ACI Worldwide and Ingo Payments to Power Faster, Flexible Digital Disbursements
ACI Worldwide (NASDAQ: ACIW) and Ingo Payments have partnered to launch ACI Speedpay Digital Disbursements, a new solution aimed at modernizing payment disbursement operations. The partnership addresses growing consumer demand for digital payments, with over 75% of Americans preferring digital transactions according to the ACI Speedpay Pulse 2024 Report.
The solution offers multiple payout options including real-time payments, PayPal/Venmo, signature debit, and ACH. It supports various disbursement types: point-in-time, batch-based, and real-time digital disbursements. This initiative helps businesses transition from paper checks to digital payments, streamlining reporting and reconciliation processes while reducing administrative overhead and improving cash flow efficiency.
ACI Worldwide (NASDAQ: ACIW) e Ingo Payments hanno collaborato per lanciare ACI Speedpay Digital Disbursements, una nuova soluzione pensata per modernizzare le operazioni di pagamento. Questa partnership risponde alla crescente domanda dei consumatori per i pagamenti digitali, con oltre il 75% degli americani che preferisce le transazioni digitali, secondo il Rapporto ACI Speedpay Pulse 2024.
La soluzione offre molteplici opzioni di pagamento, tra cui pagamenti in tempo reale, PayPal/Venmo, debito con firma e ACH. Supporta vari tipi di erogazione: pagamenti puntuali, basati su batch e disbursamenti digitali in tempo reale. Questa iniziativa aiuta le aziende a passare dai controlli cartacei ai pagamenti digitali, semplificando i processi di reporting e riconciliazione, riducendo i costi amministrativi e migliorando l'efficienza del flusso di cassa.
ACI Worldwide (NASDAQ: ACIW) e Ingo Payments se han asociado para lanzar ACI Speedpay Digital Disbursements, una nueva solución destinada a modernizar las operaciones de desembolso de pagos. La asociación responde a la creciente demanda de los consumidores por pagos digitales, con más del 75% de los estadounidenses prefiriendo transacciones digitales, según el Informe ACI Speedpay Pulse 2024.
La solución ofrece múltiples opciones de pago, incluyendo pagos en tiempo real, PayPal/Venmo, débito con firma y ACH. Soporta varios tipos de desembolso: desembolsos puntuales, basados en lotes y desembolsos digitales en tiempo real. Esta iniciativa ayuda a las empresas a hacer la transición de cheques en papel a pagos digitales, agilizando los procesos de informes y conciliación, mientras reduce los costos administrativos y mejora la eficiencia del flujo de efectivo.
ACI Worldwide (NASDAQ: ACIW)와 Ingo Payments가 협력하여 ACI Speedpay Digital Disbursements를 출시했습니다. 이 새로운 솔루션은 지불 분배 작업의 현대화를 목표로 하고 있습니다. 이 파트너십은 소비자들이 디지털 결제를 선호하는 증가하는 수요에 대응하며, ACI Speedpay Pulse 2024 보고서에 따르면 미국인의 75% 이상이 디지털 거래를 선호합니다.
이 솔루션은 실시간 결제, PayPal/Venmo, 서명 직불 및 ACH를 포함한 다양한 지급 옵션을 제공합니다. 또한 시점별, 배치 기반 및 실시간 디지털 분배와 같은 다양한 분배 유형을 지원합니다. 이 이니셔티브는 기업이 종이 수표에서 디지털 결제로 전환하는 데 도움을 주며, 보고 및 조정 프로세스를 간소화하고 관리 비용을 줄이며 현금 흐름 효율성을 개선합니다.
ACI Worldwide (NASDAQ: ACIW) et Ingo Payments se sont associés pour lancer ACI Speedpay Digital Disbursements, une nouvelle solution visant à moderniser les opérations de distribution de paiements. Ce partenariat répond à la demande croissante des consommateurs pour les paiements numériques, avec plus de 75 % des Américains préférant les transactions numériques, selon le rapport ACI Speedpay Pulse 2024.
La solution propose plusieurs options de paiement, y compris les paiements en temps réel, PayPal/Venmo, le débit par signature et ACH. Elle prend en charge divers types de distribution : distributions ponctuelles, basées sur des lots et des distributions numériques en temps réel. Cette initiative aide les entreprises à passer des chèques papier aux paiements numériques, simplifiant les processus de reporting et de réconciliation tout en réduisant les frais administratifs et en améliorant l'efficacité des flux de trésorerie.
ACI Worldwide (NASDAQ: ACIW) und Ingo Payments haben sich zusammengeschlossen, um ACI Speedpay Digital Disbursements einzuführen, eine neue Lösung zur Modernisierung der Zahlungsabwicklungsoperationen. Die Partnerschaft reagiert auf die wachsende Nachfrage der Verbraucher nach digitalen Zahlungen, wobei über 75 % der Amerikaner digitale Transaktionen bevorzugen, laut dem ACI Speedpay Pulse 2024 Bericht.
Die Lösung bietet mehrere Auszahlungsmöglichkeiten, darunter Echtzeit-Zahlungen, PayPal/Venmo, Unterschrift-Debit und ACH. Sie unterstützt verschiedene Auszahlungsarten: zeitpunktbezogene, batchbasierte und digitale Echtzeitauszahlungen. Diese Initiative hilft Unternehmen, von Papierchecks zu digitalen Zahlungen überzugehen, indem sie die Berichterstattung und Abstimmungsprozesse optimiert, die Verwaltungskosten senkt und die Effizienz des Cashflows verbessert.
- Partnership with Ingo Payments expands ACIW's digital payment capabilities
- Addresses growing market demand with 75% of Americans preferring digital transactions
- Multiple payment options and flexible integration solutions enhance product offering
- Potential for improved operational efficiency and reduced costs through digital transformation
- None.
Insights
ACI Worldwide's partnership with Ingo Payments represents a strategic expansion of its digital payment capabilities through the new ACI Speedpay Digital Disbursements solution. This move aligns with shifting consumer preferences, as their Speedpay Pulse 2024 Report indicates
The partnership directly addresses a significant market inefficiency - the continued reliance on paper checks for disbursements despite growing digital demand. By offering multiple payout options including real-time payments, PayPal/Venmo, signature debit, and ACH, ACI positions itself to capture market share in the rapidly evolving digital disbursements sector.
This product launch should enhance ACI's competitive positioning in the payments ecosystem while creating new revenue opportunities. The solution's flexible integration approach - offering both embedded payment capabilities and fully hosted SaaS experiences - demonstrates a thoughtful implementation strategy that can accommodate varying client technical capabilities.
For ACI shareholders, this represents a positive development that leverages the company's existing Speedpay platform infrastructure while opening new market segments. The focus on improving operational efficiency for business clients through streamlined reporting, reconciliation, and reduced administrative overhead creates a compelling value proposition that should drive adoption.
The ACI-Ingo partnership delivers significant technological advancement in payment disbursement infrastructure by creating a multi-modal digital solution that addresses key friction points in traditional systems. The technical implementation supports three critical disbursement architectures: point-in-time, batch-based, and real-time digital - providing comprehensive coverage across various business use cases.
From an integration perspective, the dual approach of offering both embedded payment capabilities and fully hosted SaaS experiences demonstrates sophisticated design thinking. This flexibility allows businesses at different digital maturity stages to implement the solution without significant retooling of their existing systems.
The technology stack appears to leverage ACI's established Speedpay platform while incorporating Ingo's money mobility solutions, creating technical synergies that would be difficult for either company to achieve independently. The real-time payment capabilities represent particularly valuable functionality as they require specialized infrastructure to securely process immediate fund transfers.
By eliminating the technical complexities of managing multiple disbursement channels, the solution effectively abstracts payment routing decisions away from corporate IT departments. This centralization of payment orchestration simplifies integration points and reduces maintenance overhead while creating a foundation for future expansion to additional payment methods as consumer preferences continue to evolve.
New ACI Speedpay Digital Disbursements solution boosts consumers’ financial autonomy

Ingo Payments
Many businesses today still rely on paper checks to disburse funds. However, according to the ACI Speedpay Pulse 2024 Report, consumer preference for digital payment channels is trending upward, with more than
With the new partnership, ACI and Ingo will provide flexible integration solutions that cater to the diverse needs of business customers, whether they require embedded payment capabilities or fully hosted SaaS-based disbursement experiences. The solution will support a range of disbursement options, including point-in-time disbursements, batch-based disbursements and real-time digital disbursements.
ACI Speedpay Digital Disbursements enables businesses to offer multiple payout options, including real-time payments, PayPal/Venmo, signature debit, and ACH. Businesses can streamline reporting and reconciliation by eliminating the delays associated with check deposits, reducing administrative overhead and improving cash flow efficiency.
“At ACI Speedpay, we like to say - life is hard enough, let's make bill pay easy - the same can be said for disbursements, where consumers need their money fast and sent via their preferred payment type,” said Ron Shultz, General Manager of ACI Speedpay. “Our partnership with Ingo Payments enables ACI's biller clients to offer numerous digital disbursement options to their consumers, serving to enhance the overall customer experience.”
“We’re proud to collaborate with ACI to provide businesses with seamless, scalable disbursement solutions that meet the evolving needs of today’s digital economy,” said Drew Edwards, CEO at Ingo Payments. “Together, we’re helping clients move money with greater speed, security and efficiency.”
About ACI Worldwide
ACI Worldwide, an original innovator in global payments technology, delivers transformative software solutions that power intelligent payments orchestration in real time so banks, billers, and merchants can drive growth, while continuously modernizing their payment infrastructures, simply and securely. With nearly 50 years of trusted payments expertise, we combine our global footprint with a local presence to offer enhanced payment experiences to stay ahead of constantly changing payment challenges and opportunities.
© Copyright ACI Worldwide, Inc. 2025
ACI, ACI Worldwide, ACI Payments, Inc., ACI Pay, Speedpay and all ACI product/solution names are trademarks or registered trademarks of ACI Worldwide, Inc., or one of its subsidiaries, in
About Ingo Payments
Ingo Payments empowers banks, fintechs, and enterprises to deliver modern financial experiences through its full-service embedded banking platform. Ingo's bank-grade modern money stack, built with embedded compliance and risk management, enables seamless account funding, transfers, mobile deposits, payouts, digital wallets, account and card issuing, PFM, and rewards solutions across a wide range of industries and use cases. With a vertically integrated platform, Ingo helps clients minimize third-party risk, reduce operational complexity, and lower costs—all while accelerating go-to-market timelines. Learn more at ingopayments.com.
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Media Contacts
ACI Worldwide
Nick Karoglou | Head of Communications and Corporate Affairs | nick.karoglou@aciworldwide.com
Lyn Kwek | Communications and Corporate Affairs Director | lyn.kwek@aciworldwide.com
Ingo Payments
Sarah Higgins
sarah@ingopayments.com
Source: ACI Worldwide