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Community West Bancshares Stock Price, News & Analysis

CWBC NASDAQ

Company Description

Overview

Community West Bancshares (CWBC) is a California-based bank holding company that operates as the parent of Community West Bank N.A. With a strong emphasis on a locally oriented business model, the company offers a diverse range of financial services including commercial lending, private banking, real estate financing, and agribusiness support. Leveraging decades of expertise in regional banking, CWBC is committed to serving local communities by providing trusted financial advice and full-service banking solutions, which include comprehensive cash management and business financial products.

Business Operations and Core Services

At its core, Community West Bancshares provides a spectrum of banking services designed to meet the needs of businesses, individuals, and non-profit organizations. Its operations are structured around several key financial departments:

  • Commercial Lending: Focused on offering tailored loans and financing options that support business growth in diverse sectors, including real estate and agribusiness.
  • Real Estate Financing: Delivering expert insights and financial backing for property investments, ensuring that local developments and residential needs are met efficiently.
  • Private Banking: Offering personalized financial management and advisory services designed for clients seeking customized banking solutions.
  • Cash Management: Providing efficient transaction solutions and services focused on optimizing liquidity for business clients.

Regional Focus and Community Commitment

Community West Bancshares maintains a robust presence through its full-service branches spread across key regions in California such as Greater Sacramento, the San Joaquin Valley, and the Central Coast. The company’s localized approach centers around the principle that money should work within its community. This dedication is reflected in its service model where local deposits support community projects and business expansions, fostering economic growth at the grassroots level. The bank's consistent efforts to integrate with its local market and adapt to the financial needs of its customers underscore its commitment to regional economic wellbeing and a customer-first approach.

Competitive Position and Industry Insights

In an industry characterized by both large national players and niche regional banks, Community West Bancshares distinguishes itself through a unique blend of personal service and comprehensive financial expertise. By focusing on trusted advice and relationship-building, CWBC has carved out a competitive position that prioritizes reliability and local market knowledge over expansive, impersonal service models. This strategic emphasis on community engagement and tailored financial solutions offers investors and customers a nuanced understanding of the bank’s authentic, locally rooted promise.

Expertise, Trust, and Service Quality

Driven by a deep understanding of regional economic dynamics and a solid banking legacy, Community West Bancshares exemplifies expertise in navigating California's diverse financial landscape. The company’s service quality stems from its dedication to local decision-making and a focus on excellence in customer engagement. By leveraging local insights and maintaining robust operational oversight, CWBC reinforces its reputation as a dependable institution committed to the long-term financial health of its community partners.

Stock Performance

$17.36
+3.03%
+0.51
Last updated: April 24, 2025 at 15:59
-3.28 %
Performance 1 year
$305.5M
Market Cap
19.1M
Shares outstanding

SEC Filings

No SEC filings available for Community West Bancshares.

Financial Highlights

$160,388,000
Revenue (TTM)
$7,666,000
Net Income (TTM)
$0.45
Diluted EPS (TTM)
$22,202,000
Operating Cash Flow
4.78%
Net Profit Margin
6.86%
Oper. Profit Margin

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Frequently Asked Questions

What is the current stock price of Community West Bancshares (CWBC)?

The current stock price of Community West Bancshares (CWBC) is $17.38 as of April 24, 2025.

What is the market cap of Community West Bancshares (CWBC)?

The market cap of Community West Bancshares (CWBC) is approximately 305.5M.

What is the revenue (TTM) of Community West Bancshares (CWBC) stock?

The trailing twelve months (TTM) revenue of Community West Bancshares (CWBC) is $160,388,000.

What is the net income of Community West Bancshares (CWBC)?

The trailing twelve months (TTM) net income of Community West Bancshares (CWBC) is $7,666,000.

What is the earnings per share (EPS) of Community West Bancshares (CWBC)?

The diluted earnings per share (EPS) of Community West Bancshares (CWBC) is $0.45 on a trailing twelve months (TTM) basis.

What is the operating cash flow of Community West Bancshares (CWBC)?

The operating cash flow of Community West Bancshares (CWBC) is $22,202,000.

What is the profit margin of Community West Bancshares (CWBC)?

The net profit margin of Community West Bancshares (CWBC) is 4.78%.

What is the operating margin of Community West Bancshares (CWBC)?

The operating profit margin of Community West Bancshares (CWBC) is 6.86%.

What is the current ratio of Community West Bancshares (CWBC)?

The current ratio of Community West Bancshares (CWBC) is 1.11, indicating the company's ability to pay short-term obligations.

What is the operating income of Community West Bancshares (CWBC)?

The operating income of Community West Bancshares (CWBC) is $10,998,000.

What is the primary business of Community West Bancshares?

Community West Bancshares is a bank holding company that serves as the parent of Community West Bank N.A., offering a range of full-service banking solutions locally in California.

Which financial services does the company provide?

The company provides diverse services including commercial lending, real estate financing, private banking, cash management, and tailored financial products for businesses, individuals, and non-profit organizations.

How does Community West Bancshares support local communities?

By emphasizing a local deposits model and maintaining full-service branches in strategic California regions, the company focuses on reinvesting in local projects, providing personalized financial advice, and supporting community-driven growth.

In what regions does Community West Bancshares operate?

The company operates in key regions of California, including Greater Sacramento, the San Joaquin Valley, and the Central Coast, leveraging local market knowledge to offer specialized financial services.

How does the company differentiate itself from larger banks?

Community West Bancshares differentiates itself with a strong local focus, a commitment to personalized customer service, and deep expertise in regional economic dynamics, which together foster trusted banking relationships.

What revenue streams does the company rely on?

The company generates revenue through its diversified financial services, including income from commercial lending, real estate financing, and private banking solutions, each tailored to meet local market needs.

What is the competitive position of Community West Bancshares in the industry?

The bank’s competitive position is based on its commitment to local banking practices, trusted advisory services, and its comprehensive approach to meeting both business and personal financial needs, setting it apart from more generalized national institutions.