NASB Financial, Inc. Announces Financial Results
NASB Financial (OTCQX: NASB) reported net income of $6.1 million ($0.84 per share) for Q4 2024, compared to $6.8 million ($0.92 per share) in Q3 2024 and $6.6 million ($0.90 per share) in Q4 2023. For the full fiscal year 2024, net income reached $28.3 million ($3.83 per share), up from $21.6 million ($2.92 per share) in FY2023.
The company's total assets stood at $2.86 billion, with net loans and mortgage-backed securities at $2.17 billion. Customer and brokered deposits were $1.73 billion, while stockholders' equity reached $413.2 million. The book value per share increased to $57.18, and the company maintained a quarterly dividend of $0.25 per share.
NASB Financial (OTCQX: NASB) ha riportato un utile netto di $6,1 milioni ($0,84 per azione) per il quarto trimestre del 2024, rispetto a $6,8 milioni ($0,92 per azione) nel terzo trimestre del 2024 e $6,6 milioni ($0,90 per azione) nel quarto trimestre del 2023. Per l'intero anno fiscale 2024, l'utile netto ha raggiunto $28,3 milioni ($3,83 per azione), in aumento rispetto ai $21,6 milioni ($2,92 per azione) dell'anno fiscale 2023.
Il totale delle attività della società si è attestato a $2,86 miliardi, con prestiti netti e titoli garantiti da ipoteca per $2,17 miliardi. I depositi dei clienti e intermediari ammontavano a $1,73 miliardi, mentre il patrimonio netto degli azionisti è arrivato a $413,2 milioni. Il valore contabile per azione è aumentato a $57,18, e la società ha mantenuto un dividendo trimestrale di $0,25 per azione.
NASB Financial (OTCQX: NASB) informó un ingreso neto de $6.1 millones ($0.84 por acción) para el cuarto trimestre de 2024, en comparación con $6.8 millones ($0.92 por acción) en el tercer trimestre de 2024 y $6.6 millones ($0.90 por acción) en el cuarto trimestre de 2023. Para el año fiscal completo 2024, el ingreso neto alcanzó $28.3 millones ($3.83 por acción), un aumento respecto a los $21.6 millones ($2.92 por acción) en el año fiscal 2023.
Los activos totales de la empresa se situaron en $2.86 mil millones, con préstamos netos y valores respaldados por hipotecas de $2.17 mil millones. Los depósitos de clientes e intermediarios fueron de $1.73 mil millones, mientras que el patrimonio de los accionistas alcanzó los $413.2 millones. El valor contable por acción aumentó a $57.18, y la empresa mantuvo un dividendo trimestral de $0.25 por acción.
NASB Financial (OTCQX: NASB)는 2024년 4분기에 $6.1백만 ($0.84 주당)의 순이익을 보고했으며, 이는 2024년 3분기의 $6.8백만 ($0.92 주당) 및 2023년 4분기의 $6.6백만 ($0.90 주당)과 비교됩니다. 2024 회계연도 전체에서 순이익은 $28.3백만 ($3.83 주당)에 달했으며, 이는 2023 회계연도의 $21.6백만 ($2.92 주당)에서 증가한 것입니다.
회사의 총 자산은 $2.86억 달러에 달했으며, 순대출 및 주택담보부증권은 $2.17억 달러에 달했습니다. 고객 및 중개인 예금은 $1.73억 달러였으며, 주주 자본은 $413.2백만 달러에 도달했습니다. 주당 장부 가치는 $57.18로 증가했으며, 회사는 주당 $0.25의 분기 배당금을 유지했습니다.
NASB Financial (OTCQX: NASB) a annoncé un revenu net de $6,1 millions ($0,84 par action) pour le quatrième trimestre 2024, comparé à $6,8 millions ($0,92 par action) pour le troisième trimestre 2024 et $6,6 millions ($0,90 par action) pour le quatrième trimestre 2023. Pour l'année fiscale complète 2024, le revenu net a atteint $28,3 millions ($3,83 par action), en hausse par rapport à $21,6 millions ($2,92 par action) pour l'année fiscale 2023.
Le total des actifs de l'entreprise s'élevait à $2,86 milliards, avec des prêts nets et des titres garantis par hypothèque de $2,17 milliards. Les dépôts des clients et des courtiers s'élevaient à $1,73 milliards, tandis que les capitaux propres des actionnaires atteignaient $413,2 millions. La valeur comptable par action a augmenté à $57,18, et l'entreprise a maintenu un dividende trimestriel de $0,25 par action.
NASB Financial (OTCQX: NASB) berichtete für das 4. Quartal 2024 ein Nettoergebnis von $6,1 Millionen ($0,84 pro Aktie), verglichen mit $6,8 Millionen ($0,92 pro Aktie) im 3. Quartal 2024 und $6,6 Millionen ($0,90 pro Aktie) im 4. Quartal 2023. Für das gesamte Geschäftsjahr 2024 erreichte das Nettoergebnis $28,3 Millionen ($3,83 pro Aktie), ein Anstieg gegenüber $21,6 Millionen ($2,92 pro Aktie) im Geschäftsjahr 2023.
Die Gesamtsumme der Vermögenswerte des Unternehmens belief sich auf $2,86 Milliarden, wobei die Nettokredite und hypothekenbesicherten Wertpapiere $2,17 Milliarden ausmachten. Kunden- und Broker-Einlagen betrugen $1,73 Milliarden, während das Eigenkapital der Aktionäre $413,2 Millionen erreichte. Der Buchwert pro Aktie stieg auf $57,18, und das Unternehmen behielt eine vierteljährliche Dividende von $0,25 pro Aktie bei.
- Annual net income increased 31% to $28.3 million in FY2024 from $21.6 million in FY2023
- Book value per share improved to $57.18 from $52.28 year-over-year
- Total assets grew to $2.86 billion from $2.81 billion year-over-year
- Net loans and mortgage-backed securities increased to $2.17 billion from $2.13 billion year-over-year
- Quarterly net income decreased to $6.1 million from $6.8 million in previous quarter
- Non-interest income declined to $873,000 from $2.23 million year-over-year
- Net interest income for FY2024 decreased to $77.9 million from $83.5 million in FY2023
- Customer and brokered deposits decreased to $1.73 billion from $1.79 billion year-over-year
Net income for the year ended September 30, 2024, was
NASB Financial, Inc. is a unitary thrift holding company for North American Savings Bank, F.S.B. ("NASB"). Since 1927, NASB has been serving the financial needs of customers by providing an array of personal banking and lending products in the
(Financial Highlights Schedule Attached)
NASB Financial, Inc. | |||||||||||||||
Financial Highlights | |||||||||||||||
(Dollars in thousands, except per share data) | |||||||||||||||
Three Months Ended | Twelve Months Ended | ||||||||||||||
9/30/24 | 6/30/24 | 9/30/23 | 9/30/24 | 9/30/23 | |||||||||||
EARNINGS DATA: | |||||||||||||||
Net interest income | $ | 19,904 | 19,802 | 19,403 | 77,939 | 83,470 | |||||||||
Provision for credit losses | (71) | (9) | -- | (1,534) | -- | ||||||||||
Non-interest income | 873 | 1,174 | 2,230 | 6,103 | 8,163 | ||||||||||
Non-interest expense | 13,071 | 12,399 | 12,806 | 50,021 | 54,595 | ||||||||||
Income tax expense | 1,633 | 1,803 | 2,172 | 7,298 | 9,112 | ||||||||||
Net loss from discontinued operations, net of tax | -- | -- | (18) | -- | (6,279) | ||||||||||
Net income | $ | 6,144 | 6,783 | 6,637 | 28,257 | 21,647 | |||||||||
FINANCIAL CONDITION DATA: | |||||||||||||||
Total assets | $ | 2,860,399 | 2,787,478 | 2,814,082 | 2,860,399 | 2,814,082 | |||||||||
Total loans held for investments and mortgage-backed securities, net | 2,170,905 | 2,160,856 | 2,126,420 | 2,170,905 | 2,126,420 | ||||||||||
Customer and brokered deposit accounts | 1,729,642 | 1,699,859 | 1,794,430 | 1,729,642 | 1,794,430 | ||||||||||
Stockholders' equity | 413,204 | 407,079 | 386,106 | 413,204 | 386,106 | ||||||||||
FINANCIAL RATIOS AND PER SHARE DATA: | |||||||||||||||
Book value per share | $ | 57.18 | 55.06 | 52.28 | 57.18 | 52.28 | |||||||||
Earnings per share | 0.84 | 0.92 | 0.90 | 3.83 | 2.92 | ||||||||||
Cash dividends paid per share | 0.25 | 0.25 | 0.25 | 1.00 | 1.60 | ||||||||||
Return on assets (annualized net income divided by total average assets) | 0.87 % | 0.96 % | 0.96 % | 1.00 % | 0.79 % | ||||||||||
Return on equity (annualized net income divided by average stockholders' equity) | 5.99 % | 6.70 % | 6.86 % | 7.07 % | 5.66 % | ||||||||||
Weighted average shares outstanding | 7,327,387 | 7,392,789 | 7,402,071 | 7,377,073 | 7,408,745 | ||||||||||
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SOURCE NASB Financial, Inc.
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