Ryvyl Inc Stock Price, News & Analysis

RYVYL Inc. (NASDAQ: RVYL), a payment technology solutions provider, has announced the pricing of a $6.0 million public offering. The offering consists of 15,384,615 shares of common stock (or prefunded warrants) and warrants to purchase an equal number of shares at a combined price of $0.39 per share and accompanying warrant.

The warrants will be immediately exercisable at $0.39 per share with a five-year expiration term. The offering is expected to close around July 16, 2025, with Maxim Group LLC serving as the sole placement agent. The company has filed a registration statement on Form S-1 which was declared effective by the SEC on July 14, 2025.

RYVYL Inc. (NASDAQ: RVYL) has filed an S-1 registration statement and announced strategic restructuring initiatives. The company is implementing several key changes including: pursuing North America revenue growth in a legacy vertical market that generated $12M in Q4 2023, expanding blockchain and crypto capabilities, and executing workforce reductions. RYVYL has completed the sale of its European subsidiary and entered an LOI to acquire a complementary digital assets entity. The company has reduced its North America workforce by 40% (18 employees), expecting quarterly savings of $780,000, with additional $265,000 quarterly savings from reducing engineering contractors. The planned offering requires raising minimum $100M and shareholder approval for the acquisition, potential increase in authorized common stock, and a possible reverse stock split. RYVYL has withdrawn its 2025 guidance.

RYVYL Inc. (NASDAQ: RVYL), a payment technology solutions provider, has appointed Brett Moyer as an independent board member. Moyer, currently CFO of Datavault AI, brings extensive experience in scaling technology platforms and company building. He previously served as president, CEO, and director of WiSA Technologies from 2010 to 2024, and held leadership positions at Focus Enhancements and Zenith Electronics. The appointment comes as RYVYL focuses on growth opportunities, including expansion into North American vertical markets and blockchain applications. Moyer holds a BA in Economics from Beloit College and an MBA from Thunderbird School of Global Management. The appointment follows David Montoya's resignation from the board on June 10, 2025, maintaining the total number of directors at five.

RYVYL Inc. (NASDAQ: RVYL) has announced the successful conversion of its remaining 8% Senior Convertible Note, marking the completion of its balance sheet deleveraging process. The conversion involved transforming $4.0 million in principal balance and $136,000 in accrued interest into 7.1 million shares of common stock. Earlier in January 2025, the company had redeemed Series B Convertible Preferred Stock worth $53.1 million and $14.3 million of the Note for $13.0 million, successfully avoiding potential dilution of over 90 million shares. This strategic move resulted in converting more than $50 million from Preferred Stock to Common shareholders in additional paid-in capital, aligning with the company's anti-dilutive strategy.

RYVYL Inc. (NASDAQ: RVYL) has received an extension from Nasdaq to regain compliance with listing requirements after failing to meet minimum stockholders' equity criteria. The company reported negative $1.5 million in stockholders' equity as of December 31, 2024, falling below Nasdaq's requirement of either $2.5 million in stockholders' equity, $35 million market value of listed securities, or $500,000 net income from operations. Following a non-compliance notification on April 8, 2025, RYVYL submitted a compliance plan which Nasdaq has accepted, granting the company until October 6, 2025, to demonstrate compliance with the listing requirements.

RYVYL (NASDAQ: RVYL), a payment transaction solutions provider, announced on May 14, 2025, that it has ended negotiations to restructure the terms of its pre-funded asset sale of RYVYL EU subsidiary. The company anticipates that the buyer will proceed with finalizing the closure of the pre-funded asset sale. This development marks a significant turn in RYVYL's strategic asset management approach.

RYVYL Inc. (NASDAQ: RVYL) has initiated negotiations to restructure terms of its pre-funded asset sale of RYVYL EU subsidiary. The company has secured a standstill agreement until May 6, 2025, with an option to extend to May 27, 2025 for a $750,000 payment.

The original agreement, entered on January 24, 2025, involved a $15 million pre-funded asset sale with a 90-day closing period, which could have been terminated before April 23, 2025, upon payment of $16.5 million. During the standstill period, RYVYL EU subsidiary shares will remain in escrow while restructuring negotiations continue, though there is no guarantee of reaching a final deal.

RYVYL Inc. (NASDAQ: RVYL) reports significant progress in its European payments-as-a-service operations through RYVYL EU. The company has successfully:

- Onboarded over 10,000 accounts with its first digital banking partner
- Achieving an average of 1,000 new accounts daily
- Processed more than €10 million in transaction volume

The first contract is projected to exceed 50,000+ active accounts in 2025. The second partnership, with a digital banking platform, has completed API integrations ahead of schedule and aims to onboard 900,000 new customer accounts within 12 months.

However, RYVYL disclosed an ongoing financing agreement from January 24, 2025, structured as a pre-funded asset sale with RYVYL EU shares in escrow. The company intends to terminate this arrangement by paying $16.5 million before the closing period ends on April 23, 2025 (extendable to May 23, 2025 for $500,000).

RYVYL Inc. (NASDAQ: RVYL) reported its Q4 and full-year 2024 financial results, reiterating its 2025 guidance of $80-90 million in revenue with mid-40s percentage gross margin. International revenue reached $37.8 million in 2024, showing a 124% increase from 2023.

Q4 2024 highlights include: revenue of $14.1 million with $11.4 million from RYVYL EU, processing volume up 38.7% to $1.3 billion, and gross margin improvement to 38.2%. Full-year 2024 revenue was $56.0 million with a 40% gross margin.

The company recently secured two major Payments-as-a-Service (PaaS) contracts expected to bring nearly one million new customer accounts. RYVYL completed key balance sheet restructuring, including a Preferred Stock repurchase and Note repayment agreement, reducing potential dilution. The company serves approximately 1,500 business customers across 50 industries.