Fannie Mae Reminds Homeowners, Renters, and Mortgage Servicers of Disaster Relief Options for Those Affected by Hurricane Milton
Fannie Mae (OTCQB: FNMA) is reminding those affected by Hurricane Milton of available mortgage assistance and disaster relief options. Homeowners impacted by the hurricane can request mortgage assistance from their servicer, potentially reducing or suspending mortgage payments for up to 12 months through a forbearance plan. During this period, late fees are waived and foreclosure proceedings are suspended.
Mortgage servicers can offer a 90-day forbearance plan if they believe a home was affected by the disaster, even without homeowner contact. Fannie Mae offers free disaster recovery counseling at 855-HERE2HELP (855-437-3243), providing personalized support, needs assessment, and guidance for up to 18 months. Homeowners and renters can visit Fannie Mae's website for more information on disaster relief resources.
Fannie Mae (OTCQB: FNMA) ricorda a coloro che sono stati colpiti dall'uragano Milton le opzioni disponibili di assistenza ipotecaria e di aiuto in caso di disastro. I proprietari di casa colpiti dall'uragano possono richiedere assistenza ipotecaria al loro prestatore, potenzialmente riducendo o sospendendo i pagamenti del mutuo per un massimo di 12 mesi attraverso un piano di tolleranza. Durante questo periodo, le penali per ritardo sono annullate e le procedure di pignoramento sono sospese.
I prestatori ipotecari possono offrire un piano di tolleranza di 90 giorni se ritengono che una casa sia stata colpita dal disastro, anche senza contatto con il proprietario di casa. Fannie Mae offre consulenza gratuita per il recupero dopo il disastro al numero 855-HERE2HELP (855-437-3243), fornendo supporto personalizzato, valutazione dei bisogni e orientamento per un massimo di 18 mesi. I proprietari di casa e gli inquilini possono visitare il sito web di Fannie Mae per ulteriori informazioni sulle risorse di aiuto in caso di disastro.
Fannie Mae (OTCQB: FNMA) recuerda a los afectados por el huracán Milton las opciones disponibles de asistencia hipotecaria y ayuda por desastre. Los propietarios de viviendas afectados por el huracán pueden solicitar asistencia hipotecaria a su administrador, lo que podría reducir o suspender los pagos hipotecarios por hasta 12 meses a través de un plan de indulgencia. Durante este periodo, se suspenden las comisiones por retraso y los procedimientos de ejecución hipotecaria.
Los administradores de hipotecas pueden ofrecer un plan de indulgencia de 90 días si creen que una vivienda fue afectada por el desastre, incluso sin contacto con el propietario. Fannie Mae ofrece asesoramiento gratuito para la recuperación de desastres al 855-HERE2HELP (855-437-3243), brindando apoyo personalizado, evaluación de necesidades y orientación por hasta 18 meses. Los propietarios e inquilinos pueden visitar el sitio web de Fannie Mae para obtener más información sobre los recursos de ayuda por desastre.
패니 메이(Fannie Mae, OTCQB: FNMA)는 밀튼 허리케인에 의해 영향을 받은 이들에게 이용 가능한 모기지 지원 및 재해 구호 옵션을 상기시킵니다. 허리케인으로 피해를 입은 주택 소유자는 서비스 제공자에게 모기지 지원을 요청할 수 있습니다, 이로 인해 최대 12개월 동안 모기지 지불을 줄이거나 중단할 수 있는 유예 계획을 통해 가능합니다. 이 기간 동안, 연체료는 면제되고 압류 절차는 중단됩니다.
모기지 서비스 제공자는 재해로 주택이 영향을 받았다고 판단되는 경우 주택 소유자의 연락 없이도 90일 유예 계획을 제공할 수 있습니다. 패니 메이는 무료 재해 회복 상담 서비스를 제공하며, 855-HERE2HELP(855-437-3243)로 연락하면 맞춤형 지원, 필요 평가 및 최대 18개월간의 안내를 받을 수 있습니다. 주택 소유자와 임차인은 패니 메이 웹사이트를 방문하여 재해 구호 자원에 대한 더 많은 정보를 얻을 수 있습니다.
Fannie Mae (OTCQB: FNMA) rappelle aux personnes touchées par l'ouragan Milton les options d'assistance hypothécaire et de secours en cas de catastrophe disponibles. Les propriétaires affectés par l'ouragan peuvent demander une assistance hypothécaire auprès de leur prêteur, ce qui pourrait réduire ou suspendre les paiements hypothécaires pendant une période allant jusqu'à 12 mois grâce à un plan de tolérance. Pendant cette période, les frais de retard sont annulés et les procédures de saisie sont suspendues.
Les gestionnaires de prêts hypothécaires peuvent proposer un plan de tolérance de 90 jours s'ils estiment qu'une maison a été affectée par la catastrophe, même sans contact avec le propriétaire. Fannie Mae propose un accompagnement gratuit en cas de catastrophe au 855-HERE2HELP (855-437-3243), offrant un soutien personnalisé, une évaluation des besoins et des conseils pendant une période allant jusqu'à 18 mois. Les propriétaires et les locataires peuvent visiter le site Web de Fannie Mae pour plus d'informations sur les ressources d'aide en cas de catastrophe.
Fannie Mae (OTCQB: FNMA) erinnert diejenigen, die vom Hurrikan Milton betroffen sind, an die verfügbaren Optionen für Hypothekenhilfe und Katastrophenhilfe. Hausbesitzer, die vom Hurrikan betroffen sind, können bei ihrem Dienstleister Hypothekenhilfe beantragen, was möglicherweise eine Reduzierung oder Aussetzung der Hypothekenzahlungen für bis zu 12 Monate über einen Stundungsplan ermöglicht. Während dieser Zeit werden Säumniszuschläge erlassen und Zwangsvollstreckungsverfahren ausgesetzt.
Hypothekendienstleister können einen 90-Tage-Stundungsplan anbieten, wenn sie der Meinung sind, dass ein Haus von der Katastrophe betroffen war, auch ohne Kontakt zum Hausbesitzer. Fannie Mae bietet kostenlose Beratungen zur Katastrophenbewältigung unter 855-HERE2HELP (855-437-3243) an und bietet individuelle Unterstützung, Bedarfsanalyse und Beratung für bis zu 18 Monate. Hausbesitzer und Mieter können die Website von Fannie Mae besuchen, um weitere Informationen zu Ressourcen zur Katastrophenhilfe zu erhalten.
- Fannie Mae offers mortgage payment reduction or suspension for up to 12 months for affected homeowners
- Late fees are waived and foreclosure proceedings are suspended during forbearance
- Free disaster recovery counseling provided for up to 18 months
- None.
"This is a devastating time for many homeowners and renters impacted by Hurricane Milton, especially as some are still feeling the impacts of Hurricane Helene," said Cyndi Danko, Senior Vice President and Chief Credit Officer, Single-Family, Fannie Mae. "Once recovery efforts begin, we encourage homeowners experiencing hardship because of the storm(s) to contact their mortgage servicer about payment relief options as soon as possible. Homeowners and renters alike can learn more about disaster relief resources, including personalized support, by contacting Fannie Mae's free disaster recovery counseling services."
Homeowners and renters should call 855-HERE2HELP (855-437-3243) to access Fannie Mae's disaster recovery counseling* or visit the Fannie Mae website for more information.
Under Fannie Mae's guidelines for single-family mortgages impacted by a disaster:
- Homeowners may request mortgage assistance by contacting their mortgage servicer (the company listed on their mortgage statement) following a disaster.
- Homeowners affected by a disaster are often eligible to reduce or suspend their mortgage payments for up to 12 months by entering into a forbearance plan with their mortgage servicer. During this temporary reduction or pause in payments, homeowners will not incur late fees, and foreclosure along with other legal proceedings are suspended.
- In instances where contact with the homeowner has not been established, mortgage servicers are authorized to offer a forbearance plan for up to 90 days if the servicer believes the home was affected by a disaster.
- In addition, homeowners on a COVID-19-related forbearance plan who are subsequently impacted by a disaster may still be eligible for assistance and should contact their mortgage servicer to discuss options.
Homeowners and renters looking for disaster recovery resources may visit the Fannie Mae website to learn more about addressing immediate needs. Fannie Mae also offers help navigating the broader financial effects of a disaster to homeowners and renters through disaster recovery counseling at 855-HERE2HELP (855-437-3243).* Assistance is provided free of charge by
- A needs assessment and personalized recovery plan.
- Help requesting financial relief from the Federal Emergency Management Agency (FEMA), insurance companies, and other sources.
- Web resources and ongoing guidance for up to 18 months.
- Services available in multiple languages.
*Operated by Money Management International/MMI
About Fannie Mae
Fannie Mae advances equitable and sustainable access to homeownership and quality, affordable rental housing for millions of people across America. We enable the 30-year fixed-rate mortgage and drive responsible innovation to make homebuying and renting easier, fairer, and more accessible. To learn more, visit:
fanniemae.com | X (formerly Twitter) | Facebook | LinkedIn | Instagram | YouTube | Blog
Fannie Mae Newsroom
https://www.fanniemae.com/news
Photo of Fannie Mae
https://www.fanniemae.com/resources/img/about-fm/fm-building.tif
Fannie Mae Resource Center
1-800-2FANNIE (800-232-6643)
View original content to download multimedia:https://www.prnewswire.com/news-releases/fannie-mae-reminds-homeowners-renters-and-mortgage-servicers-of-disaster-relief-options-for-those-affected-by-hurricane-milton-302275335.html
SOURCE Fannie Mae
FAQ
What assistance does Fannie Mae offer for homeowners affected by Hurricane Milton?
How can homeowners request mortgage assistance from Fannie Mae (FNMA) after Hurricane Milton?
What free support does Fannie Mae provide for disaster recovery after Hurricane Milton?
Can mortgage servicers offer forbearance for Fannie Mae (FNMA) loans without contacting the homeowner after Hurricane Milton?
