Ping An Reports Stable Growth in Operating Profit Attributable to Shareholders of the Parent Company in 2024, Net Profit Attributable to Shareholders of the Parent Company Surges 47.8% YoY
Ping An Insurance Group reported strong financial results for 2024, with operating profit attributable to shareholders increasing 9.1% YoY to RMB121,862 million and net profit surging 47.8% YoY to RMB126,607 million. Revenue grew 10.6% to RMB1,141,346 million.
Key highlights include:
- Cash dividend increased for the 13th consecutive year to RMB2.55 per share
- Retail customers grew 4.7% to 242 million
- Life & Health NBV rose 28.8% YoY
- Insurance funds investment portfolio expanded 21.4% to RMB5.73 trillion
- Comprehensive investment yield reached 5.8%, up 2.2 percentage points
The company strengthened its 'integrated finance + health and senior care' strategy, with nearly 63% of retail customers entitled to health ecosystem benefits. Ping An's technology capabilities expanded with 55,080 patent applications filed, supporting AI-driven services across 85 business scenarios.
Ping An Insurance Group ha riportato risultati finanziari solidi per il 2024, con un utile operativo attribuibile agli azionisti che è aumentato del 9,1% rispetto all'anno precedente, raggiungendo RMB121.862 milioni, e un utile netto che è schizzato del 47,8% YoY a RMB126.607 milioni. I ricavi sono cresciuti del 10,6% a RMB1.141.346 milioni.
I punti salienti includono:
- Il dividendo in contante è aumentato per il 13° anno consecutivo a RMB2,55 per azione
- I clienti al dettaglio sono aumentati del 4,7% a 242 milioni
- Il valore attuale netto della vita e della salute è aumentato del 28,8% rispetto all'anno precedente
- Il portafoglio di investimenti dei fondi assicurativi è cresciuto del 21,4% a RMB5,73 trilioni
- Il rendimento complessivo degli investimenti ha raggiunto il 5,8%, con un aumento di 2,2 punti percentuali
L'azienda ha rafforzato la sua strategia di 'finanza integrata + salute e assistenza agli anziani', con quasi il 63% dei clienti al dettaglio aventi diritto ai benefici dell'ecosistema sanitario. Le capacità tecnologiche di Ping An si sono ampliate con 55.080 domande di brevetto depositate, supportando servizi basati sull'IA in 85 scenari aziendali.
Ping An Insurance Group informó resultados financieros sólidos para 2024, con un beneficio operativo atribuible a los accionistas que aumentó un 9,1% interanual a RMB121.862 millones y un beneficio neto que se disparó un 47,8% interanual a RMB126.607 millones. Los ingresos crecieron un 10,6% a RMB1.141.346 millones.
Los aspectos destacados incluyen:
- El dividendo en efectivo aumentó por 13° año consecutivo a RMB2,55 por acción
- Los clientes minoristas crecieron un 4,7% a 242 millones
- El valor presente neto de vida y salud aumentó un 28,8% interanual
- El portafolio de inversiones de fondos de seguros se expandió un 21,4% a RMB5,73 billones
- El rendimiento de inversión integral alcanzó el 5,8%, un aumento de 2,2 puntos porcentuales
La empresa fortaleció su estrategia de 'finanzas integradas + salud y cuidado de ancianos', con casi el 63% de los clientes minoristas con derecho a beneficios del ecosistema de salud. Las capacidades tecnológicas de Ping An se expandieron con 55.080 solicitudes de patente presentadas, apoyando servicios impulsados por IA en 85 escenarios comerciales.
핑안 보험 그룹은 2024년 강력한 재무 결과를 보고했으며, 주주에게 귀속되는 운영 이익이 전년 대비 9.1% 증가하여 RMB121,862백만에 도달했고, 순이익은 47.8% 급증하여 RMB126,607백만에 이르렀습니다. 수익은 10.6% 증가하여 RMB1,141,346백만에 달했습니다.
주요 하이라이트는 다음과 같습니다:
- 현금 배당금이 13년 연속 증가하여 주당 RMB2.55에 도달했습니다
- 소매 고객 수가 4.7% 증가하여 2억 4,200만 명에 도달했습니다
- 생명 및 건강의 순현재가치가 전년 대비 28.8% 증가했습니다
- 보험 자금 투자 포트폴리오가 21.4% 확대되어 RMB5.73조에 달했습니다
- 종합 투자 수익률이 5.8%에 도달하여 2.2% 포인트 증가했습니다
회사는 '통합 금융 + 건강 및 노인 돌봄' 전략을 강화했으며, 거의 63%의 소매 고객이 건강 생태계 혜택을 받을 수 있습니다. 핑안의 기술 역량은 55,080건의 특허 출원으로 확대되었으며, 85개 비즈니스 시나리오에서 AI 기반 서비스를 지원합니다.
Ping An Insurance Group a annoncé des résultats financiers solides pour 2024, avec un bénéfice d'exploitation attribuable aux actionnaires en hausse de 9,1 % par rapport à l'année précédente, atteignant RMB121,862 millions, et un bénéfice net en forte hausse de 47,8 % par rapport à l'année précédente, atteignant RMB126,607 millions. Le chiffre d'affaires a augmenté de 10,6 % pour atteindre RMB1,141,346 millions.
Les points clés comprennent :
- Le dividende en espèces a été augmenté pour la 13ème année consécutive à RMB2,55 par action
- Le nombre de clients de détail a augmenté de 4,7 % pour atteindre 242 millions
- La valeur actuelle nette des produits d'assurance vie et santé a augmenté de 28,8 % par rapport à l'année précédente
- Le portefeuille d'investissements des fonds d'assurance a été élargi de 21,4 % pour atteindre RMB5,73 trillions
- Le rendement global des investissements a atteint 5,8 %, en hausse de 2,2 points de pourcentage
L'entreprise a renforcé sa stratégie de 'finance intégrée + santé et soins aux personnes âgées', avec près de 63 % des clients de détail ayant droit à des avantages de l'écosystème de santé. Les capacités technologiques de Ping An se sont élargies avec 55 080 demandes de brevet déposées, soutenant des services basés sur l'IA dans 85 scénarios commerciaux.
Ping An Insurance Group berichtete über starke finanzielle Ergebnisse für 2024, wobei der den Aktionären zurechenbare Betriebsgewinn im Jahresvergleich um 9,1% auf RMB121.862 Millionen stieg und der Nettogewinn im Jahresvergleich um 47,8% auf RMB126.607 Millionen anstieg. Der Umsatz wuchs um 10,6% auf RMB1.141.346 Millionen.
Wichtige Highlights sind:
- Die Bardividende wurde im 13. Jahr in Folge auf RMB2,55 pro Aktie erhöht
- Die Einzelhandelskundenzahl wuchs um 4,7% auf 242 Millionen
- Der Nettowert von Lebens- und Krankenversicherungen stieg im Jahresvergleich um 28,8%
- Das Investitionsportfolio der Versicherungsfonds erweiterte sich um 21,4% auf RMB5,73 Billionen
- Die Gesamtrendite der Investitionen erreichte 5,8%, ein Anstieg um 2,2 Prozentpunkte
Das Unternehmen stärkte seine Strategie 'integrierte Finanzen + Gesundheit und Seniorenpflege', wobei fast 63% der Einzelhandelskunden Anspruch auf Vorteile des Gesundheitsökosystems haben. Die technologischen Fähigkeiten von Ping An erweiterten sich mit 55.080 eingereichten Patentanmeldungen, die KI-gestützte Dienstleistungen in 85 Geschäftsszenarien unterstützen.
- Net profit surged 47.8% YoY to RMB126,607 million
- Operating profit grew 9.1% YoY to RMB121,862 million
- Revenue increased 10.6% YoY to RMB1,141,346 million
- Life & Health NBV rose 28.8% YoY
- Insurance funds investment portfolio grew 21.4% to RMB5.73 trillion
- Comprehensive investment yield improved by 2.2 pps to 5.8%
- Cash dividend increased for 13th consecutive year
- Bank's non-performing loan ratio at 1.06%
- P&C insurance Combined Operating Ratio (COR) at 98.3%, indicating slim underwriting margins
Cash Dividend Increases for 13th Consecutive Year
In 2024,
Ping An's operating profit attributable to shareholders of the parent company increased
In addition, according to the announcement by the Board of Directors of Ping An, the tenures of Mr. Ng Sing Yip, Mr. Chu Yiyun and Mr. Liu Hong as Independent Non-executive Directors are coming to an end, and Mr. Hong Xiaoyuan ("Mr. Hong"), Mr. Song Xianzhong ("Mr. Song") and Mr. Chan Hiu Fung Nicholas ("Mr. Chan") have been nominated as candidates for Independent Non-executive Directors of the 13th session of the Board. Mr. Hong is a Senior Economist, previously served as Assistant to General Manager of China Merchants Group Limited and General Manager of China Merchants Finance Holdings Company Limited. Mr. Hong is currently a member of
Ping An continued to strengthen its "integrated finance + health and senior care" strategy. The Group has built financial solutions of "one customer, multiple accounts, multiple products, and one-stop services." In this way, Ping An delivers "worry-free, time-saving, and money-saving" service experience to customers, driving continuous growth in the number of retail customers, contracts per customer and profit per customer. The number of Ping An's retail customers was 242 million as of December 31, 2024, up
Self-developed vertical large AI models enabled the accelerating development of the ecosystems. Ping An focused on developing core technologies and securing proprietary intellectual property rights. The Group cumulatively filed 55,080 patent applications as of December 31, 2024, leading most international financial and healthcare institutions. Ping An established its competitive moat by building industry-leading five laboratories and nine databases, and establishing a three-level large model system, further integrating large models with business application scenarios.
Building Core Competitive Moat Through the Integrated Finance Model; Enhancing Customer Development.
Life & Health NBV surged and business quality improved steadily. In 2024, Life & Health NBV amounted to
Ping An Life enhanced multi-channel professional sales capabilities. The Company continued to deepen transformation and significantly improved the performance and productivity of its agency channel. In 2024, agent channel NBV on a like-for-like basis grew
Bancassurance channel focused on value-driven operations with NBV rising
"Insurance + service" offerings are gaining traction. In products, Ping An Life actively implemented
Ping An P&C maintained steady revenue growth and good business quality. Its insurance revenue rose by
Ping An delivered excellent insurance funds investment results, ranking among the top in the market. The Group's insurance funds investment portfolio grew
Ping An Bank maintained steady business performance and stable overall asset quality. The Bank's net profit amounted to
Promoting the Development of the Health and Senior Care Ecosystem; Leveraging Differential Advantages to Empower Core Businesses.
Leveraging over ten years of operational and management experience in insurance and health care industries, Ping An enhanced the coordinated operations of business lines including insurance, health care, investment and technology. Ping An has built a service system including an online flagship medical platform and proprietary medical institutions to empower retail financial customers and corporate clients. Acting for payers and integrating providers, Ping An provides the most cost-effective health and senior care services via professional family doctors and senior care concierges.
Ping An built differential advantages thanks to remarkable progress in "finance + health care services" and "finance + senior care services". The Group has developed a full-spectrum product and service system to meet customers' full-lifecycle needs. Nearly
Ping An developed an online flagship medical platform and proprietary medical institutions to optimize "online, in-store, in-home and in-company" services. Ping An Health (also known as Ping An Good Doctor) is an integral part of Ping An Group's "insurance + health care" synergistic model. The Company, centering on family doctor membership and senior care concierge services, developed a one-stop "health and senior care" services platform. It achieved
Customer-Oriented, Self-Developed Vertical Large AI Models Enabled Ecosystem Development.
Technology enabled finance, health and senior care ecosystems and advanced digital transformation. Ping An cumulatively won 30 championships in domestic and overseas AI competitions and cumulatively filed 55,080 patent applications as of December 31, 2024, leading most international financial institutions. Ping An accumulated vast amounts of data that can be used to train large models, and continuously developed vertical large models for domains including finance, health and senior care. With 30 trillion bytes of data, a domain data corpus containing 3.2 trillion tokens, approximately 310 thousand hours of labeled speeches and over 7.5 billion images, Ping An's large speech models, large language models, and large vision models have achieved industry-leading accuracy rates in scenarios. Ping An's three financial databases and five health care databases rank among the world's largest financial and health care databases. Digging deep into business scenarios, Ping An accelerated the development of its ecosystems by extensively applying its large models to 85 scenarios across the Group to support the "integrate finance + health and senior care" strategy.
In digital finance, technology enabled finance business by improving efficiency, cutting costs and managing risks. The volume of services provided by Ping An's AI service representatives reached about 1.84 billion times, accounting for
Ping An rode on the green development trend and fulfilled its social responsibilities actively. As of December 31, 2024, the Group's cumulative investment in supporting the real economy was nearly
Looking Ahead to 2025, Advancing a Comprehensive Digitalization Strategy and Seizing New Growth Drivers.
2025 is the final year of
Look ahead to 2025, Ping An will fully implement the Communist Party of
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APPENDIX - BIOGRAPHICAL DETAILS OF THE INDEPENDENT NON-EXECUTIVE
DIRECTOR CANDIDATES
Mr. Hong Xiaoyuan Independent Non-executive Aged 62
| Other major offices Mr. Hong is currently an Independent Director of Postal
Past offices Mr. Hong previously served as Assistant to General
Bachelor's degree in Geography and Master's degree in Master's degree in Science from Australian National University Senior Economist |
Mr. Song Xianzhong Independent Non-executive Aged 61
| Other major offices Mr. Song is currently a professor at the Department of
Past offices Mr. Song served as the former President and Deputy
Educational background and qualifications Bachelor's degree in Industrial Financial Accounting from Master's degree in Accounting and Doctorate degree in |
Mr. Chan Hiu Fung Nicholas Independent Non-executive Aged 51
| Other major offices Mr. Chan is currently a Partner of Squire Patton Boggs, a
Past offices Mr. Chan has over 20 years of experience as a solicitor in
Dual Degree in Bachelor of Law and Bachelor of Science of Qualified to practice law as a solicitor in |
SOURCE Ping An Insurance (Group) Company of China, Ltd.