Upstart Holdings, Inc. Stock Price, News & Analysis

Upstart (NASDAQ: UPST) has announced a strategic partnership with Cobalt Credit Union, a credit union managing over $1.3 billion in assets and serving 115,000 members. The partnership, which began in March 2025, enables Cobalt to offer personal loans, HELOCs, and auto refinance loans through Upstart's AI lending marketplace.

Through the Upstart Referral Network, qualified applicants on Upstart.com who meet Cobalt's criteria will receive tailored offers and transition to a Cobalt-branded experience. Additionally, Cobalt is purchasing HELOC portfolios from Upstart Mortgage to diversify its lending offerings.

KBRA has assigned preliminary ratings to four classes of notes in Upstart Securitization Trust 2025-2, a $294.51 million consumer loan ABS transaction. The securitization is backed by unsecured consumer loans originated through Upstart Network's online platform. The preliminary ratings reflect credit enhancement levels ranging from 58.75% for Class A notes to 20.50% for Class D notes, supported by overcollateralization, excess spread, a cash reserve account, and subordination. This marks Upstart's 46th ABS securitization of unsecured consumer loans, demonstrating continued market presence in consumer lending securitization.

Tradr ETFs has launched two groundbreaking leveraged ETFs: ARCX (2X Long ACHR Daily ETF) and UPSX (2X Long UPST Daily ETF), offering 200% daily exposure to Archer Aviation and Upstart Holdings stocks respectively. These are the first-ever leveraged products for both companies, expanding Tradr's portfolio to 12 leveraged ETFs. The launch follows Tradr's recent ETF releases including TEMT (Tempus AI), QBTX (D-Wave Quantum), and APPX (AppLovin). Tradr pioneered single-stock leveraged ETFs in 2022 with TSLQ (Tesla) and NVDS (Nvidia). The new ETFs allow sophisticated investors to gain leveraged exposure without using margin or options, though they come with significant risks including potential total loss of investment if the underlying security moves adversely by more than 50% in a single trading day.

Upstart Holdings (NASDAQ: UPST), an AI-powered lending marketplace, announced that CFO Sanjay Datta will participate in a fireside chat at the Morgan Stanley US Financials Conference. The event is scheduled for Tuesday, June 10 at 3:15pm ET (12:15pm PT). Investors can access the live audio webcast through Upstart's investor relations website at ir.upstart.com, with a replay available for a limited time after the event.

All In Credit Union, serving 200,000 members with $3.6 billion in assets, has partnered with Upstart (NASDAQ: UPST) to expand its personal lending capabilities. The partnership, which began in March 2025, integrates All In into the Upstart Referral Network, allowing qualified loan applicants on Upstart.com to receive tailored offers through an All In Credit Union-branded experience.

The collaboration aims to help All In Credit Union expand its digital membership while providing affordable personal loans to underserved, creditworthy borrowers. The partnership leverages Upstart's AI-powered lending marketplace to offer an all-digital lending solution to new members across All In's service communities.

Upstart Holdings (NASDAQ: UPST), an AI-powered lending marketplace, has announced that its Co-founder and CTO Paul Gu, along with CFO Sanjay Datta, will participate in a fireside chat at the BofA Securities 2025 Global Technology Conference. The event is scheduled for June 3, 2025, at 10:40 AM PT (1:40 PM ET). Investors can access the live audio webcast through Upstart's investor relations website at ir.upstart.com, with a replay available for a limited time after the event.

Upstart Holdings (NASDAQ: UPST) hosted its inaugural AI Day investor event in New York City, showcasing its AI-powered lending marketplace technology and business strategy. CEO Dave Girouard outlined the company's vision to become the 'everything store for credit' in a $1 trillion market opportunity. The company announced four key goals for 2025, including 10X AI advantage enhancement, funding supply preparation, return to GAAP profitability in H2, and improving loan rates and processes.

CTO Paul Gu highlighted Upstart's vertically integrated AI model trained on over 90 million datapoints, featuring proprietary loss functions, embeddings, and dynamic macro modeling. CMO Chantal Rapport positioned Upstart as a "category of one" business, while CFO Sanjay Datta discussed the company's financial profile and potential future revenue streams including ratable fee revenue, subscriptions, revolving credit, and servicing.

Upstart Holdings (NASDAQ: UPST), the leading AI lending marketplace, is hosting its first-ever AI Day investor event on May 14, 2025, at 9:00 a.m. ET in New York City. The event will feature presentations from the company's senior leadership team, including CEO Dave Girouard, CTO Paul Gu, CMO Chantal Rapport, and CFO Sanjay Datta.

The agenda includes discussions on Upstart's growth opportunities, AI platform advantages, business model, and financial resilience. A live webcast will be available on Upstart's Investor Relations website, with presentation materials and video replay accessible after the event.

Upstart (UPST) has secured a significant $1.2 billion forward-flow agreement with Fortress Investment Group for purchasing consumer loans originated through its AI lending marketplace. The agreement extends through March 2026, with Citi providing debt financing to Fortress for the loan purchases.

This partnership represents a strategic move to ensure diversified and resilient capital sources across economic cycles. Fortress views this as an opportunity to access high-quality, risk-adjusted consumer credit assets through Upstart's data-driven origination platform. The agreement demonstrates growing confidence in AI-powered lending and Upstart's track record in credit outcomes.