6 Holiday Shopping Tips and 2 Reasons to Shop Local

Rhea-AI Summary

Erie Insurance has shared essential tips for safe holiday shopping amid increased consumer spending, with Americans expected to spend an average of $998 this season, as reported by the National Retail Federation. Key recommendations include traveling light, parking in well-lit areas, driving cautiously, supporting local businesses, and safeguarding gifts in vehicles. Notably, Erie Insurance enhances its coverage by adding local gift card reimbursement of up to $250 for purchases made near the policyholder's residence, offering additional security during uncertain economic times.

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• Local gift card reimbursement coverage added to ErieSecure Home policy up to $250.
• Encouragement to shop local supports community businesses.

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• None.

ERIE, Pa., Dec. 10, 2020 /PRNewswire/ -- The shopping season is in full swing, a busy time for both online and brick and mortar retailers.  The average American plans to spend $998 this winter holiday season, according to the National Retail Federation. Though many of us plan to turn to online shopping this year, you may still decide to make a quick trip to the mall or your favorite local shops. (Make sure to follow public health guidance from experts such as the Centers for Disease Control and Prevention and your local government.) 

Whether you order online or go out, Erie Insurance has some quick tips for a smooth and safe holiday shopping season.

1. Travel light. Leave your purse at home if you can, and bring only keys, phone and cash or credit card (and keep those in a front pocket to protect from pickpockets in crowds).
2. Be a picky parker. Shopping during daylight hours is probably safer, especially when you're passing through the parking lot with bags full of gifts. But night shopping, especially with the season's shorter daylight hours and hectic work schedules, is a necessity for many. Park your car in a well-lit area as close to the entrance as possible. If your car is broken into, here's what you should do next. 
3. Drive with caution. Whether entering or exiting crowded parking lots or ramps, cars can pull out suddenly and people can appear from seemingly nowhere. Slow down and minimize distractions in the car to give your driving your full attention. This is one way you can avoid a fender bender in a parking lot. 
4. Buy local whenever you can. When it comes time to shop for that special gift, think about supporting that mom-and-pop, or local art shop first. Buying local keeps the money within your local economy, while also helping to provide new employment and job opportunities for people within your community.
5. Keep gifts out of sight. It's best to head straight home after your shopping trip, but that's not always practical. If you have more errands on your list, be conscious of where you store your gifts in your vehicle. If possible, use your trunk and don't leave gifts or bags with valuables on your front seat.
6. Purchase gift cards or gift certificates (without worry). Many places accept contact-free payment online or over the phone. Stock up now and treat your friends and family (or yourself) to a night on the town when it is safe to do so. Good news: At no additional cost, ERIE is automatically adding local gift card and gift certificate reimbursement coverage to your ErieSecure Home® policy. Coverage provides reimbursement for up to $250 per gift card purchased at businesses within 100 miles of your residence if the business permanently closes within a year after purchase. While no one wants to see a business close its doors, it's reassurance that your purchase is protected.

Interested in learning more? At ERIE, living local is what we're all about. For more than 95 years, we've been proud to work with local insurance agents who live and work in the communities you do. Talk to a local agent in your community about our coverages, request a quote or learn more about what makes ERIE different.

Erie Insurance Group
According to A.M. Best Company, Erie Insurance Group, based in Erie, Pennsylvania, is the 11^th largest homeowners insurer and 12^th largest automobile insurer in the United States based on direct premiums written and the 16^th largest property/casualty insurer in the United States based on total lines net premium written. The Group, rated A+ (Superior) by A.M. Best Company, has more than 6 million policies in force and operates in 12 states and the District of Columbia. Erie Family Life Insurance Company is rated A (Excellent) by A.M. Best Company. Life insurance policies not written in New York state. Erie Insurance Group is a FORTUNE 500 company.

News releases and more information about Erie Insurance Group are available at www.erieinsurance.com.

 

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SOURCE Erie Insurance Group

FAQ

What is the average holiday spending expected this year according to Erie Insurance?

Americans are expected to spend an average of $998 this holiday season.

What safety tips does Erie Insurance provide for holiday shopping?

Erie Insurance advises traveling light, parking in well-lit areas, driving cautiously, buying local, and keeping gifts out of sight.

What new coverage does Erie Insurance offer for gift cards?

Erie Insurance now includes local gift card reimbursement coverage of up to $250 if the business closes within a year of purchasing.

How long has Erie Insurance been operating?

Erie Insurance has been serving customers for over 95 years.

What is the ranking of Erie Insurance in homeowners and automobile insurance?

Erie Insurance is the 11th largest homeowners insurer and 12th largest automobile insurer in the U.S.