T. ROWE PRICE EXPERTS SHARE 2025 OUTLOOK FOR U.S. RETIREMENT LANDSCAPE
T. Rowe Price held its annual U.S. Retirement Market Outlook press briefing, presenting key insights for the 2025 retirement landscape. The event, led by Michael Davis, head of global retirement strategy, featured expert discussions on major industry trends and challenges.
Key focus areas included the evolution of Qualified Default Investment Alternatives (QDIAs) using target date strategies, growing interest in retirement income solutions, expansion of emergency savings programs, and expected Congressional efforts to increase retirement plan coverage and options.
The panel emphasized the importance of adapting to policy, demographic, and technological changes to deliver innovative retirement solutions. The discussion highlighted the industry's focus on keeping participants in-plan while offering diverse solutions and balancing near-term financial needs with long-term retirement outcomes.
T. Rowe Price ha tenuto la sua conferenza stampa annuale sulle prospettive del mercato delle pensioni negli Stati Uniti, presentando approfondimenti chiave per il panorama pensionistico del 2025. L'evento, guidato da Michael Davis, responsabile della strategia globale per le pensioni, ha visto discussioni di esperti su tendenze e sfide principali del settore.
Le aree di focus principali hanno incluso l'evoluzione delle Alternative di Investimento Predefinite Qualificate (QDIAs) tramite strategie a data obiettivo, l'interesse crescente per le soluzioni di reddito da pensione, l'espansione dei programmi di risparmi per emergenze e i probabili sforzi del Congresso per aumentare la copertura e le opzioni dei piani pensionistici.
Il pannello ha sottolineato l'importanza di adattarsi ai cambiamenti normativi, demografici e tecnologici per offrire soluzioni pensionistiche innovative. La discussione ha evidenziato l'attenzione dell'industria nel mantenere i partecipanti all'interno del piano, offrendo al contempo soluzioni diversificate e bilanciando le esigenze finanziarie a breve termine con gli obiettivi di pensionamento a lungo termine.
T. Rowe Price llevó a cabo su conferencia de prensa anual sobre las perspectivas del mercado de jubilación de EE. UU., presentando ideas clave para el panorama de jubilación de 2025. El evento, encabezado por Michael Davis, jefe de estrategia global de jubilación, incluyó discusiones de expertos sobre las principales tendencias y desafíos de la industria.
Las áreas clave de enfoque incluyeron la evolución de las Alternativas de Inversión por Defecto Calificadas (QDIAs) mediante estrategias de fecha objetivo, el creciente interés por soluciones de ingresos de jubilación, la expansión de programas de ahorro para emergencias y los esfuerzos esperados del Congreso para aumentar la cobertura y las opciones de los planes de jubilación.
El panel enfatizó la importancia de adaptarse a los cambios en políticas, demografía y tecnología para ofrecer soluciones de jubilación innovadoras. La discusión destacó el enfoque de la industria en mantener a los participantes dentro del plan, al tiempo que se ofrecen soluciones diversas y se equilibra las necesidades financieras a corto plazo con los resultados de jubilación a largo plazo.
T. Rowe Price는 2025년 퇴직 연금 전망에 대한 주요 통찰력을 발표하는 미국 퇴직 시장 전망 연례 기자 회견을 개최했습니다. 이 행사는 글로벌 퇴직 전략의 책임자인 마이클 데이비스가 주관하며, 업계 주요 트렌드와 도전에 대한 전문가들의 논의가 포함되었습니다.
주요 집중 영역에는 목표 날짜 전략을 활용한 적격 기본 투자 대안(QDIAs)의 진화, 퇴직 소득 솔루션에 대한 관심 증가, 긴급 저축 프로그램의 확장, 그리고 퇴직 계획의 적용 범위와 옵션을 늘리기 위한 의회의 노력이 포함되었습니다.
패널은 혁신적인 퇴직 솔루션을 제공하기 위해 정책, 인구 통계 및 기술 변화에 적응하는 것의 중요성을 강조했습니다. 이 논의에서는 참가자들이 계획에 계속 참여하도록 하는 것과 다양한 솔루션을 제공하며 단기 재정적 필요와 장기 퇴직 결과를 균형 있게 맞추는 것에 대한 업계의 초점이 강조되었습니다.
T. Rowe Price a tenu sa conférence de presse annuelle sur les perspectives du marché de la retraite aux États-Unis, présentant des informations clés sur le paysage de la retraite en 2025. L'événement, dirigé par Michael Davis, responsable de la stratégie de retraite mondiale, a présenté des discussions d'experts sur les principales tendances et défis du secteur.
Les domaines d'intérêt clés comprenaient l'évolution des Alternatives d'Investissement par Défaut Qualifiées (QDIAs) utilisant des stratégies de date cible, un intérêt croissant pour les solutions de revenu de retraite, l'expansion des programmes d'épargne d'urgence et les efforts attendus du Congrès pour accroître la couverture et les options des plans de retraite.
Le panel a souligné l'importance de s'adapter aux changements politiques, démographiques et technologiques pour offrir des solutions de retraite innovantes. La discussion a mis en évidence l'attention de l'industrie à maintenir les participants dans le plan tout en offrant des solutions diversifiées et en équilibrant les besoins financiers à court terme avec les résultats de retraite à long terme.
T. Rowe Price hielt seine jährliche Pressekonferenz zum US-Rentenmarkt mit wichtigen Erkenntnissen für die Rentenlandschaft 2025 ab. Die Veranstaltung wurde von Michael Davis, dem Leiter der globalen Rentenstrategie, geleitet und beinhaltete Experten-Diskussionen über wichtige Branchentrends und Herausforderungen.
Wichtigste Schwerpunkte waren die Entwicklung der Qualifizierten Standardinvestitionsalternativen (QDIAs) durch den Einsatz von Zielterminstrategien, zunehmendes Interesse an Renteneinkommenslösungen, die Ausweitung von Notfallersparnisprogrammen und voraussichtliche Anstrengungen des Kongresses zur Erhöhung der Abdeckung und Optionen von Rentenplänen.
Das Podium betonte die Bedeutung der Anpassung an politische, demografische und technologische Veränderungen, um innovative Rentenlösungen anzubieten. Die Diskussion hob den Fokus der Branche hervor, die Teilnehmer im Plan zu halten, während gleichzeitig vielfältige Lösungen angeboten werden und die kurzfristigen finanziellen Bedürfnisse mit den langfristigen Rentenergebnissen in Einklang gebracht werden.
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Experts discuss the continued evolution of target date and default investment options, the increasing adoption of retirement income solutions, and the growing momentum for emergency savings programs
"As the retirement landscape continues to evolve, industry leaders must remain agile and forward-thinking in order to best serve the needs of today's and future retirees," said Michael Davis, head of global retirement strategy at T. Rowe Price and host of the panel. "Our priority at T. Rowe Price is to stay ahead of the curve, continuously anticipating shifts in policy, demographics, and technology to deliver innovative retirement solutions that put our clients on the path toward better retirement outcomes."
The panel featured commentary from Kathryn Farrell, target date portfolio specialist; Jessica Sclafani, global retirement strategist; Rachel Weker, senior retirement strategist; and Aliya Robinson, director of congressional affairs.
Key topics from the discussion included:
- Continued evolution of Qualified Default Investment Alternatives (QDIAs) that use underlying target date strategies, collective investment trusts, and the demand for more personalization.
- Increasing interest in retirement income solutions amid a growing desire from plan sponsors to keep their participants in-plan and offer a range of diverse solutions.
- Growing momentum of emergency savings programs, translating into expanded access to solutions, increased participant engagement, and balancing near-term financial needs with retirement outcomes.
- Concerted effort expected from Congress to increase coverage, expand access to retirement plans, and increase retirement income options.
Davis continues, "As we look to 2025 and beyond, T. Rowe Price remains committed to equipping our clients with knowledge, resources, and tools that empower them to make informed decisions, build financial security, and navigate the complexities of an evolving retirement landscape with confidence and peace of mind."
The full detailed 2025 U.S. Retirement Market Outlook can be found here.
ABOUT T. ROWE PRICE
Founded in 1937, T. Rowe Price (NASDAQ – GS: TROW) helps individuals and institutions around the world achieve their long-term investment goals. As a large global asset management company known for investment excellence, retirement leadership, and independent proprietary research, the firm is built on a culture of integrity that puts client interests first. Clients rely on the award-winning firm for its retirement expertise and active management of equity, fixed income, alternatives, and multi-asset investment capabilities. T. Rowe Price serves millions of clients globally and manages US
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SOURCE T. Rowe Price Associates, Inc.
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