Welcome to our dedicated page for Amalgamated Bank. SEC filings (Ticker: AMAL), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Amalgamated Bank (AMAL) isn’t just another regional lender—it’s a nearly century-old, B Corp-certified institution built around progressive values and a distinctive mix of commercial banking, trust, and investment-management services. That mission focus shows up in every SEC disclosure, from detailed breakdowns of union-aligned deposits to loan portfolios that prioritize environmental and social impact. If you have ever wondered where to find an Amalgamated Bank annual report 10-K simplified or how recent Amalgamated Bank insider trading Form 4 transactions align with its ESG commitments, you’re in the right place.
Stock Titan’s platform delivers every filing—10-K, 10-Q, 8-K, proxy statements, and real-time Form 4 insider transactions—with AI-powered summaries that explain complex capital ratios, credit-quality shifts, and executive compensation in plain English. Looking for the latest Amalgamated Bank quarterly earnings report 10-Q filing to track net-interest margin trends? Need an Amalgamated Bank 8-K material events explained after a sudden management change? Our system flags the exact section, surfaces context, and updates within minutes of the document hitting EDGAR.
Professionals rely on this page to:
- Monitor executive stock transactions Form 4 before material announcements
- Compare loan-portfolio growth across consecutive 10-Q earnings reports
- Review the proxy statement for Amalgamated Bank executive compensation structures
- Track ESG disclosures embedded in each filing
Royal Bank of Canada (RY) is marketing five separate Auto-Callable Contingent Coupon Barrier Notes with a “memory” coupon that mature on July 20, 2028 and are linked individually to ON Semiconductor (ON), Schlumberger (SLB), Tesla (TSLA), Vistra (VST) and XPO Logistics (XPO). Investors buy in $1,000 denominations and may choose any combination of the offerings.
Income mechanics: Each note pays a quarterly contingent coupon of roughly 9.5%-15% per annum if on the observation date the underlier closes at or above a “coupon threshold” that equals the barrier value. Missed coupons can be “made up” later under the memory feature.
Auto-call: Beginning six months after issuance, if the underlier closes at or above its initial value on any observation date, the note is automatically redeemed at par plus any due coupons.
Principal repayment: If not called, holders receive at maturity (i) par plus any coupons if the final underlier value is at least the barrier level (50%-70% of initial, security-specific); or (ii) par reduced 1% for every 1% the underlier is below its initial value if the barrier is breached—putting up to 100% of principal at risk.
Pricing & distribution: Offer price is 100%, but the initial estimated value is $886-$950 per $1,000, reflecting a ~5%-11% fee/hedging drag. RBC Capital Markets is sole book-runner; the notes will not be exchange-listed and secondary liquidity is expected to be thin.
Key risks highlighted include
- full downside exposure below barrier
- uncertain coupon stream and capped upside
- issuer credit risk
- illiquidity and potential large bid-ask spreads
- uncertain U.S. tax treatment and possible withholding for non-U.S. investors.
Overall, the product offers above-market coupon potential in exchange for equity downside risk and limited upside participation, suitable only for investors who understand structured-note mechanics and RBC credit exposure.
Form 4 filing overview: Enterprise Bancorp (EBTC) director John A. Koutsos reported the disposition of his entire 46,003 common shares on 07/01/2025. The shares were not sold on the open market; they were automatically converted in connection with the previously executed Agreement and Plan of Merger (dated 12/08/2024) in which each EBTC share was exchanged for $2.00 in cash plus 0.60 shares of Independent Bank Corp. (INDB). All unvested restricted stock fully vested at the merger’s effective time and received the same consideration. Following the conversion, the insider now reports 0 EBTC shares beneficially owned.
The filing is largely administrative, confirming that the merger consideration has been delivered and that insiders no longer have an equity position in EBTC. No purchase or sale price was set by the insider; the transaction simply reflects the closing mechanics of the merger.
Amalgamated Financial Corp. (AMAL) filed an 8-K announcing two independent director appointments effective June 27, 2025. The Board was expanded from 11 to 13 seats and filled by Steven SaLoutos, a 38-year U.S. Bank veteran and current CFO of ProSight Financial Association, and Royce Anthony Wells, a former Verizon Chief Media Officer now serving on multiple public company boards. Both executives also join the board of wholly-owned Amalgamated Bank.
- Committee assignments: SaLoutos—Audit and Credit Policy; Wells—Compensation and Nominating & Governance.
- Compensation: Each will receive pro-rated non-employee director compensation, including RSUs with a grant-date fair value of ≈ $65,000 that vest after one year; dividend equivalents accrue in cash.
- No related-party transactions or special arrangements were disclosed under Item 404(a).
- The company issued a confirming press release on July 1, 2025 (Exhibit 99.1).
The filing is primarily a corporate governance update; it does not include financial results or strategic transactions but adds seasoned leadership and industry expertise to AMAL’s oversight structure.