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Premier Financial Stock Price, News & Analysis

PFC NASDAQ

Company Description

Overview of Premier Financial Corp

Premier Financial Corp (PFC) is a regional financial services institution that functions as the holding company for Premier Bank. With a focus on community banking, retail and commercial lending, and wealth management, the firm has established itself as a dependable institution that caters to diverse financial needs. Featuring a strategic branch network across Ohio, Michigan, Indiana, and Pennsylvania, Premier provides personalized banking services woven with deep local insights and a commitment to customer-oriented solutions.

Core Business Areas and Operations

Premier Financial Corp operates on a business model centered around community-focused financial services. The company serves both individual and business clients by offering a wide array of products including everyday banking services, loan and credit solutions, and a dedicated team of wealth professionals who manage assets and advise on financial planning. Its operational framework emphasizes maintaining strong local relationships and leveraging its regional presence to meet the evolving financial needs of diverse communities.

Market Position and Competitive Edge

Positioned as a key player within the community banking sector, Premier Financial Corp is known for providing reliable and accessible financial solutions. The firm has developed a resilient branch network that stands as a testament to its long-term commitment to the communities it serves. In the competitive landscape, the company differentiates itself through its deep local expertise, tailored customer service, and prudent financial management practices. This approach not only builds trust with customers but also enhances the company's role as an integral partner in regional economic development.

Merger and Strategic Transformation

In a significant corporate development, Premier Financial Corp entered into a merger arrangement with a larger regional banking institution. This strategic move has been designed to consolidate strengths and create a more robust financial platform while preserving the company's core community-focused ethos. The merger, marked by careful planning and regulatory scrutiny, underscores Premier's commitment to maintaining high service standards and ensuring a seamless integration of operations that benefits all stakeholders, including customers, employees, and local communities.

Services and Value Proposition

The range of services offered by Premier Financial Corp includes comprehensive retail and commercial banking solutions, such as personal deposit accounts, business financing options, and advisory services in wealth management. The company has honed its expertise by aligning its service offerings with the unique demands of community banking, ensuring personalized attention and localized service delivery. As a result, Premier not only meets everyday banking needs but also plays a crucial role in fostering financial growth and stability within its operating regions.

Industry Expertise and Operational Excellence

Premier Financial Corp leverages its extensive experience in the financial sector to craft solutions that directly address the challenges faced by regional communities. Its strong operational infrastructure, combined with an intimate understanding of local market dynamics, enables the company to effectively manage risk while pursuing sustainable growth. By integrating advanced risk assessment methodologies and customer-centric banking practices, Premier ensures that every financial service is delivered with precision and expertise.

Commitment to Community and Sustainable Banking

A defining element of Premier Financial Corp's mission is its unwavering commitment to the communities it serves. This is reflected in its ongoing efforts to provide accessible banking services and tailored financial solutions that promote long-term prosperity. The strategic focus on customer service and local engagement has allowed the firm to not only maintain strong customer loyalty but also contribute to the broader economic well-being of the regions in which it operates.

Summary

In summary, Premier Financial Corp stands as a beacon of community banking and regional financial services. By intertwining traditional banking values with innovative service delivery and strategic corporate maneuvers, the company continues to offer a robust financial platform that meets the intricate needs of its diverse clientele. Its comprehensive approach to retail and commercial banking, combined with deep local insights and operational excellence, makes Premier Financial Corp an enduring presence in the competitive financial landscape.

Stock Performance

$—
0.00%
0.00
Last updated:
5.88 %
Performance 1 year
$1.0B
Market Cap
35.9M
Shares outstanding

SEC Filings

No SEC filings available for Premier Financial.

Financial Highlights

$392,668,000
Revenue (TTM)
$71,404,000
Net Income (TTM)
$1.98
Diluted EPS (TTM)
$92,294,000
Operating Cash Flow
18.18%
Net Profit Margin
22.84%
Oper. Profit Margin

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Frequently Asked Questions

What is the current stock price of Premier Financial (PFC)?

The current stock price of Premier Financial (PFC) is $28.04 as of March 3, 2025.

What is the market cap of Premier Financial (PFC)?

The market cap of Premier Financial (PFC) is approximately 1.0B.

What is the revenue (TTM) of Premier Financial (PFC) stock?

The trailing twelve months (TTM) revenue of Premier Financial (PFC) is $392,668,000.

What is the net income of Premier Financial (PFC)?

The trailing twelve months (TTM) net income of Premier Financial (PFC) is $71,404,000.

What is the earnings per share (EPS) of Premier Financial (PFC)?

The diluted earnings per share (EPS) of Premier Financial (PFC) is $1.98 on a trailing twelve months (TTM) basis.

What is the operating cash flow of Premier Financial (PFC)?

The operating cash flow of Premier Financial (PFC) is $92,294,000.

What is the profit margin of Premier Financial (PFC)?

The net profit margin of Premier Financial (PFC) is 18.18%.

What is the operating margin of Premier Financial (PFC)?

The operating profit margin of Premier Financial (PFC) is 22.84%.

What is the current ratio of Premier Financial (PFC)?

The current ratio of Premier Financial (PFC) is 1.13, indicating the company's ability to pay short-term obligations.

What is the operating income of Premier Financial (PFC)?

The operating income of Premier Financial (PFC) is $89,677,000.

What is the core business of Premier Financial Corp?

Premier Financial Corp is the holding company for Premier Bank, providing community-focused financial services including retail and commercial banking as well as wealth management.

How does the company generate revenue?

The company earns revenue through a diversified mix of banking activities including customer deposits, loan services, fee-based products, and tailored wealth management solutions designed to meet community needs.

Which geographic markets does Premier Financial Corp serve?

Premier Financial Corp operates primarily in the Midwestern and Northeastern United States, with branches and loan offices in Ohio, Michigan, Indiana, and Pennsylvania.

What are the main services offered by the company?

The company offers a range of services such as personal and business banking solutions, commercial and retail lending, as well as wealth management and financial advisory services.

How does the company differentiate itself from competitors?

Premier Financial Corp distinguishes itself by its strong commitment to community banking, a wide network of localized branches, and a focus on delivering tailored financial solutions with an emphasis on customer relationships.

What impact does the recent merger have on the company?

The merger is designed to consolidate operational strengths and expand the company's regional reach while preserving its core community banking focus. It enhances the financial platform and allows for greater service integration without compromising the company's customer-centric approach.

How does the company maintain its community-focused approach?

Premier Financial Corp leverages local market expertise and prioritizes personalized customer service, ensuring that financial products and advisory services directly meet the needs of its diverse communities.

What should investors know about Premier Financial Corp’s market position?

Investors should note that the company has established a stable market presence through a robust branch network and strategic initiatives that reinforce its commitment to community banking. It operates with a focus on long-term operational excellence within a competitive regional landscape.