Welcome to our dedicated page for Oportun Financial SEC filings (Ticker: OPRT), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Oportun Financial Corp lends to millions of credit-thin consumers, turning alternative data into responsible loans. That mission also creates disclosures that dive deep into net charge-offs, CECL reserves, and securitization trusts—details scattered across 10-K footnotes and 8-K updates. If you have ever searched “where can I find the Oportun quarterly earnings report 10-Q filing?” or wondered how to track “Oportun insider trading Form 4 transactions,” this page is built for you.
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- S-3 shelf registrations that preview new securitizations
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BGSF, Inc. (NYSE: BGSF) has filed a Preliminary Proxy Statement (Schedule 14A) seeking stockholder approval for the sale of its entire Professional segment to INSPYR Solutions Intermediate, LLC for $99 million in cash.
The transaction is structured through an Equity Purchase Agreement dated 14 June 2025. Prior to closing, BGSF will transfer Professional-segment assets and certain liabilities to wholly-owned subsidiary BGSF Professional, divest foreign subsidiaries (excluding a 1 % interest in India) to an affiliate of the buyer, and then sell 100 % of BGSF Professional and BG Finance & Accounting, Inc. to the purchaser. Alvarez & Marsal–affiliated funds have issued an equity-commitment letter for $104 million, providing deal funding certainty.
Key Terms & Conditions
- Purchase price: $99 million cash, subject to customary working-capital and debt adjustments.
- Closing deadline (End Date): 10 November 2025.
- Required vote: majority of all outstanding BGSF common shares under DGCL §271.
- Termination fees: $4.95 million payable by purchaser under specified breaches; $2.97 million payable by BGSF upon superior proposal or certain failures; expense reimbursement to purchaser capped at $3 million if stockholders vote down the deal.
- No appraisal or dissenters’ rights for stockholders.
Strategic Rationale & Use of Proceeds
- BGSF intends to use net proceeds to substantially eliminate outstanding debt and reinvest in its Property Management segment (the “Retained Business”).
- The board, after receiving a fairness opinion from Houlihan Lokey, unanimously recommends voting FOR the Sale, the related golden-parachute Compensation Proposal, and the Adjournment Proposal.
Post-Sale Profile
- BGSF will be a smaller, more focused staffing company, with revenues derived exclusively from Property Management field-talent services across 38 states and D.C.
- No proceeds flow directly to stockholders; future value creation depends on debt reduction, redeployment of capital, and potential strategic alternatives.
Risks Highlighted
- Transaction requires affirmative vote of a majority of outstanding shares; failure triggers potential expense reimbursement.
- Pendency could disrupt employees and customers; if the deal fails, BGSF shoulders transaction costs without offsetting benefits.
- After divestiture, reduced scale may pressure BGSF’s ability to meet NYSE continued-listing standards.
The special meeting date and record date are blank in this preliminary filing; final dates will be set in the definitive proxy. Stockholders are urged to review the full proxy and Annex A (Equity Purchase Agreement) for complete details.
Oportun Financial Corporation (OPRT) filed an 8-K announcing a Letter Agreement signed on 14 July 2025 with Findell Capital Management LLC and affiliates. The pact immediately adds Warren Wilcox to Oportun’s board as a Class III director after the 2025 annual meeting, with a term running until the 2028 annual meeting. Unless the parties mutually agree otherwise, the Agreement remains in force until 15 days before the director-nomination deadline for the 2028 meeting (the “Restricted Period”).
Key provisions:
- Board transition: One current director who joined before 7 Feb 2024 will retire before or at the 2026 annual meeting.
- Replacement right: While Findell owns ≥5 % of outstanding shares, it may propose a replacement if Mr. Wilcox leaves the board before the 2026 meeting, subject to board approval and stated qualifications.
- Standstill: Findell agrees not to (i) acquire >9.9 % of Oportun’s voting securities, (ii) solicit proxies, or (iii) pursue certain extraordinary transactions, all subject to customary exceptions.
- Voting commitment: During the Restricted Period, Findell will vote its shares with the board’s recommendations on director elections and most other proposals, with limited exceptions related to ISS/Glass Lewis guidance and extraordinary transactions.
- Mutual non-disparagement & no-sue covenant, subject to exceptions.
- Expense reimbursement: Oportun will reimburse Findell for up to $1.2 million of documented out-of-pocket legal and other expenses.
Exhibits include the Letter Agreement (Ex. 10.1) and a press release (Ex. 99.1). No financial results were disclosed. The arrangement signals a cooperative framework with a significant shareholder, introduces fresh board representation, and imposes limits on additional stake accumulation or activism until the 2028 proxy window.
Oportun Financial Corporation (Nasdaq: OPRT) has filed definitive additional proxy materials (Form DEFA14A) ahead of its 18 July 2025 Annual Meeting. The Board urges shareholders to use the GREEN proxy card to re-elect the two management-backed nominees—CEO Raul Vazquez and independent director Carlos Minetti—and to withhold votes for activist nominee Warren Wilcox put forward by Findell Capital Management.
Key arguments from the Board
- Operational turnaround: Since the 2024 annual meeting, Oportun reports that its share price has more than doubled, originations have resumed growth, credit metrics have improved, and the operating-expense ratio has fallen.
- Strategic execution: Management attributes the gains to a two-year plan focused on three priorities—improving credit outcomes, strengthening business economics and identifying high-quality originations.
- Leadership continuity: After its annual evaluation the Board unanimously concluded that Mr. Vazquez remains the best leader to sustain momentum.
- Activist challenge: Findell seeks to remove Mr. Vazquez and install Mr. Wilcox, who, according to an independent background check, has material résumé inconsistencies and holds no Oportun shares. The company notes that Findell itself has sold 500,000 shares in 2025 while publicly urging others to purchase.
- Board expertise: Half of the current directors have extensive lending-industry backgrounds (e.g., Discover, American Express, OneMain).
The filing provides voting instructions (online, phone, mail) and cautions shareholders to discard any white proxy card from Findell. A fresh investor presentation is available at VoteForOportun.com to support management’s case.
Context for investors: This solicitation does not include new financial statements, but it reiterates earlier disclosures that the company has delivered more than $20.3 billion in credit and saved members $2.4 billion in fees since inception. The communication contains forward-looking statements subject to customary safe-harbor language.
Oportun Financial Corporation (Nasdaq: OPRT) has filed a DEFA14A containing additional proxy solicitation materials ahead of its July 18, 2025 Annual Meeting.
The Board urges stockholders to use the GREEN proxy card to re-elect CEO Raul Vazquez and director Carlos Minetti and to withhold support from Findell Capital Management’s nominee. The directors warn that Findell is attempting to remove Mr. Vazquez from the Board despite his role in executing a strategic plan that has lifted the share price by more than 80 % year-to-date.
The Board argues that removing the CEO would:
- Disrupt communication between management and directors
- Erode confidence among employees, regulators and partners
- Destabilize the company while a Lead Independent Director transition is underway
Shareholders seeking assistance are directed to proxy solicitor Innisfree M&A. No new financial results were provided; the filing focuses on governance and the proxy contest.
MongoDB, Inc. (MDB) – Form 4 insider transaction
President & CEO Dev Ittycheria sold 3,747 shares of Class A common stock on 07/02/2025 at an average price of $206.05 per share. The disposition was executed under transaction code “S” and was expressly designated for tax-withholding related to the vesting of restricted stock units, as noted in footnote 1. Following the sale, Ittycheria still directly owns 253,227 shares, maintaining a substantial equity stake in the company.
- Ownership form remains direct; no derivative transactions were reported.
- The filing does not reference any 10b5-1 trading plan.
Given the modest size of the sale (≈1.5% of his direct holdings) and its stated tax purpose, the market impact is expected to be limited.
Travel + Leisure Co. (TNL) has filed a Form 144 indicating a potential sale of 15,396 common shares through Merrill Lynch on or after 1 July 2025. At an aggregate market value of roughly $825,225, the transaction equals about 0.02 % of the company’s 66.4 million shares outstanding. The shares stem from restricted-stock-unit vesting on 10 & 14 March 2025 and no other insider sales were reported during the past three months. The filer certifies there is no undisclosed adverse information about the issuer.
Form 144 is a notice—execution is not guaranteed—and it contains no operational or earnings data. Given the small fraction of equity involved, the filing is viewed as routine and unlikely to exert material pressure on TNL’s share price.
Oportun Financial (NASDAQ: OPRT) released definitive additional proxy materials urging stockholders to back management’s two directors and WITHHOLD on activist Findell Capital Management’s nominee, who seeks to oust the company’s CEO from the board.
The filing emphasizes recent operational turnaround: tighter credit standards, cost-structure reductions and improved credit metrics that have helped the share price more than double in the last 12 months. Management warns that replacing the CEO with a “materially less qualified” candidate could destabilize the business as it continues its recovery.
Shareholders are asked to vote the GREEN proxy card online, by phone or mail before the upcoming 2025 annual meeting. The filing includes standard forward-looking-statement cautionary language referencing the company’s 2024 Form 10-K for risk factors.
Oportun Financial has issued a letter to stockholders regarding the upcoming Annual Meeting on July 18, 2025, addressing a proxy contest initiated by Findell Capital Management. The key focus is the attempted removal of CEO Raul Vazquez from the Board of Directors.
Key Points about Vazquez's Leadership:
- Led Oportun's transformation from a small regional lender to a national, digitally-driven company
- Grew loan portfolio from $100M in 2012 to approximately $3B
- Expanded operations from 2 to 41 states
- Previously served as EVP at Walmart, managing $60B+ revenue division
- Currently serves on Intuit's board and is a top-ten Oportun stockholder
The Board unanimously supports Vazquez's re-election, citing improved financial performance in 2024 and Q1 2025, including renewed originations growth and improved credit metrics. The Board opposes Findell's nominee Warren Wilcox, noting his lack of public company CEO experience and limited expertise with low-income customers.
Findell Capital Management, a major shareholder of Oportun Financial Corporation (NASDAQ: OPRT), has filed a DFAN14A related to a proxy contest for board seats at Oportun's 2025 annual meeting. The filing details Findell's campaign to reform Oportun's board leadership.
Key developments include:
- Findell issued a rebuttal presentation challenging Oportun's June 18th statements and criticizing the company's refusal to add independent directors with lending experience
- The activist investor is seeking to remove CEO Raul Vazquez from the Board to strengthen oversight
- Findell highlights the controversial removal of former OneMain Financial CFO Scott Parker from the board
- The firm is proposing Warren Wilcox, an independent lending industry veteran, as their board nominee
- Findell argues that Oportun has significantly underperformed peers prior to their involvement
The filing includes references to additional materials published on OpportunityAtOportun.com and social media platforms to support their proxy campaign.
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