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SoFi Expands Loan Platform Business with $5 Billion Agreement with Blue Owl Capital Funds

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SoFi Technologies (NASDAQ: SOFI) has secured its largest Loan Platform Business agreement to date - a two-year, $5 billion deal with Blue Owl Capital for personal loans. This partnership with Blue Owl Capital, which manages over $250 billion in assets, represents double the size of SoFi's previous largest commitment.

The agreement advances SoFi's strategy to diversify revenue streams through less capital-intensive and more fee-based sources. Through its Loan Platform Business, SoFi refers pre-qualified borrowers to loan origination partners and originates loans on behalf of third parties while retaining servicing rights. In 2024, this business segment originated $2.1 billion in loans.

SoFi Technologies (NASDAQ: SOFI) ha ottenuto il suo più grande accordo nel settore della Loan Platform Business fino ad oggi: un contratto di due anni del valore di 5 miliardi di dollari con Blue Owl Capital per prestiti personali. Questa partnership con Blue Owl Capital, che gestisce oltre 250 miliardi di dollari in asset, rappresenta il doppio della dimensione del precedente impegno più grande di SoFi.

L'accordo promuove la strategia di SoFi di diversificare le fonti di reddito attraverso canali meno intensivi di capitale e più basati su commissioni. Attraverso la sua Loan Platform Business, SoFi indirizza i mutuatari pre-qualificati ai partner di origine dei prestiti e origina prestiti per conto di terzi mantenendo i diritti di servizio. Nel 2024, questo segmento di business ha originato prestiti per un valore di 2,1 miliardi di dollari.

SoFi Technologies (NASDAQ: SOFI) ha conseguido su mayor acuerdo hasta la fecha en el negocio de plataformas de préstamos: un contrato de dos años por 5 mil millones de dólares con Blue Owl Capital para préstamos personales. Esta asociación con Blue Owl Capital, que gestiona más de 250 mil millones de dólares en activos, representa el doble del tamaño del compromiso más grande anterior de SoFi.

El acuerdo avanza la estrategia de SoFi de diversificar las fuentes de ingresos a través de canales menos intensivos en capital y más basados en comisiones. A través de su negocio de plataformas de préstamos, SoFi refiere a prestatarios pre-calificados a socios de originación de préstamos y origina préstamos en nombre de terceros, manteniendo los derechos de servicio. En 2024, este segmento de negocio originó préstamos por un valor de 2.1 mil millones de dólares.

SoFi Technologies (NASDAQ: SOFI)는 개인 대출을 위해 Blue Owl Capital와 50억 달러 규모의 2년 계약을 체결하며 지금까지 가장 큰 대출 플랫폼 비즈니스 계약을 확보했습니다. 2500억 달러 이상의 자산을 관리하는 Blue Owl Capital과의 이 파트너십은 SoFi의 이전 최대 약정의 두 배에 해당합니다.

이번 계약은 SoFi가 자본 집약도가 낮고 수수료 기반의 수익원을 통해 수익원을 다양화하려는 전략을 추진하는 데 기여합니다. SoFi는 대출 플랫폼 비즈니스를 통해 사전 자격을 갖춘 차용인을 대출 원천 파트너에게 소개하고, 제3자를 대신하여 대출을 원천화하며 서비스 권리를 유지합니다. 2024년 이 사업 부문은 21억 달러의 대출을 원천화했습니다.

SoFi Technologies (NASDAQ: SOFI) a sécurisé son plus gros contrat dans le domaine des plateformes de prêts à ce jour : un accord de deux ans d'une valeur de 5 milliards de dollars avec Blue Owl Capital pour des prêts personnels. Ce partenariat avec Blue Owl Capital, qui gère plus de 250 milliards de dollars d'actifs, représente le double de la taille du précédent engagement le plus important de SoFi.

Ce contrat fait avancer la stratégie de SoFi de diversifier ses sources de revenus grâce à des canaux moins intensifs en capital et davantage basés sur des frais. Grâce à son activité de plateforme de prêts, SoFi réfère des emprunteurs préqualifiés à des partenaires d'origine de prêts et originaire des prêts pour le compte de tiers tout en conservant les droits de service. En 2024, ce segment d'activité a originaire des prêts d'une valeur de 2,1 milliards de dollars.

SoFi Technologies (NASDAQ: SOFI) hat seinen größten Vertrag im Bereich der Kreditplattform-Geschäfte bis heute gesichert - einen zwei Jahre laufenden Vertrag über 5 Milliarden Dollar mit Blue Owl Capital für Privatkredite. Diese Partnerschaft mit Blue Owl Capital, das über 250 Milliarden Dollar an Vermögenswerten verwaltet, stellt das Doppelte der Größe von SoFis vorherigem größten Engagement dar.

Der Vertrag fördert SoFis Strategie, Einnahmequellen durch weniger kapitalintensive und stärker gebührenbasierte Quellen zu diversifizieren. Durch sein Kreditplattformgeschäft verweist SoFi vorqualifizierte Kreditnehmer an Partner für die Kreditvergabe und vergibt Kredite im Namen Dritter, während es die Servicing-Rechte behält. Im Jahr 2024 hat dieses Geschäftssegment Kredite in Höhe von 2,1 Milliarden Dollar vergeben.

Positive
  • Secured largest-ever $5 billion loan platform agreement, 2x previous commitment size
  • Strategic shift towards less capital-intensive, fee-based revenue streams
  • Retains loan servicing rights, generating ongoing fee income
  • Demonstrated strong execution with $2.1B loan originations in 2024
Negative
  • None.

SAN FRANCISCO--(BUSINESS WIRE)-- SoFi Technologies, Inc. (NASDAQ: SOFI) finalized an up to $5 billion Loan Platform Business agreement for personal loans with funds managed by Blue Owl Capital, a leading asset manager with over $250 billion in assets under management. This move marks SoFi’s largest Loan Platform Business agreement to date.

SoFi’s Loan Platform Business refers pre-qualified borrowers to loan origination partners as well as originates loans on behalf of third parties. The two-year deal with Blue Owl Capital managed funds reflects the growing demand for personal loans from members and debt investors and advances SoFi’s strategy to diversify revenue streams with less capital-intensive and more fee-based sources of revenue.

“This represents the largest single commitment for SoFi’s Loan Platform Business and is 2x our first commitment, enabling us to help more members get their money right while also diversifying toward less capital-intensive and more fee-based sources of revenue,” said Anthony Noto, CEO of SoFi. “We’re thrilled to work with Blue Owl Capital and build on the strong momentum in our Loan Platform Business in 2025.”

“Blue Owl is excited to be partnering with SoFi to help meet the growing needs of customers through their loan platform business,” added Ivan Zinn, Head of Alternative Credit at Blue Owl. “SoFi has been expanding credit access to more people with innovative solutions. We see a strong opportunity in being part of this growth through this strategic program.”

In 2024, SoFi’s Loan Platform Business originated $2.1 billion of loans. Through its Loan Platform Business, SoFi earns fee income to originate loans on behalf of partners while retaining servicing rights.

About SoFi

SoFi (NASDAQ: SOFI) is a member-centric, one-stop shop for digital financial services on a mission to help people achieve financial independence to realize their ambitions. The company’s full suite of financial products and services helps its over 10.1 million SoFi members borrow, save, spend, invest, and protect their money better by giving them fast access to the tools they need to get their money right, all in one app. SoFi also equips members with the resources they need to get ahead – like credentialed financial planners, exclusive experiences and events, and a thriving community – on their path to financial independence.

SoFi innovates across three business segments: Lending, Financial Services – which includes SoFi Checking and Savings, SoFi Invest, SoFi Credit Card, SoFi Protect, and SoFi Insights – and Technology Platform, which offers the only end-to-end vertically integrated financial technology stack. SoFi Bank, N.A., an affiliate of SoFi, is a nationally chartered bank, regulated by the OCC and FDIC and SoFi is a bank holding company regulated by the Federal Reserve. The company is also the naming rights partner of SoFi Stadium, home of the Los Angeles Chargers and the Los Angeles Rams. For more information, visit SoFi.com or download our iOS and Android apps.

©2025 SoFi Technologies, Inc. All rights reserved.

About Blue Owl Capital

Blue Owl (NYSE: OWL) is a leading asset manager that is redefining alternatives. With over $250 billion in assets under management as of December 31, 2024, we invest across three multi-strategy platforms: Credit, GP Strategic Capital, and Real Assets. Anchored by a strong permanent capital base, we provide businesses with private capital solutions to drive long-term growth and offer institutional investors, individual investors, and insurance companies differentiated alternative investment opportunities that aim to deliver strong performance, risk-adjusted returns, and capital preservation.

Together with over 1,100 experienced professionals globally, Blue Owl brings the vision and discipline to create the exceptional. To learn more, visit www.blueowl.com.

Availability of Other Information About SoFi

Investors and others should note that we communicate with our investors and the public using our website (https://www.sofi.com), the investor relations website (https://investors.sofi.com), and on social media (X and LinkedIn), including but not limited to investor presentations and investor fact sheets, Securities and Exchange Commission filings, press releases, public conference calls and webcasts. The information that SoFi posts on these channels and websites could be deemed to be material information. As a result, SoFi encourages investors, the media, and others interested in SoFi to review the information that is posted on these channels, including the investor relations website, on a regular basis. This list of channels may be updated from time to time on SoFi’s investor relations website and may include additional social media channels. The contents of SoFi’s website or these channels, or any other website that may be accessed from its website or these channels, shall not be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended.

SOFI-F

SoFi: PR@sofi.org

Blue Owl: Nick.Theccanat@blueowl.com

Source: SoFi Technologies

FAQ

What is the value and duration of SoFi's new loan agreement with Blue Owl Capital?

SoFi secured a two-year, $5 billion loan platform agreement with Blue Owl Capital for personal loans.

How much did SoFi's Loan Platform Business originate in 2024?

SoFi's Loan Platform Business originated $2.1 billion of loans in 2024.

How does SoFi generate revenue from its Loan Platform Business?

SoFi earns fee income by originating loans on behalf of partners while retaining servicing rights.

How does the Blue Owl Capital agreement compare to SoFi's previous commitments?

The $5 billion agreement is SoFi's largest single commitment to date, twice the size of their previous largest commitment.

What strategic benefit does the Blue Owl Capital agreement bring to SOFI?

The agreement helps SoFi diversify toward less capital-intensive and more fee-based revenue sources while expanding their loan platform business.
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