Zions Bancorporation to Implement nCino Platform and Intelligent Solutions as the Technology Foundation of its Lending End-to-End Process Transformation
nCino (NASDAQ: NCNO) announced that Zions Bancorporation has selected nCino's technology platform to digitally transform their loan origination process. The implementation will include nCino tools such as Banking Advisor, Commercial Pricing, and Profitability and Analysis to enhance commercial and small business operations.
Zions, which recently upgraded its core loan and deposit systems along with front-end digital customer-facing applications, aims to improve customer experience and response times through this partnership. The bank serves businesses, households, and local governments in growth markets across the nation.
Scott McLean, President and COO at Zions Bancorporation, emphasized the focus on enhancing lending processes to provide faster, tailored responses to customers. Paul Clarkson, EVP of Global Revenue at nCino, expressed commitment to supporting Zions' transformation and innovation in banking.
nCino (NASDAQ: NCNO) ha annunciato che Zions Bancorporation ha scelto la piattaforma tecnologica di nCino per trasformare digitalmente il proprio processo di erogazione dei prestiti. L'implementazione includerà strumenti nCino come Banking Advisor, Commercial Pricing e Profitability and Analysis per migliorare le operazioni commerciali e delle piccole imprese.
Zions, che ha recentemente aggiornato i suoi sistemi core per prestiti e depositi insieme alle applicazioni digitali front-end rivolte ai clienti, mira a migliorare l'esperienza utente e i tempi di risposta grazie a questa collaborazione. La banca serve imprese, famiglie e enti locali in mercati in crescita su tutto il territorio nazionale.
Scott McLean, Presidente e COO di Zions Bancorporation, ha sottolineato l'importanza di ottimizzare i processi di prestito per offrire risposte più rapide e personalizzate ai clienti. Paul Clarkson, EVP Global Revenue di nCino, ha espresso l'impegno a supportare la trasformazione e l'innovazione bancaria di Zions.
nCino (NASDAQ: NCNO) anunció que Zions Bancorporation ha seleccionado la plataforma tecnológica de nCino para transformar digitalmente su proceso de originación de préstamos. La implementación incluirá herramientas de nCino como Banking Advisor, Commercial Pricing y Profitability and Analysis para mejorar las operaciones comerciales y de pequeñas empresas.
Zions, que recientemente actualizó sus sistemas centrales de préstamos y depósitos junto con aplicaciones digitales frontales para clientes, busca mejorar la experiencia del cliente y los tiempos de respuesta a través de esta alianza. El banco atiende a empresas, hogares y gobiernos locales en mercados en crecimiento a nivel nacional.
Scott McLean, presidente y COO de Zions Bancorporation, destacó el enfoque en optimizar los procesos de préstamo para ofrecer respuestas más rápidas y personalizadas a los clientes. Paul Clarkson, EVP de Ingresos Globales en nCino, expresó su compromiso de apoyar la transformación e innovación bancaria de Zions.
nCino (NASDAQ: NCNO)는 Zions Bancorporation이 대출 개시 프로세스를 디지털 전환하기 위해 nCino의 기술 플랫폼을 선택했다고 발표했습니다. 이번 도입에는 Banking Advisor, Commercial Pricing, Profitability and Analysis 등 nCino의 도구들이 포함되어 상업 및 중소기업 운영을 강화할 예정입니다.
최근 핵심 대출 및 예금 시스템과 고객 대상 프론트엔드 디지털 애플리케이션을 업그레이드한 Zions는 이번 파트너십을 통해 고객 경험과 응답 시간을 개선하는 것을 목표로 합니다. 이 은행은 전국의 성장 시장에서 기업, 가정, 지방 정부를 대상으로 서비스를 제공합니다.
Zions Bancorporation의 사장 겸 COO인 Scott McLean은 대출 프로세스 향상에 중점을 두어 고객에게 더 빠르고 맞춤화된 응답을 제공하겠다고 강조했습니다. nCino의 글로벌 매출 EVP인 Paul Clarkson은 Zions의 혁신과 변화를 지원하겠다는 의지를 표명했습니다.
nCino (NASDAQ : NCNO) a annoncé que Zions Bancorporation a choisi la plateforme technologique de nCino pour transformer numériquement son processus d'octroi de prêts. La mise en œuvre inclura des outils nCino tels que Banking Advisor, Commercial Pricing et Profitability and Analysis afin d'améliorer les opérations commerciales et des petites entreprises.
Zions, qui a récemment mis à jour ses systèmes centraux de prêts et dépôts ainsi que ses applications numériques frontales destinées aux clients, vise à améliorer l'expérience client et les temps de réponse grâce à ce partenariat. La banque sert des entreprises, des ménages et des administrations locales dans des marchés en croissance à travers le pays.
Scott McLean, président et COO de Zions Bancorporation, a souligné l'importance d'améliorer les processus de prêt pour offrir des réponses plus rapides et personnalisées aux clients. Paul Clarkson, EVP Global Revenue chez nCino, a exprimé son engagement à soutenir la transformation et l'innovation bancaire de Zions.
nCino (NASDAQ: NCNO) gab bekannt, dass Zions Bancorporation die Technologieplattform von nCino ausgewählt hat, um ihren Kreditvergabeprozess digital zu transformieren. Die Implementierung umfasst nCino-Tools wie Banking Advisor, Commercial Pricing und Profitability and Analysis, um die Geschäfts- und Kleinunternehmensprozesse zu verbessern.
Zions, das kürzlich seine Kernsysteme für Kredite und Einlagen sowie kundenorientierte digitale Frontend-Anwendungen aktualisiert hat, zielt darauf ab, durch diese Partnerschaft die Kundenerfahrung und Reaktionszeiten zu verbessern. Die Bank betreut Unternehmen, Haushalte und Kommunalverwaltungen in Wachstumsregionen im ganzen Land.
Scott McLean, Präsident und COO von Zions Bancorporation, betonte den Fokus auf die Verbesserung der Kreditprozesse, um Kunden schnellere und individuellere Antworten zu bieten. Paul Clarkson, EVP Global Revenue bei nCino, zeigte sich engagiert, Zions’ Transformation und Innovation im Bankwesen zu unterstützen.
- Strategic partnership with major regional bank Zions Bancorporation expands nCino's market presence
- Implementation includes multiple nCino products, indicating strong product adoption
- Partnership with digitally-focused client demonstrates nCino's competitive advantage in banking technology
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Insights
This Zions Bancorporation partnership represents a significant win for nCino in the competitive banking technology sector. While financial terms weren't disclosed, securing a client with Zions' profile - a collection of community-focused banks serving high-growth markets - validates nCino's platform positioning among mid-tier financial institutions.
The timing is particularly strategic as Zions has already completed foundational digital transformation work by replacing core loan and deposit systems. nCino's selection for the next phase suggests they've successfully positioned their platform as the logical extension for banks that have already modernized their core infrastructure.
What's particularly promising is the breadth of implementation, spanning both commercial and small business lending workflows with multiple nCino products (Banking Advisor, Commercial Pricing, and Profitability and Analysis). This comprehensive approach typically leads to higher contract values and stickier client relationships compared to single-product deployments.
For nCino investors, this partnership demonstrates continued market momentum in securing meaningful banking relationships during a period when financial institutions are increasingly scrutinizing technology investments. The client acquisition also strengthens nCino's competitive position against both legacy providers and newer fintech entrants targeting the lending process modernization segment.
This implementation at Zions Bancorporation centers on nCino's lending platform capabilities, with particular emphasis on transforming the end-to-end loan origination process - traditionally one of banking's most friction-filled and paper-intensive workflows.
The technical scope appears substantial, incorporating multiple specialized nCino modules including Banking Advisor (relationship management), Commercial Pricing (loan pricing optimization), and Profitability and Analysis (performance analytics). This suggests a comprehensive deployment rather than a point solution.
What makes this implementation technically sophisticated is the integration context. Zions has recently completed core system replacements and front-end digital application upgrades, creating a modern foundation. nCino's platform must now integrate with these refreshed systems while delivering the speed and personalization highlighted in McLean's statement about providing quick, tailored responses.
The technical challenge extends beyond software implementation to workflow redesign. The emphasis on "enhancing lending end-to-end process" indicates a holistic approach that likely involves process reengineering alongside technology deployment. For nCino, successfully executing this complex transformation for a client that's already advanced in its digital journey could serve as a compelling reference case for other institutions with similar modernization trajectories.
WILMINGTON, N.C., April 15, 2025 (GLOBE NEWSWIRE) -- nCino, Inc. (NASDAQ: NCNO), the leading provider of intelligent, best-in-class banking solutions, today announced that Zions Bancorporation has selected nCino as its technology platform as they digitally transform their loan origination process.
Zions Bancorporation is a collection of extraordinary, locally led and community-focused banks serving businesses, households and local governments in some of the best growth markets in the nation. Zions’ focus is on helping to build strong, successful communities, creating economic opportunity and helping clients achieve greater financial strength through the relationships they develop and services they provide.
Zions is advancing its digital journey with nCino, which is expected to deliver improved experiences for its customers across commercial and small business powered by nCino tools such as Banking Advisor, Commercial Pricing, and Profitability and Analysis. The bank has demonstrated a long-term commitment to its digital transformation, having recently replaced its core loan and deposit systems and upgraded the majority of its front-end digital customer-facing applications.
“Working with nCino, we are focused on enhancing our lending end-to-end process, which improves the speed and flexibility with which we respond to customers,” said Scott McLean, President and Chief Operating Officer at Zions Bancorporation. “What most customers really want is an answer as quickly as possible tailored to their specific situation. Utilizing nCino’s extensive capabilities is an important component to create value for our customers.”
“We’re proud to work closely with Zions as it builds upon its national reputation for relationship banking and continues transformational change by tailoring its products and solutions for the future needs of its customers,” said Paul Clarkson, Executive Vice President of Global Revenue at nCino. “Through this initiative, we are committed to supporting Zions Bancorporation in advancing its business and promoting sustained leadership and innovation in the banking industry.”
About nCino
nCino (NASDAQ: NCNO) is powering a new era in financial services. The Company was founded to help financial institutions digitize and reengineer business processes to boost efficiencies and create better banking experiences. With over 2,700 customers worldwide — including community banks, credit unions, independent mortgage banks, and the largest financial entities globally — nCino offers a trusted platform of best-in-class, intelligent solutions. By integrating artificial intelligence and actionable insights into its platform, nCino is helping financial institutions consolidate legacy systems to enhance strategic decision-making, improve risk management, and elevate customer satisfaction by cohesively bringing together people, AI and data. For more information, visit www.ncino.com.
About Zions Bancorporation
Zions Bancorporation, N.A. (NASDAQ: ZION) is one of the nation's premier financial services companies with approximately
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Forward-Looking Statements:
This press release contains forward-looking statements about nCino's financial and operating results, which include statements regarding nCino’s future performance, outlook, guidance, the benefits from the use of nCino’s solutions, our strategies, and general business conditions. Forward-looking statements generally include actions, events, results, strategies and expectations and are often identifiable by use of the words “believes,” “expects,” “intends,” “anticipates,” “plans,” “seeks,” “estimates,” “projects,” “may,” “will,” “could,” “might,” or “continues” or similar expressions and the negatives thereof. Any forward-looking statements contained in this press release are based upon nCino’s historical performance and its current plans, estimates, and expectations and are not a representation that such plans, estimates, or expectations will be achieved. These forward-looking statements represent nCino’s expectations as of the date of this press release. Subsequent events may cause these expectations to change and, except as may be required by law, nCino does not undertake any obligation to update or revise these forward-looking statements. These forward-looking statements are subject to known and unknown risks and uncertainties that may cause actual results to differ materially including, but not limited to risks associated with (i) adverse changes in the financial services industry, including as a result of customer consolidation or bank failures; (ii) adverse changes in economic, regulatory, or market conditions, including as a direct or indirect consequence of higher interest rates; (iii) risks associated with acquisitions we undertake, (iv) breaches in our security measures or unauthorized access to our customers’ or their clients' data; (v) the accuracy of management’s assumptions and estimates; (vi) our ability to attract new customers and succeed in having current customers expand their use of our solution, including in connection with our migration to an asset-based pricing model; (vii) competitive factors, including pricing pressures and migration to asset-based pricing, consolidation among competitors, entry of new competitors, the launch of new products and marketing initiatives by our competitors, and difficulty securing rights to access or integrate with third party products or data used by our customers; (viii) the rate of adoption of our newer solutions and the results of our efforts to sustain or expand the use and adoption of our more established solutions; (ix) fluctuation of our results of operations, which may make period-to-period comparisons less meaningful; (x) our ability to manage our growth effectively including expanding outside of the United States; (xi) adverse changes in our relationship with Salesforce; (xii) our ability to successfully acquire new companies and/or integrate acquisitions into our existing organization; (xiii) the loss of one or more customers, particularly any of our larger customers, or a reduction in the number of users our customers purchase access and use rights for; (xiv) system unavailability, system performance problems, or loss of data due to disruptions or other problems with our computing infrastructure or the infrastructure we rely on that is operated by third parties; (xv) our ability to maintain our corporate culture and attract and retain highly skilled employees; and (xvi) the outcome and impact of legal proceedings and related fees and expenses.
FAQ
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