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Kemper Announces Schedule for Fourth Quarter 2024 Earnings Release

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Kemper (NYSE: KMPR) has announced its schedule for the release of fourth quarter 2024 earnings. The company will publish its earnings release and financial supplement after market close on Wednesday, February 5, followed by the filing of its annual report on Form 10-K.

The company has also provided preliminary insight into its first quarter 2025 California wildfire exposure, reporting estimated losses of less than $1 million. A conference call to discuss Q4 2024 results will be held on February 5 at 5:00 pm Eastern (4:00 pm Central), accessible via webcast and telephone.

Kemper (NYSE: KMPR) ha annunciato il suo programma per la pubblicazione dei risultati del quarto trimestre 2024. L'azienda pubblicherà il comunicato sui risultati e il supplemento finanziario dopo la chiusura del mercato mercoledì 5 febbraio, seguito dalla presentazione del rapporto annuale sul modulo 10-K.

L'azienda ha inoltre fornito un'anteprima preliminare della sua esposizione ai incendi in California per il primo trimestre 2025, riportando perdite stimate inferiori a 1 milione di dollari. Una teleconferenza per discutere i risultati del quarto trimestre 2024 si terrà il 5 febbraio alle 17:00 ora orientale (16:00 ora centrale), accessibile tramite webcast e telefono.

Kemper (NYSE: KMPR) ha anunciado su calendario para la publicación de resultados del cuarto trimestre de 2024. La compañía publicará su informe de resultados y suplemento financiero después del cierre del mercado el miércoles 5 de febrero, seguido por la presentación de su informe anual en el formulario 10-K.

La empresa también ha proporcionado una visión preliminar de su exposición a incendios en California para el primer trimestre de 2025, reportando pérdidas estimadas de menos de 1 millón de dólares. Se llevará a cabo una conferencia telefónica para discutir los resultados del cuarto trimestre de 2024 el 5 de febrero a las 5:00 p. m. hora del este (4:00 p. m. hora central), accesible a través de webcast y teléfono.

Kemper (NYSE: KMPR)는 2024년 4분기 실적 발표 일정이 발표되었습니다. 회사는 2월 5일 수요일 시장 마감 후 실적 발표 및 재무 보충 자료를 게시하고, 이어서 10-K 양식의 연례 보고서를 제출할 예정입니다.

회사는 또한 2025년 1분기 캘리포니아 산불 피해에 대한 초기 통찰력을 제공하여, 추정 손실이 100만 달러 미만이라고 보고했습니다. 2024년 4분기 결과를 논의하기 위한 전화 회의는 2월 5일 동부 표준시 오후 5시(중부 표준시 오후 4시)에 진행되며, 웹캐스트 및 전화로 접근할 수 있습니다.

Kemper (NYSE: KMPR) a annoncé son calendrier pour la publication des résultats du quatrième trimestre 2024. La société publiera son communiqué de résultats et son supplément financier après la clôture du marché le mercredi 5 février, suivi du dépôt de son rapport annuel sur le formulaire 10-K.

La société a également fourni un aperçu préliminaire de son exposition aux incendies de Californie pour le premier trimestre 2025, rapportant des pertes estimées à moins d'un million de dollars. Une conférence téléphonique pour discuter des résultats du quatrième trimestre 2024 aura lieu le 5 février à 17h00, heure de l'Est (16h00, heure centrale), accessible par webdiffusion et téléphone.

Kemper (NYSE: KMPR) hat seinen Zeitplan für die Veröffentlichung der Ergebnisse des vierten Quartals 2024 bekannt gegeben. Das Unternehmen wird seinen Ergebnishinweis und die finanzielle Ergänzung nach Marktschluss am Mittwoch, den 5. Februar, veröffentlichen, gefolgt von der Einreichung seines jährlichen Berichts auf dem Formular 10-K.

Das Unternehmen hat außerdem einen vorläufigen Einblick in seine Feuerexposition in Kalifornien für das erste Quartal 2025 gegeben und berichtet über geschätzte Verluste von weniger als 1 Million Dollar. Eine Telefonkonferenz zur Diskussion der Ergebnisse des vierten Quartals 2024 findet am 5. Februar um 17:00 Uhr Eastern (16:00 Uhr Central) statt und ist über Webcast und Telefon zugänglich.

Positive
  • exposure to California wildfires with losses under $1 million
Negative
  • None.

Insights

The announcement of wildfire exposure ($1 million) in California represents a strategic win for Kemper's risk management approach. In an industry where catastrophic events can result in billions in claims, this minimal exposure highlights Kemper's prudent underwriting practices and effective geographic risk diversification. This is particularly noteworthy given that several major insurers have recently reduced their California exposure or completely withdrawn from the market due to escalating wildfire risks.

The timing of this disclosure, ahead of the Q4 2024 earnings release, suggests confidence in the company's overall financial position. For context, major California wildfires typically result in insurance losses ranging from hundreds of millions to billions of dollars, making Kemper's $1 million exposure remarkably low for an insurer with a $4.25 billion market cap.

This exposure could positively impact Kemper's combined ratio and loss reserves in Q1 2025, potentially leading to better-than-peer performance in a challenging market environment. The strategic decision to maintain exposure in high-risk regions while competitors retreat demonstrates a balanced approach to market opportunity and risk management.

Provides Initial Insight on 1Q2025 California Wildfire Losses

CHICAGO--(BUSINESS WIRE)-- Kemper Corporation (NYSE: KMPR) today announced that after the markets close on Wednesday, February 5, Kemper intends to issue its fourth quarter 2024 earnings release and financial supplement. The company expects to file its annual report on Form 10-K with the Securities and Exchange Commission shortly thereafter. Following their publication, these documents will be available in the investor section of kemper.com.

Catastrophe Losses – First Quarter 2025 Wildfires

Kemper has limited exposure to the California wildfires. Preliminary estimated losses attributable to the wildfires incurred to date in the first quarter 2025 are less than $1 million.

Conference Call Details

Kemper will host its conference call to discuss fourth quarter 2024 results on Wednesday, February 5, at 5:00 pm Eastern (4:00 pm Central). The conference call will be accessible via the internet and telephone at 888.259.6580, Conference ID 79586. To listen via webcast, register online at the investor section of kemper.com at least 15 minutes before the webcast to install any necessary software. A replay of the webcast will be available online at the investor section of kemper.com.

About Kemper

The Kemper family of companies is one of the nation's leading specialized insurers. With approximately $13 billion in assets, Kemper is improving the world of insurance by providing affordable and easy-to-use personalized solutions to individuals, families and businesses through its Kemper Auto and Kemper Life brands. Kemper serves over 4.8 million policies, is represented by 22,200 agents and brokers, and has 7,500 associates dedicated to meeting the ever-changing needs of its customers. Learn more about Kemper.

Investors: Michael Marinaccio, 312.661.4930, investors@kemper.com

News Media: Barbara Ciesemier, 312.661.4521, bciesemier@kemper.com

Source: Kemper Corporation

FAQ

When will Kemper (KMPR) release its Q4 2024 earnings?

Kemper will release its Q4 2024 earnings after markets close on Wednesday, February 5.

What are Kemper's (KMPR) estimated losses from the California wildfires in Q1 2025?

Kemper's preliminary estimated losses from California wildfires in Q1 2025 are less than $1 million.

When is Kemper's (KMPR) Q4 2024 earnings conference call?

Kemper's Q4 2024 earnings conference call is scheduled for Wednesday, February 5, at 5:00 pm Eastern (4:00 pm Central).

How can investors access Kemper's (KMPR) Q4 2024 earnings call?

Investors can access the call via webcast at kemper.com's investor section or by telephone at 888.259.6580 with Conference ID 79586.

Kemper Corporation

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Insurance - Property & Casualty
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