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Muncy Bank Financial, Inc. Named to American Banker’s Top 200 Publicly Traded Community Banks in the U.S.

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MUNCY, Pa.--(BUSINESS WIRE)-- Muncy Bank Financial, Inc. (OTCQB:MYBF), the bank holding company for The Muncy Bank & Trust Company, has been recognized as one of American Banker’s Top 200 Publicly Traded Community Banks in the U.S. for the third consecutive year and for the thirteenth time in the past fourteen years.

American Banker's annual ranking is a list of publicly traded banks and thrifts with less than $2 billion in total assets. The rankings are based on Return on Average Equity (ROAE) over a three-year period. Muncy Bank Financial, Inc. finished in the #107 position, compared to #103 in the prior year ranking.

Robert J. Glunk, Chairman of the Board/President & CEO, commented, “Muncy Bank is once again honored to be recognized by American Banker on this list of high performing U.S. community banks. The Muncy Bank Team continues to execute on our mission and values in spite of the recent turbulence in the banking industry. We look forward to continuing to deliver the extraordinary service our customers have been accustomed to.”

About Muncy Bank Financial, Inc.

Muncy Bank Financial, Inc. is the bank holding company for The Muncy Bank & Trust Company. The Muncy Bank & Trust Company serves customers through their retail banking, commercial banking, and financial services divisions. Muncy Bank offices are located in the communities of Muncy, Clarkstown, Hughesville, Montoursville, Dewart, Avis, Linden, Montgomery and South Williamsport.

Beth Benson

570.546.2211

investorrelations@muncybank.com

Source: Muncy Bank Financial, Inc.

Muncy Bank Financial, Inc.

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