STOCK TITAN

West Bancorporation Stock Price, News & Analysis

WTBA NASDAQ

Company Description

Overview of West Bancorporation Inc (WTBA)

West Bancorporation Inc is a distinguished community bank with a legacy dating back to 1893, offering full-service banking and a comprehensive suite of trust services. As a full-service bank, it provides a variety of deposit products, including checking, savings, and money market accounts, complemented by time certificates of deposit designed to meet diverse financial needs. The company is committed to supporting both consumers and small to medium-sized businesses, ensuring that every client receives personalized, attentive service.

Comprehensive Banking Services

West Bancorporation Inc excels through its range of financial services tailored for different customer segments. Central to its offering are:

  • Deposit Services: A robust selection of accounts that facilitate everyday banking needs with a focus on security and convenience.
  • Trust and Lending Services: Trust services that underscore its commitment to ethical financial management, alongside lending solutions that empower small business growth and community development.
  • Treasury Management: Specialized treasury management services for business customers, including cash management, automated clearing house transactions, remote deposit, and fraud protection solutions.
  • Digital Banking: A modern, user-friendly online and mobile banking platform that enables secure and efficient financial transactions.

Regional Footprint and Community Commitment

Operating in central and eastern Iowa and select areas in Minnesota, West Bancorporation Inc is deeply embedded in the communities it serves. Its network of offices in key cities such as Des Moines, Iowa City, Coralville, and Rochester helps the bank maintain close ties with local residents and businesses. Emphasizing community involvement and local responsiveness, the bank encourages its team to engage in a variety of civic projects, thereby reinforcing its role as a trusted financial partner within the community.

Trust and Innovation in Customer Service

The bank's unwavering dedication to customer service remains evident in its approach to every client, regardless of size. By combining traditional banking methods with modern digital solutions, West Bancorporation Inc provides a seamless, reliable banking experience. Its commitment to using technology to enhance financial services is balanced with a personalized touch that honors longstanding community relationships.

Industry Context and Competitive Position

Within a competitive regional banking landscape, West Bancorporation Inc distinguishes itself through its strong community ethos and broad service portfolio. Unlike larger national banks, this community bank specializes in localized service, understanding unique regional financial needs and responding with tailored solutions. The bank's dual focus on deposit and trust services, supported by robust treasury management, positions it as a critical financial institution for customers in its market segments.

Conclusion

In summary, West Bancorporation Inc (WTBA) is much more than a traditional bank; it is a community-centric financial institution committed to delivering comprehensive banking and trust services. Its rich history, diversified service offerings, and deep regional roots make it a reliable and informed financial partner dedicated to meeting the evolving needs of its clients while preserving a strong local presence.

Stock Performance

$19.03
+1.76%
+0.33
Last updated: April 25, 2025 at 15:59
1.88 %
Performance 1 year
$320.5M
Market Cap
16.8M
Shares outstanding

SEC Filings

No SEC filings available for West Bancorporation.

Financial Highlights

$190,066,000
Revenue (TTM)
$24,050,000
Net Income (TTM)
$1.42
Diluted EPS (TTM)
$39,808,000
Operating Cash Flow
12.65%
Net Profit Margin
14.44%
Oper. Profit Margin

Upcoming Events

Frequently Asked Questions

What is the current stock price of West Bancorporation (WTBA)?

The current stock price of West Bancorporation (WTBA) is $19.03 as of April 25, 2025.

What is the market cap of West Bancorporation (WTBA)?

The market cap of West Bancorporation (WTBA) is approximately 320.5M.

What is the revenue (TTM) of West Bancorporation (WTBA) stock?

The trailing twelve months (TTM) revenue of West Bancorporation (WTBA) is $190,066,000.

What is the net income of West Bancorporation (WTBA)?

The trailing twelve months (TTM) net income of West Bancorporation (WTBA) is $24,050,000.

What is the earnings per share (EPS) of West Bancorporation (WTBA)?

The diluted earnings per share (EPS) of West Bancorporation (WTBA) is $1.42 on a trailing twelve months (TTM) basis.

What is the operating cash flow of West Bancorporation (WTBA)?

The operating cash flow of West Bancorporation (WTBA) is $39,808,000.

What is the profit margin of West Bancorporation (WTBA)?

The net profit margin of West Bancorporation (WTBA) is 12.65%.

What is the operating margin of West Bancorporation (WTBA)?

The operating profit margin of West Bancorporation (WTBA) is 14.44%.

What is the current ratio of West Bancorporation (WTBA)?

The current ratio of West Bancorporation (WTBA) is 1.06, indicating the company's ability to pay short-term obligations.

What is the operating income of West Bancorporation (WTBA)?

The operating income of West Bancorporation (WTBA) is $27,443,000.

What primary services does West Bancorporation Inc offer?

West Bancorporation Inc offers a wide range of services including deposit accounts, lending solutions, trust services, and specialized treasury management for business clients. It combines traditional banking with modern digital solutions to serve both consumers and small to medium businesses.

How long has West Bancorporation Inc been in operation?

With roots dating back to 1893, West Bancorporation Inc has a long history as a community bank. Its enduring presence highlights a commitment to personalized service and community involvement that has been maintained over generations.

In what regions does West Bancorporation Inc operate?

The company primarily focuses on central and eastern Iowa and select areas in Minnesota, with multiple office locations in key cities. This regional focus underscores its deep local ties and dedication to serving regional communities.

What distinguishes West Bancorporation Inc from larger national banks?

Unlike larger national banks, West Bancorporation Inc emphasizes community engagement and localized service. Its deeply embedded regional presence and personalized approach allow it to address the unique financial needs of its customers effectively.

What are the digital banking capabilities provided by the bank?

West Bancorporation Inc offers modern online and mobile banking solutions that provide secure access to accounts, facilitate bill payments, and support efficient money transfers. These digital platforms complement its traditional services, ensuring a versatile banking experience.

How does West Bancorporation Inc support small and medium-sized businesses?

The bank provides tailored financial services to small and medium-sized businesses, including specialized treasury management and lending services. Its commitment to community and regional development manifests in solutions designed to support local business growth.

What is the significance of the bank's community involvement?

Community involvement is a cornerstone of West Bancorporation Inc's identity. The bank actively participates in local civic projects and initiatives, reinforcing trust and demonstrating a commitment to the areas in which it operates, thereby enhancing its reputation as a reliable community partner.

How does the bank ensure the security of its financial services?

West Bancorporation Inc prioritizes security through advanced fraud protection and robust remote deposit systems as part of its treasury management services. Its commitment to secure digital and traditional banking methods helps protect both personal and business assets.