Global Atlantic 2025 Retirement Outlook Survey: Majority of Investors Worried about Outliving Assets

Rising healthcare costs and inflation among top concerns

NEW YORK--(BUSINESS WIRE)-- Global Atlantic Financial Group (“Global Atlantic”), a leading insurance company meeting the retirement and life insurance needs of individuals and institutions, today released results from its 2025 Retirement Outlook Survey, revealing mounting anxiety among investors surveyed around retirement security.

The national survey included investors between the ages of 55 and 75 with $250K to $2M in investable assets and who are working with a financial professional. The findings show 67% of these investors are concerned about their income lasting their lifetime, with 30% saying they are extremely or very concerned.

The findings also reveal rising healthcare costs and inflation are among the top concerns of investors saving for retirement. Specifically, 90% of survey respondents are worried about rising healthcare expenses, and 89% are concerned about inflation’s impact on spending power.

“As economic pressures grow and a record number of Americans head toward retirement, there is rising concern that many could face uncertain futures if retirement security is not adequately addressed,” said Emily LeMay, Co-Head of Individual Markets at Global Atlantic. “It’s critical we help ensure individuals have access to income for life. This could mean the difference between financial hardship and an enjoyable retirement for millions of people.”

Seventy-six percent of respondents say they are concerned about Social Security’s ability to provide full benefits for life with 43% saying they are extremely or very concerned. In addition, 35% say they expect to rely “a lot” on Social Security to cover expenses in retirement.

“Our study shows many people are deeply concerned about their ability to save for retirement and maintain financial stability in the years ahead,” said Jason Bickler, Co-Head of Individual Markets at Global Atlantic. “We must prioritize innovation and developing effective strategies that can give people the tools they need to achieve financial security.”

Other key findings include:

• Seventy-six percent have discussed guaranteed lifetime income options beyond Social Security with their financial professionals.
• Despite 88% stating the importance of a steady retirement income stream, only 54% believe their investments are adequately protected from market downturns.
• While 56% have some pension benefits, 36% are extremely or very concerned about inflation eroding their pension income.

You can read more details on the retirement security findings in the Global Atlantic 2025 Retirement Outlook Survey here: https://www.globalatlantic.com/2025-retirement-outlook-survey

About Global Atlantic
Global Atlantic Financial Group is a leading insurance company meeting the retirement and life insurance needs of individuals and institutions. With a strong financial foundation and risk and investment management expertise, the company delivers tailored solutions to create more secure financial futures. The company's performance has been driven by its culture and core values focused on integrity, teamwork, and the importance of building long-term client relationships. Global Atlantic is a wholly-owned subsidiary of KKR, a leading global investment firm. Through its relationship, the company leverages KKR's investment capabilities, scale and access to capital markets to enhance the value it offers clients. KKR's parent company is KKR & Co. Inc. (NYSE: KKR).

Global Atlantic Financial Group (Global Atlantic) is the marketing name for The Global Atlantic Financial Group LLC and its subsidiaries, including Forethought Life Insurance Company and Accordia Life and Annuity Company. Each subsidiary is responsible for its own financial and contractual obligations. These subsidiaries are not authorized to do business in New York.

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ICR Inc.

GlobalAtlantic@icrinc.com

(203) 682-8268

Source: Global Atlantic Financial Group

FAQ

What percentage of investors are worried about outliving their retirement assets according to Global Atlantic's 2025 survey?

67% of investors are concerned about their income lasting their lifetime, with 30% expressing extreme or significant concern.

What are the top retirement concerns identified in Global Atlantic's 2025 survey?

The top concerns are rising healthcare costs (90% of respondents) and inflation's impact on spending power (89% of respondents).

How many investors feel protected against market downturns in their retirement planning?

Only 54% of investors believe their investments are adequately protected from market downturns, despite 88% stating the importance of steady retirement income.

What percentage of surveyed investors have pension benefits, and what are their concerns?

56% of surveyed investors have pension benefits, but 36% are extremely or very concerned about inflation eroding their pension income.

How many investors have discussed guaranteed lifetime income options with their financial advisors?

76% of respondents have discussed guaranteed lifetime income options beyond Social Security with their financial professionals.