 % | 0.2 % | 30.3 % | |||
44 | 35.2 | D | 0.40 | 0.4 % | 0.3 % | 14.7 % | |||
45 | 29.8 | F | 0.46 | 1.0 % | 1.3 % | 2.0 % | |||
46 | 28.3 | F | 0.64 | 0.4 % | 1.1 % | 68.2 % | |||
47 | 19.5 | F | 0.43 | 6.8 % | 11.7 % | -7.1 % | |||
48 | 15.8 | F | 0.45 | 0.2 % | 0.4 % | 26.2 % | |||
49 | 13.2 | F | 0.50 | 3.1 % | 5.8 % | 76.2 % | |||
50 | 12.6 | F | 0.48 | 1.0 % | 2.1 % | 42.8 % | |||
51 | 12.2 | F | 0.47 | 0.1 % | 0.3 % | 43.8 % |
Methodology
Grades are based on the following score ranges: A+ (77.5+), A (72.5-77.5), A- (70-72.5), B+ (67.5-70), B (62.5-67.5), B- (60-62.5), C+ (57.5-60), C (47.5-57.5), C- (40-47.5), D+ (37.5-40), D (32.5-37.5), D- (30-32.5), and F (0-30).
View the full report, interactive map and methodology at https://www.realtor.com/research/state-report-cards-2025/.
About Realtor.com®
Realtor.com® pioneered online real estate and has been at the forefront for over 25 years, connecting buyers, sellers, and renters with trusted insights, professional guidance and powerful tools to help them find their perfect home. Recognized as the No. 1 site trusted by real estate professionals, Realtor.com® is a valued partner, delivering consumer connections and a robust suite of marketing tools to support business growth. Realtor.com® is operated by News Corp [Nasdaq: NWS, NWSA] [ASX: NWS, NWSLV] subsidiary Move, Inc.
Media Contact: Sara Wiskerchen, press@realtor.com
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SOURCE Realtor.com
FAQ
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