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Global Atlantic 2025 Retirement Outlook Survey: Majority of Investors Worried about Outliving Assets

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Global Atlantic Financial Group has released its 2025 Retirement Outlook Survey, revealing significant concerns among investors about retirement security. The survey, focusing on investors aged 55-75 with $250K to $2M in investable assets, found that 67% worry about their income lasting through retirement, with 30% expressing extreme concern.

Key findings highlight that 90% of respondents are worried about rising healthcare expenses, while 89% are concerned about inflation's impact on spending power. Additionally, 76% express concern about Social Security's sustainability, with 43% being extremely or very concerned.

The survey also revealed that while 88% prioritize steady retirement income, only 54% believe their investments are adequately protected from market downturns. Among respondents, 56% have pension benefits, but 36% worry about inflation eroding their pension income. 76% have discussed guaranteed lifetime income options with their financial professionals.

Global Atlantic Financial Group ha pubblicato il suo 2025 Retirement Outlook Survey, rivelando preoccupazioni significative tra gli investitori riguardo alla sicurezza della pensione. Il sondaggio, che si concentra su investitori di età compresa tra 55 e 75 anni con $250K a $2M in beni investibili, ha trovato che 67% teme che il proprio reddito non duri durante la pensione, con il 30% che esprime una preoccupazione estrema.

I risultati chiave evidenziano che 90% degli intervistati sono preoccupati per l'aumento delle spese sanitarie, mentre 89% sono preoccupati per l'impatto dell'inflazione sul potere d'acquisto. Inoltre, 76% esprimono preoccupazione per la sostenibilità della Sicurezza Sociale, con il 43% estremamente o molto preoccupati.

Il sondaggio ha anche rivelato che, mentre 88% danno priorità a un reddito pensionistico stabile, solo 54% credono che i propri investimenti siano adeguatamente protetti dalle fluttuazioni del mercato. Tra gli intervistati, il 56% ha benefici pensionistici, ma il 36% teme che l'inflazione eroda il proprio reddito pensionistico. 76% hanno discusso opzioni di reddito garantito a vita con i propri professionisti finanziari.

Global Atlantic Financial Group ha publicado su 2025 Retirement Outlook Survey, revelando preocupaciones significativas entre los inversores sobre la seguridad de la jubilación. La encuesta, centrada en inversores de 55 a 75 años con $250K a $2M en activos invertibles, encontró que 67% teme que sus ingresos no duren durante la jubilación, con un 30% expresando una preocupación extrema.

Los hallazgos clave destacan que 90% de los encuestados están preocupados por el aumento de los gastos de salud, mientras que 89% están preocupados por el impacto de la inflación en el poder adquisitivo. Además, 76% expresan preocupación por la sostenibilidad de la Seguridad Social, con un 43% extremadamente o muy preocupados.

La encuesta también reveló que, aunque 88% priorizan un ingreso estable para la jubilación, solo 54% creen que sus inversiones están adecuadamente protegidas de las caídas del mercado. Entre los encuestados, el 56% tiene beneficios de pensión, pero el 36% teme que la inflación erosione sus ingresos de pensión. 76% han discutido opciones de ingreso garantizado de por vida con sus profesionales financieros.

Global Atlantic Financial Group2025 Retirement Outlook Survey를 발표하며 투자자들이 은퇴 안전성에 대해 상당한 우려를 가지고 있음을 드러냈습니다. 이 설문조사는 $250K에서 $2M의 투자 가능한 자산을 가진 55세에서 75세 사이의 투자자에 초점을 맞추었으며, 67%가 은퇴 기간 동안 소득이 지속될지에 대해 걱정하고 있으며, 30%는 극심한 우려를 표명했습니다.

주요 결과는 응답자의 90%가 증가하는 의료비에 대해 걱정하고 있으며, 89%는 인플레이션이 지출력에 미치는 영향에 대해 우려하고 있음을 강조합니다. 또한 76%는 사회 보장 제도의 지속 가능성에 대해 걱정하며, 43%는 매우 또는 극심한 우려를 나타냈습니다.

설문조사는 또한 88%가 안정적인 은퇴 소득을 우선시하지만, 단지 54%만이 자신의 투자가 시장 하락으로부터 적절히 보호받고 있다고 믿는다고 밝혔습니다. 응답자 중 56%는 연금 혜택을 보유하고 있지만, 36%는 인플레이션이 연금 소득을 잠식할까 걱정하고 있습니다. 76%는 재정 전문가와 함께 보장된 평생 소득 옵션에 대해 논의했습니다.

Global Atlantic Financial Group a publié son 2025 Retirement Outlook Survey, révélant des préoccupations significatives parmi les investisseurs concernant la sécurité de la retraite. L'enquête, axée sur les investisseurs âgés de 55 à 75 ans avec des actifs investissables de 250 000 $ à 2 millions de dollars, a révélé que 67% s'inquiètent de la durabilité de leurs revenus pendant la retraite, 30 % exprimant une préoccupation extrême.

Les résultats clés soulignent que 90% des répondants sont préoccupés par l'augmentation des dépenses de santé, tandis que 89% s'inquiètent de l'impact de l'inflation sur le pouvoir d'achat. De plus, 76% expriment des inquiétudes sur la durabilité de la Sécurité Sociale, 43 % étant extrêmement ou très préoccupés.

L'enquête a également révélé que, bien que 88% privilégient un revenu de retraite stable, seulement 54% estiment que leurs investissements sont suffisamment protégés contre les baisses du marché. Parmi les répondants, 56 % bénéficient d'avantages de retraite, mais 36 % craignent que l'inflation érode leurs revenus de retraite. 76% ont discuté des options de revenus garantis à vie avec leurs conseillers financiers.

Global Atlantic Financial Group hat seine 2025 Retirement Outlook Survey veröffentlicht, die erhebliche Bedenken unter den Investoren hinsichtlich der Altersvorsorge aufzeigt. Die Umfrage, die sich auf Investoren im Alter von 55 bis 75 Jahren mit investierbaren Vermögenswerten zwischen $250K und $2M konzentriert, ergab, dass 67% befürchten, dass ihr Einkommen während des Ruhestands nicht ausreicht, wobei 30% extreme Bedenken äußern.

Wesentliche Ergebnisse zeigen, dass 90% der Befragten sich über steigende Gesundheitskosten sorgen, während 89% sich um die Auswirkungen der Inflation auf die Kaufkraft sorgen. Darüber hinaus äußern 76% Bedenken hinsichtlich der Nachhaltigkeit der Sozialversicherung, wobei 43% extrem oder sehr besorgt sind.

Die Umfrage ergab auch, dass, während 88% ein stabiles Altersruhegehalt priorisieren, nur 54% glauben, dass ihre Investitionen angemessen vor Marktrückgängen geschützt sind. Unter den Befragten haben 56% Rentenansprüche, aber 36% befürchten, dass die Inflation ihr Renteneinkommen erodiert. 76% haben mit ihren Finanzberatern über garantierte lebenslange Einkommensoptionen gesprochen.

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Rising healthcare costs and inflation among top concerns

NEW YORK--(BUSINESS WIRE)-- Global Atlantic Financial Group (“Global Atlantic”), a leading insurance company meeting the retirement and life insurance needs of individuals and institutions, today released results from its 2025 Retirement Outlook Survey, revealing mounting anxiety among investors surveyed around retirement security.

The national survey included investors between the ages of 55 and 75 with $250K to $2M in investable assets and who are working with a financial professional. The findings show 67% of these investors are concerned about their income lasting their lifetime, with 30% saying they are extremely or very concerned.

The findings also reveal rising healthcare costs and inflation are among the top concerns of investors saving for retirement. Specifically, 90% of survey respondents are worried about rising healthcare expenses, and 89% are concerned about inflation’s impact on spending power.

“As economic pressures grow and a record number of Americans head toward retirement, there is rising concern that many could face uncertain futures if retirement security is not adequately addressed,” said Emily LeMay, Co-Head of Individual Markets at Global Atlantic. “It’s critical we help ensure individuals have access to income for life. This could mean the difference between financial hardship and an enjoyable retirement for millions of people.”

Seventy-six percent of respondents say they are concerned about Social Security’s ability to provide full benefits for life with 43% saying they are extremely or very concerned. In addition, 35% say they expect to rely “a lot” on Social Security to cover expenses in retirement.

“Our study shows many people are deeply concerned about their ability to save for retirement and maintain financial stability in the years ahead,” said Jason Bickler, Co-Head of Individual Markets at Global Atlantic. “We must prioritize innovation and developing effective strategies that can give people the tools they need to achieve financial security.”

Other key findings include:

  • Seventy-six percent have discussed guaranteed lifetime income options beyond Social Security with their financial professionals.
  • Despite 88% stating the importance of a steady retirement income stream, only 54% believe their investments are adequately protected from market downturns.
  • While 56% have some pension benefits, 36% are extremely or very concerned about inflation eroding their pension income.

You can read more details on the retirement security findings in the Global Atlantic 2025 Retirement Outlook Survey here: https://www.globalatlantic.com/2025-retirement-outlook-survey

About Global Atlantic
Global Atlantic Financial Group is a leading insurance company meeting the retirement and life insurance needs of individuals and institutions. With a strong financial foundation and risk and investment management expertise, the company delivers tailored solutions to create more secure financial futures. The company's performance has been driven by its culture and core values focused on integrity, teamwork, and the importance of building long-term client relationships. Global Atlantic is a wholly-owned subsidiary of KKR, a leading global investment firm. Through its relationship, the company leverages KKR's investment capabilities, scale and access to capital markets to enhance the value it offers clients. KKR's parent company is KKR & Co. Inc. (NYSE: KKR).

Global Atlantic Financial Group (Global Atlantic) is the marketing name for The Global Atlantic Financial Group LLC and its subsidiaries, including Forethought Life Insurance Company and Accordia Life and Annuity Company. Each subsidiary is responsible for its own financial and contractual obligations. These subsidiaries are not authorized to do business in New York.

ICR Inc.

GlobalAtlantic@icrinc.com

(203) 682-8268

Source: Global Atlantic Financial Group

FAQ

What percentage of investors are worried about outliving their retirement assets according to Global Atlantic's 2025 survey?

67% of investors are concerned about their income lasting their lifetime, with 30% expressing extreme or significant concern.

What are the top retirement concerns identified in Global Atlantic's 2025 survey?

The top concerns are rising healthcare costs (90% of respondents) and inflation's impact on spending power (89% of respondents).

How many investors feel protected against market downturns in their retirement planning?

Only 54% of investors believe their investments are adequately protected from market downturns, despite 88% stating the importance of steady retirement income.

What percentage of surveyed investors have pension benefits, and what are their concerns?

56% of surveyed investors have pension benefits, but 36% are extremely or very concerned about inflation eroding their pension income.

How many investors have discussed guaranteed lifetime income options with their financial advisors?

76% of respondents have discussed guaranteed lifetime income options beyond Social Security with their financial professionals.
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