Redfin Reports Monthly Housing Payments Hit All-Time High
Redfin (NASDAQ: RDFN) reports that U.S. homebuyers face record-high monthly housing payments of $2,807 in the four weeks ending March 23, marking a 5.3% year-over-year increase. This surge is attributed to:
1. Rising sale prices (median up 3% YoY)
2. High mortgage rates averaging 6.67%, though down from January's 7.04%
While pending home sales declined 4.6% year-over-year, market activity shows signs of improvement with increased mortgage applications and home tours. New listings rose significantly by 7.5% YoY, marking 2025's largest increase. Despite high costs, buyers are finding negotiating power in some markets, with opportunities to secure properties below asking price due to cautious market sentiment.
Redfin (NASDAQ: RDFN) riporta che gli acquirenti di case negli Stati Uniti affrontano pagamenti mensili record per l'abitazione pari a $2,807 nelle quattro settimane che si concludono il 23 marzo, segnando un aumento del 5,3% rispetto all'anno precedente. Questo aumento è attribuito a:
1. Aumenti dei prezzi di vendita (mediana in aumento del 3% rispetto all'anno precedente)
2. Tassi ipotecari elevati che mediamente si attestano al 6,67%, sebbene in calo rispetto al 7,04% di gennaio
Sebbene le vendite di case in attesa siano diminuite del 4,6% rispetto all'anno precedente, l'attività di mercato mostra segni di miglioramento con un aumento delle domande di mutuo e delle visite alle case. I nuovi annunci sono aumentati significativamente del 7,5% rispetto all'anno precedente, segnando il maggiore incremento del 2025. Nonostante i costi elevati, gli acquirenti stanno trovando potere di negoziazione in alcuni mercati, con opportunità di acquisire proprietà al di sotto del prezzo richiesto a causa del sentimento di mercato cauto.
Redfin (NASDAQ: RDFN) informa que los compradores de viviendas en EE. UU. enfrentan pagos mensuales récord de $2,807 en las cuatro semanas que terminaron el 23 de marzo, marcando un aumento del 5.3% en comparación con el año anterior. Este aumento se atribuye a:
1. Aumento de los precios de venta (mediana en aumento del 3% interanual)
2. Altas tasas hipotecarias que promedian el 6.67%, aunque han bajado del 7.04% de enero
A pesar de que las ventas de viviendas pendientes cayeron un 4.6% interanual, la actividad del mercado muestra signos de mejora con un aumento en las solicitudes de hipoteca y visitas a casas. Los nuevos listados aumentaron significativamente un 7.5% interanual, marcando el mayor incremento de 2025. A pesar de los altos costos, los compradores están encontrando poder de negociación en algunos mercados, con oportunidades para asegurar propiedades por debajo del precio de solicitud debido al sentimiento cauteloso del mercado.
Redfin (NASDAQ: RDFN)는 미국의 주택 구매자들이 3월 23일로 끝나는 4주 동안 월 평균 주택 지불액이 $2,807로 사상 최고치를 기록했다고 보고하며, 이는 전년 대비 5.3% 증가한 수치입니다. 이 급증은 다음과 같은 이유로 설명됩니다:
1. 상승하는 판매 가격 (중위수 기준으로 전년 대비 3% 상승)
2. 평균 6.67%의 높은 모기지 금리, 하지만 1월의 7.04%에서 하락함
보류 중인 주택 판매는 전년 대비 4.6% 감소했지만, 시장 활동은 모기지 신청과 주택 투어의 증가로 개선 조짐을 보이고 있습니다. 새로운 매물은 전년 대비 7.5% 크게 증가하여 2025년 최대 증가폭을 기록했습니다. 높은 비용에도 불구하고, 구매자들은 일부 시장에서 협상력을 찾고 있으며, 조심스러운 시장 심리로 인해 요청 가격 이하로 부동산을 확보할 기회를 얻고 있습니다.
Redfin (NASDAQ: RDFN) rapporte que les acheteurs de maisons aux États-Unis font face à des paiements mensuels record pour le logement s'élevant à $2,807 au cours des quatre semaines se terminant le 23 mars, marquant une augmentation de 5,3% par rapport à l'année précédente. Cette hausse est attribuée à :
1. Augmentation des prix de vente (médiane en hausse de 3% par rapport à l'année précédente)
2. Taux hypothécaires élevés, avec une moyenne de 6,67%, bien qu'en baisse par rapport à 7,04% en janvier
Bien que les ventes de maisons en attente aient diminué de 4,6% par rapport à l'année précédente, l'activité sur le marché montre des signes d'amélioration avec une augmentation des demandes de prêts hypothécaires et des visites de maisons. Les nouvelles annonces ont considérablement augmenté de 7,5% par rapport à l'année précédente, marquant la plus forte augmentation de 2025. Malgré les coûts élevés, les acheteurs trouvent un pouvoir de négociation sur certains marchés, avec des opportunités d'acquérir des propriétés en dessous du prix demandé en raison d'un sentiment de marché prudent.
Redfin (NASDAQ: RDFN) berichtet, dass US-Hauskäufer mit rekordhohen monatlichen Wohnkosten von $2,807 in den vier Wochen bis zum 23. März konfrontiert sind, was einem Anstieg von 5,3% im Vergleich zum Vorjahr entspricht. Dieser Anstieg wird auf folgende Faktoren zurückgeführt:
1. Steigende Verkaufspreise (Median um 3% im Jahresvergleich gestiegen)
2. Hohe Hypothekenzinsen, die im Durchschnitt bei 6,67% liegen, obwohl sie von 7,04% im Januar gesunken sind
Obwohl die ausstehenden Hausverkäufe im Jahresvergleich um 4,6% zurückgegangen sind, zeigt die Marktaktivität Anzeichen einer Verbesserung mit einem Anstieg der Hypothekenanträge und Hausbesichtigungen. Die neuen Angebote stiegen im Jahresvergleich um 7,5% und markieren den größten Anstieg im Jahr 2025. Trotz der hohen Kosten finden Käufer in einigen Märkten Verhandlungsmacht und haben die Möglichkeit, Immobilien unter dem Angebotspreis zu sichern, aufgrund der vorsichtigen Marktentwicklung.
- New listings increased 7.5% YoY, showing improved market supply
- Mortgage rates decreased from January's 8-month high of 7.04%
- Increased buyer activity with higher mortgage applications and home tours
- Monthly housing payments hit record high of $2,807
- Pending home sales declined 4.6% YoY
- Median home sale prices increased 3% YoY
- Mortgage rates remain elevated at 6.67%, more than double pandemic lows
The median monthly mortgage payment reached a record high this week, putting a lid on pending home sales. New listings, on the other hand, are improving.
Housing costs are soaring for two reasons. One, sale prices keep rising; the median home-sale price is up
High costs are putting a lid on home sales. Pending home sales are down
Sellers are entering the market faster than buyers. New listings of homes for sale are up
Redfin agents in many parts of the country say that even though costs are high, some buyers are able to negotiate in their favor.
“Buyers are cautious because they’re worried about the economy and potential layoffs, and they're wondering if mortgage rates will come down later this year. But because other buyers are cautious too, some house hunters are getting homes for under asking price,” said Kimberly Freutel, a Redfin Premier agent in
For Redfin economists’ takes on the housing market, please visit Redfin’s “From Our Economists” page.
Leading indicators
Indicators of homebuying demand and activity |
||||
|
Value (if applicable) |
Recent change |
Year-over-year change |
Source |
Daily average 30-year fixed mortgage rate |
|
Near lowest level since December |
Down from |
Mortgage News Daily |
Weekly average 30-year fixed mortgage rate |
|
Up marginally from the week before, but near lowest level since mid-December |
Down from |
Freddie Mac |
Mortgage-purchase applications (seasonally adjusted) |
|
Up |
Up |
Mortgage Bankers Association |
Touring activity |
|
Up |
At this time last year, it was up |
ShowingTime, a home touring technology company |
Google searches for “home for sale” |
|
Up |
Up
|
Google Trends |
The Redfin Homebuyer Demand Index has been excluded this week to ensure data accuracy. |
||||
Key housing-market data
Redfin’s national metrics include data from 400+ |
|||
|
Four weeks ending March 23, 2025 |
Year-over-year change |
Notes |
Median sale price |
|
|
|
Median asking price |
|
|
|
Median monthly mortgage payment |
|
|
Record high |
Pending sales |
83,161 |
- |
|
New listings |
99,152 |
|
Biggest increase of 2025 |
Active listings |
970,228 |
|
Smallest increase in a year |
Months of supply |
3.9 |
+0.6 pts. |
4 to 5 months of supply is considered balanced, with a lower number indicating seller’s market conditions |
Share of homes off market in two weeks |
|
Down from |
|
Median days on market |
48 |
+7 days |
|
Share of homes sold above list price |
|
Down from |
|
Average sale-to-list price ratio |
|
Down from |
|
Metro-level highlights: Four weeks ending March 23, 2025
Redfin’s metro-level data includes the 50 most populous |
|||
|
Metros with biggest year-over-year increases |
Metros with biggest year-over-year decreases |
Notes |
Median sale price |
|
|
Declined in 9 metros |
Pending sales |
|
|
Increased in 6 metros |
New listings |
|
|
Declined in 7 metros
|
To view the full report, including charts, please visit:
https://www.redfin.com/news/housing-market-update-monthly-housing-payment-record-high-2025
About Redfin
Redfin (www.redfin.com) is a technology-powered real estate company. We help people find a place to live with brokerage, rentals, lending, and title insurance services. We run the country's #1 real estate brokerage site. Our customers can save thousands in fees while working with a top agent. Our home-buying customers see homes first with on-demand tours, and our lending and title services help them close quickly. Our rentals business empowers millions nationwide to find apartments and houses for rent. Since launching in 2006, we've saved customers more than
Redfin’s subsidiaries and affiliated brands include: Bay Equity Home Loans®, Rent.™, Apartment Guide®, Title Forward® and WalkScore®.
For more information or to contact a local Redfin real estate agent, visit www.redfin.com. To learn about housing market trends and download data, visit the Redfin Data Center. To be added to Redfin's press release distribution list, email press@redfin.com. To view Redfin's press center, click here.
View source version on businesswire.com: https://www.businesswire.com/news/home/20250327640989/en/
Contact Redfin
Redfin Journalist Services:
Tana Kelley
press@redfin.com
Source: Redfin
FAQ
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