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Zions Bancorporation N A - ZION STOCK NEWS

Welcome to our dedicated page for Zions Bancorporation N A news (Ticker: ZION), a resource for investors and traders seeking the latest updates and insights on Zions Bancorporation N A stock.

Overview

Zions Bancorporation N.A. (ZION) stands out as one of the nation's premier regional financial services companies, renowned for its robust capabilities in commercial and commercial real estate lending, SBA financing, and public finance advisory. The bank operates through a network of full-service banking offices across key western and southwestern states, serving communities with tailored financial products under distinct local brands. With a heritage dating back to the 19th century, Zions has built its reputation on local management, community connectivity, and a nuanced understanding of regional market dynamics.

Core Business Functions

Zions Bancorporation is dedicated to offering a broad spectrum of financial services that address the needs of small and midsize businesses. Its core lending segments include:

  • Commercial and Real Estate Lending: Providing financing solutions that support business expansion and property acquisition, the bank emphasizes strong collateral and credit risk management.
  • Small Business Administration (SBA) Lending: Recognized as a national leader in SBA lending, the bank supports entrepreneurs and local business growth with structured loan programs.
  • Public Finance Advisory Services: Delivering expert counsel on public sector projects and community development initiatives, Zions leverages deep insights into regional fiscal policies.
  • Agricultural Finance: Addressing the needs of agricultural enterprises, the bank provides specialized financing that supports the sustainability and growth of rural markets.

Operational Excellence and Market Position

Operating in a competitive environment, Zions Bancorporation combines a decentralized management structure with the efficiency of a large financial institution. By emphasizing local decision-making and community identity, the bank maintains strong relationships with its customers and exhibits resilience in fluctuating market conditions. Its commitment to maintaining robust credit quality, effective expense management, and strategic asset growth demonstrates its focus on secure financial operations and responsible lending practices.

Community-Centric and Technology-Driven Approach

At the heart of Zions' strategy lies a deep commitment to the communities it serves. The bank is not only a financial institution but a trusted partner in local economic development. By implementing modern core processing platforms and investing in real time transaction capabilities, Zions enhances its operational efficiency while continuing to offer high-quality, personalized services. This blend of technology with a community-centric approach underscores the bank's ability to adapt to industry innovations without compromising its traditional banking expertise.

Industry Expertise and Competitive Differentiation

With decades of experience in the financial services industry, Zions Bancorporation has cultivated expertise in managing diversified portfolios that include commercial loans, real estate financing, and advisory services. Its understanding of region-specific market trends and regulatory requirements enables it to navigate complex financial landscapes effectively. The bank distinguishes itself from competitors through its strategic focus on local management teams, a decentralized model that empowers regional branches to tailor services to community needs while leveraging the strength of a national brand.

Financial Discipline and Strategic Growth

Zions has consistently demonstrated a balanced approach to growth by carefully managing risk and maintaining strict lending standards. The bank’s focus on low-cost funding sources and selective expansion into high-growth markets has positioned it as an integral player in regional banking. By integrating advanced technology platforms, Zions ensures transparent, real time financial transactions and improved operational oversight, all while upholding its commitment to fiscal responsibility and customer service excellence.

Conclusion

For investors and industry analysts, Zions Bancorporation offers a comprehensive perspective on regional banking through its diversified financial services model, strong operational foundation, and dedicated community focus. Its methodical approach to lending and financial management, combined with strategic technological enhancements and expert local oversight, makes it a significant and trusted institution in the evolving landscape of U.S. banking.

Rhea-AI Summary

Zions Bancorporation (Nasdaq: ZION) has elected Maria Contreras-Sweet to its board of directors during its annual shareholder meeting. With a rich background as the 24th Administrator of the U.S. Small Business Administration and as an entrepreneur, Contreras-Sweet adds significant experience in supporting small and mid-sized businesses. Her history includes founding a community bank in Los Angeles, aiming to enhance capital access for diverse business groups. Chairman and CEO Harris H. Simmons emphasized her potential to strengthen Zions’ focus on these market segments.

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Zions Bancorporation (NASDAQ: ZION) has announced a $100 million common share repurchase program for Q2 2021, demonstrating confidence in its financial health. The board declared a quarterly dividend of $0.34 per share, payable on May 20, 2021. Additionally, the company plans to redeem Series H perpetual preferred shares worth $126 million, expected during the second quarter of 2021. This move allows Zions to manage its capital effectively while maintaining attractive returns for shareholders.

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Zions Bancorporation (ZION) reported Q1 2021 net earnings of $314 million ($1.90 per diluted share), up from $275 million ($1.66) in Q4 2020 and $6 million ($0.04) in Q1 2020. The improved results reflect a more favorable credit environment and minimal net charge-offs. The bank facilitated $2.6 billion in PPP loans for over 24,000 customers, totaling nearly $10 billion in the past year. Deposits grew significantly as liquidity in the economy remained strong.

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Zions Bancorporation (NASDAQ: ZION) plans to adopt AMERIBOR® as a replacement for LIBOR in its non-syndicated commercial loans. This change comes as LIBOR is being phased out globally, with U.S. regulators mandating banks to transition to alternative reference rates by December 31, 2021. AMERIBOR® reflects the actual borrowing costs of banks in the U.S. and has shown less volatility than LIBOR. Zions aims to initiate this transition in many credit contracts starting this summer, enhancing its lending operations.

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Zions Bancorporation (Nasdaq: ZION) will conduct its Annual Meeting of Shareholders on April 30, 2021, at 1:00 p.m. MT. Shareholders can participate online via this link, using their 16-digit control number from proxy materials. Zions reported $2.8 billion in net revenue for 2020, with total assets exceeding $80 billion. The company is a leader in small and middle-market banking across 11 western states and ranked 9th in providing SBA Paycheck Protection loans in 2020.

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Paul Burdiss, CFO of Zions Bancorporation (NASDAQ: ZION), will speak at the RBC Capital Markets Global Financials Conference on March 9 at 9:20 a.m. EST. A live webcast is available on the Zions website and will be archived for 30 days. In 2020, Zions reported annual net revenue of $2.8 billion and managed over $80 billion in assets, ranking as the 9th largest provider of SBA’s Paycheck Protection Program loans.

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Zions Bancorporation (NASDAQ: ZION) has authorized a common stock repurchase of up to $50 million for Q1 2021. Additionally, the board declared a quarterly dividend of $0.34 per common share, payable on February 25, 2021, to shareholders of record by February 18, 2021. Cash dividends are also set for perpetual preferred shares, with payments scheduled on March 15, 2021, and June 15, 2021. Zions reported $2.8 billion in revenue for 2020 and operates across 11 western states, emphasizing its strong market position.

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Harris Simmons, Chairman and CEO of Zions Bancorporation (NASDAQ: ZION), will speak at the KBW Winter Financial Services Symposium on February 10 at 9:30 a.m. EST. The session will be available via a live webcast on the Zions Bancorporation website. Zions Bancorporation reported $2.8 billion in annual net revenue for 2020, with total assets over $80 billion. The bank operates in 11 western states and is a recognized leader in public finance and small business lending, ranking 9th in providing SBA Paycheck Protection Program loans.

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FAQ

What is the current stock price of Zions Bancorporation N A (ZION)?

The current stock price of Zions Bancorporation N A (ZION) is $43.81 as of April 3, 2025.

What is the market cap of Zions Bancorporation N A (ZION)?

The market cap of Zions Bancorporation N A (ZION) is approximately 6.8B.

What are the primary business segments of Zions Bancorporation?

Zions Bancorporation specializes in commercial lending, real estate financing, SBA lending, public finance advisory, and agricultural finance. The bank also supports local business needs through distinct regional brands.

Which regions does Zions Bancorporation primarily serve?

The bank operates across 11 states in the Western and Southwestern United States. This regional focus allows it to cater specifically to local market dynamics and community needs.

How does Zions Bancorporation ensure strong credit and risk management?

Through rigorous lending standards and a decentralized management approach, Zions focuses on maintaining low loan losses and robust collateral requirements. This strategy helps manage risk effectively while supporting growth.

What makes Zions Bancorporation distinct from other regional banks?

Zions differentiates itself by combining local management with national resources, offering tailored financial solutions that adapt to individual community requirements. Its expertise in specialized lending areas enhances its competitive position.

How does technology play a role in Zions' operations?

The bank leverages modern core processing platforms to facilitate real time financial transactions and improve operational efficiency. This technological integration supports both transparency and customer service excellence.

What types of lending does Zions prioritize?

The bank emphasizes commercial and commercial real estate lending, along with specialized SBA and agricultural financing. This focus reflects its commitment to supporting the growth of small and midsize businesses.

How does Zions Bancorporation support local communities?

By operating under distinct local brands and management teams, Zions builds strong community relationships. The bank’s localized approach ensures that its financial products are tailored to meet regional economic needs.

What role does public finance advisory play in Zions' service offering?

Public finance advisory is a key service for the bank, providing strategic guidance on public sector projects and community development initiatives. This service reinforces its commitment to assisting both public entities and local governments.
Zions Bancorporation N A

Nasdaq:ZION

ZION Rankings

ZION Stock Data

6.82B
144.50M
1.92%
78.93%
3.78%
Banks - Regional
National Commercial Banks
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United States
SALT LAKE CITY