OFG Bancorp reports news as a diversified financial holding company for Oriental Bank and related financial services subsidiaries. The company operates under U.S., Puerto Rico and U.S. Virgin Islands banking laws, with retail and commercial banking, lending, wealth management, insurance, financial services and banking technology offered primarily in Puerto Rico and the U.S. Virgin Islands.
Recurring developments include quarterly earnings, loan and deposit trends, credit quality, net interest income, balance sheet management, and customer activity in products such as Libre, Elite and My Biz accounts. News also covers common stock dividends, share repurchase authorizations, debt ratings tied to Oriental Bank, and capital actions across the holding company and bank franchise.
OFG Bancorp (NYSE: OFG) reported 4Q25 and full-year 2025 results. 4Q25 diluted EPS $1.27 (up from $1.09 YoY) and 2025 diluted EPS $4.58 (vs $4.23 in 2024). Total core revenues were $185.4M in 4Q25 and $729.8M for 2025. Key metrics: NIM 5.12%, ROA 1.81%, efficiency ratio 56.65%, and tangible book value per share $29.96. Credit activity included $26.9M net charge-offs in 4Q25 and nonperforming loan rate of 1.59%. Capital actions: $40.1M repurchased in 4Q25 and $91.6M for the year. Management cited loan growth, record new loan production, and discrete tax benefits impacting 4Q25 results.
OFG Bancorp (NYSE: OFG) will report fourth quarter 2025 financial results on Thursday, January 22, 2026 before the market opens and will hold a conference call that morning at 10:00 AM ET.
Investors may join via participant toll-free phone (800) 579-2543 or international phone (785) 424-1789 using Conference ID OFGQ425. A live webcast will be available on OFG’s website at www.ofgbancorp.com, with a webcast replay posted shortly after the call. Visit the webcast link in advance to pre-register or download required software.
OFG Bancorp (NYSE: OFG) announced a regular quarterly cash dividend of $0.30 per common share for the quarter ending December 31, 2025. The dividend is payable January 15, 2026 to shareholders of record on December 31, 2025.
OFG Bancorp (NYSE: OFG) reported 3Q25 results for the quarter ended September 30, 2025, with diluted EPS $1.16 versus $1.15 in 2Q25 and $1.00 in 3Q24. Total core revenues $184.0M (up 5.6% YoY) and net interest income $200.1M. Key performance metrics: NIM 5.24%, ROA 1.69%, ROTCE 16.39%, and efficiency ratio 52.48%. Loans held for investment were $8.12B (up 4.73% YoY), investments $2.94B, and deposits $9.82B (down $76.2M QoQ). Provision for credit losses rose to $28.3M/b); net charge-offs were . Capital remained solid: CET1 14.13%; repurchased $20.4M of common stock.
OFG Bancorp (NYSE: OFG) has scheduled its third quarter 2025 financial results announcement for Wednesday, October 22, 2025, before market opening. The company will host a conference call at 10:00 AM ET the same day.
Investors can access the call via toll-free number (800-579-2543) or international number (785-424-1789) using Conference ID: OFGQ325. A live webcast will be available on OFG's website, with a replay accessible shortly after the call.
OFG Bancorp (NYSE: OFG) announced that its Board of Directors has declared a regular quarterly cash dividend of $0.30 per common share for the quarter ending September 30, 2025. The dividend will be paid on October 15, 2025, to shareholders of record as of September 30, 2025.
OFG Bancorp (NYSE: OFG) reported strong Q2 2025 results with diluted EPS of $1.15, up from $1.00 in Q1 2025 and $1.08 in Q2 2024. The bank achieved total core revenues of $182.2 million, showing growth from both previous quarter ($178.3M) and year-ago period ($179.4M).
Key metrics include a net interest margin of 5.31%, return on average assets of 1.73%, and an efficiency ratio of 52.04%. The bank reached record assets of $12.2 billion, with core deposits of $9.9 billion and loans held for investment of $8.2 billion. New loan production surged to $783.7 million, up significantly from $558.9M in Q1 2025.
The bank continued its digital transformation, launching the Oriental Marketplace and a DGI Money Market fund, while maintaining strong credit quality with net charge-offs at 0.64% of average loans.
OFG Bancorp (NYSE: OFG) has announced a significant capital action with its Board of Directors approving a new $100 million stock repurchase authorization plan. This open-ended plan comes as an addition to the company's previously authorized stock repurchase program.
The announcement from the San Juan, Puerto Rico-based financial institution represents a strategic move in its capital management approach. The new authorization demonstrates the company's commitment to delivering value to shareholders through continued investment in its own stock.
OFG Bancorp (NYSE: OFG) has announced a quarterly cash dividend of $0.30 per common share for the quarter ending June 30, 2025. The dividend will be distributed to shareholders on July 15, 2025.
Stockholders who are recorded as holders by June 30, 2025, will be eligible for this dividend payment. The ex-dividend date has been set for June 30, 2025, marking the date when the stock begins trading without the value of its next dividend payment.
This regular quarterly dividend announcement from the San Juan, Puerto Rico-based financial institution demonstrates its continued commitment to providing returns to shareholders.