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Corecard Crp Stock Price, News & Analysis

CCRD NYSE

Company Description

Overview

CoreCard Corp provides an advanced suite of card management software and processing services, meticulously designed for the financial technology sector. With a focus on card management systems and financial technology, the company addresses the intricate needs of issuers, acquirers, program managers, and financial institutions worldwide. Its versatile platform supports a wide range of card products including prepaid/stored value, fleet, credit, debit, commercial, government, healthcare, and private label cards.

Integrated Software Solutions

The company’s offerings extend beyond simple card management. Its comprehensive software platform comprises multiple modules that facilitate everything from account setup to transaction management and risk control. Key modules, such as an engine for processing core transactions, solutions for fraud detection, and tools for account collection and loan transactions, illustrate the breadth and depth of its product suite. This modular approach allows clients to adopt and integrate different components based on their specific operational needs, thereby maximizing efficiency and scalability.

Processing and Licensing Services

CoreCard Corp operates under a dual business model that combines both licensing and processing services. On one hand, the company licenses its state‐of‐the‐art software solutions to a diverse clientele including financial institutions and program managers. On the other hand, it offers boutique processing services, enabling some customers to outsource their operational requirements until they are prepared to transition to an in‐house system. This dual approach not only enhances operational flexibility for customers but also positions CoreCard as a dependable partner capable of navigating the diverse needs of modern financial services.

Market Position and Operation

Operating in a competitive financial services environment, CoreCard Corp has established a reputation for a highly adaptable and feature‐rich platform. Its clientele spans multiple regions including North America, the European Union, and the Middle East. The company’s solutions are designed to streamline account receivables, manage multiple card products, and support specialized programs such as buy now pay later and loyalty initiatives. This wide-ranging approach reinforces its utility in a global market where large-scale and niche operations coexist.

Key Differentiators

Several factors set CoreCard Corp apart from its competitors. Firstly, its commitment to delivering an advanced and scalable technology platform enables clients to manage complexity with ease. Secondly, the integration of diverse modules into one cohesive system offers unparalleled flexibility, allowing customers to choose between end-to-end processing services or licensing the technology for in-house management. Lastly, the company’s solid track record of serving a broad spectrum of clients—from traditional financial institutions to innovative fintech businesses—demonstrates its sustained relevance and authority in the industry.

Operational Excellence and Industry Insights

CoreCard Corp’s emphasis on a robust and integrated solution framework, coupled with its dual revenue model, underscores its expertise within the financial technology realm. The company places a premium on technological resilience and operational efficiency, positioning itself as a trusted resource for managing complex financial transactions and account receivables. Its platform is engineered to support high-volume processing, ensuring that financial entities can adapt swiftly to market changes. Furthermore, the firm’s experience in managing risk, preventing fraud, and streamlining administrative processes exemplifies its deep understanding of industry demands and interdependencies.

Conclusion

In summary, CoreCard Corp is synonymous with innovative card management and processing solutions that cater to diverse and dynamic financial markets. By offering an integrated suite of software modules alongside flexible licensing and processing options, the company provides a critical infrastructure for modern financial operations. Whether addressing the needs of large-scale financial institutions or niche market segments, CoreCard stands as a reliable and comprehensive solution provider in an increasingly complex financial ecosystem.

Stock Performance

$19.96
-3.06%
0.63
Last updated: April 25, 2025 at 15:57
68.15 %
Performance 1 year
$162.7M
Market Cap
7.8M
Shares outstanding

SEC Filings

No SEC filings available for Corecard Crp.

Financial Highlights

$57,399,000
Revenue (TTM)
$5,448,000
Net Income (TTM)
$0.67
Diluted EPS (TTM)
$5,801,000
Operating Cash Flow
9.49%
Net Profit Margin
11.39%
Oper. Profit Margin

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Frequently Asked Questions

What is the current stock price of Corecard Crp (CCRD)?

The current stock price of Corecard Crp (CCRD) is $19.99 as of April 25, 2025.

What is the market cap of Corecard Crp (CCRD)?

The market cap of Corecard Crp (CCRD) is approximately 162.7M.

What is the revenue (TTM) of Corecard Crp (CCRD) stock?

The trailing twelve months (TTM) revenue of Corecard Crp (CCRD) is $57,399,000.

What is the net income of Corecard Crp (CCRD)?

The trailing twelve months (TTM) net income of Corecard Crp (CCRD) is $5,448,000.

What is the earnings per share (EPS) of Corecard Crp (CCRD)?

The diluted earnings per share (EPS) of Corecard Crp (CCRD) is $0.67 on a trailing twelve months (TTM) basis.

What is the operating cash flow of Corecard Crp (CCRD)?

The operating cash flow of Corecard Crp (CCRD) is $5,801,000.

What is the profit margin of Corecard Crp (CCRD)?

The net profit margin of Corecard Crp (CCRD) is 9.49%.

What is the operating margin of Corecard Crp (CCRD)?

The operating profit margin of Corecard Crp (CCRD) is 11.39%.

What is the gross margin of Corecard Crp (CCRD)?

The gross profit margin of Corecard Crp (CCRD) is 37.68%.

What is the current ratio of Corecard Crp (CCRD)?

The current ratio of Corecard Crp (CCRD) is 4.75, indicating the company's ability to pay short-term obligations.

What is the gross profit of Corecard Crp (CCRD)?

The gross profit of Corecard Crp (CCRD) is $21,629,000 on a trailing twelve months (TTM) basis.

What is the operating income of Corecard Crp (CCRD)?

The operating income of Corecard Crp (CCRD) is $6,539,000.

What core services does CoreCard Corp offer?

CoreCard Corp provides a comprehensive suite of card management software and processing services, including modules for fraud detection, account management, and transaction processing.

How does CoreCard generate its revenue?

The company generates revenue by licensing its advanced software solutions to financial institutions and program managers, as well as by offering tailored processing services.

Who are the typical clients of CoreCard Corp?

Its clients include issuers, acquirers, financial institutions, program managers, and retailers that require robust solutions for managing various card products and financial transactions.

What makes CoreCard's software solutions unique?

The solutions are modular and highly integrated, allowing clients to customize functionalities based on their needs, whether they require full processing services or prefer to license software for in-house operations.

How does CoreCard support complex financial transactions?

With a feature-rich platform, CoreCard offers integrated modules for risk management, fraud prevention, and efficient processing of a diverse range of card products, ensuring smooth handling of complex transactions.

How is CoreCard positioned within the competitive fintech industry?

CoreCard differentiates itself through a flexible business model and a scalable, integrated technology platform, serving clients across multiple regions and diverse market segments.