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JBTC Announces 1st Quarter 2025 Earnings

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JBT Bancorp (OTCQX: JBTC) has reported strong financial results for the first quarter of 2025. The company achieved quarterly earnings of $1,687,000, or $0.69 per share, marking a significant increase from $1,307,000 or $0.54 per share in the previous year.

The improved performance was driven by growth in two key areas: net interest income after credit loss expense increased by 7.87% year-over-year, while non-interest income saw a 13.13% rise, primarily due to higher debit card interchange revenue. The interchange income growth was attributed to increased transaction volumes and amounts.

JBT Bancorp (OTCQX: JBTC) ha riportato risultati finanziari solidi nel primo trimestre del 2025. La società ha registrato utili trimestrali di 1.687.000 $, ovvero 0,69 $ per azione, segnando un aumento significativo rispetto a 1.307.000 $ o 0,54 $ per azione dell'anno precedente.

La performance migliorata è stata guidata dalla crescita in due aree chiave: il reddito netto da interessi al netto delle perdite su crediti è aumentato del 7,87% su base annua, mentre il reddito non da interessi ha registrato una crescita del 13,13%, principalmente grazie a un incremento dei ricavi da commissioni sulle carte di debito. L’aumento di tali ricavi è stato attribuito all’aumento dei volumi e degli importi delle transazioni.

JBT Bancorp (OTCQX: JBTC) ha informado resultados financieros sólidos para el primer trimestre de 2025. La compañía alcanzó ganancias trimestrales de 1.687.000 $, o 0,69 $ por acción, lo que representa un aumento significativo respecto a los 1.307.000 $ o 0,54 $ por acción del año anterior.

El mejor desempeño fue impulsado por el crecimiento en dos áreas clave: el ingreso neto por intereses después de gastos por pérdidas crediticias aumentó un 7,87% interanual, mientras que los ingresos no relacionados con intereses crecieron un 13,13%, principalmente debido a mayores ingresos por comisiones de tarjetas de débito. El aumento en los ingresos por comisiones se atribuyó al incremento en los volúmenes y montos de las transacciones.

JBT Bancorp (OTCQX: JBTC)는 2025년 1분기에 강력한 재무 실적을 보고했습니다. 회사는 분기 순이익 1,687,000달러, 주당 0.69달러를 기록하며 전년도의 1,307,000달러 또는 주당 0.54달러에서 크게 증가했습니다.

이러한 실적 개선은 두 가지 주요 부문에서의 성장에 힘입은 것으로, 신용 손실 비용 차감 후 순이자 수익이 전년 대비 7.87% 증가했고, 비이자 수익은 주로 직불카드 교환 수수료 수익 증가로 13.13% 상승했습니다. 교환 수수료 수익 증가는 거래 건수와 금액 증가에 기인합니다.

JBT Bancorp (OTCQX : JBTC) a annoncé de solides résultats financiers pour le premier trimestre 2025. La société a réalisé un bénéfice trimestriel de 1 687 000 $, soit 0,69 $ par action, marquant une augmentation significative par rapport à 1 307 000 $ ou 0,54 $ par action l'année précédente.

Cette amélioration des performances a été portée par la croissance dans deux domaines clés : le revenu net d’intérêts après les charges liées aux pertes sur crédits a augmenté de 7,87 % en glissement annuel, tandis que le revenu hors intérêts a progressé de 13,13 %, principalement grâce à une hausse des revenus d’interchange des cartes de débit. Cette croissance des revenus d’interchange est attribuée à l’augmentation des volumes et montants des transactions.

JBT Bancorp (OTCQX: JBTC) hat starke Finanzergebnisse für das erste Quartal 2025 gemeldet. Das Unternehmen erzielte Quartalsgewinne von 1.687.000 $ bzw. 0,69 $ pro Aktie, was einen deutlichen Anstieg gegenüber 1.307.000 $ bzw. 0,54 $ pro Aktie im Vorjahr darstellt.

Die verbesserte Leistung wurde durch Wachstum in zwei Schlüsselbereichen angetrieben: Das Nettozinseinkommen nach Kreditverlustaufwand stieg im Jahresvergleich um 7,87 %, während das sonstige Einkommen hauptsächlich aufgrund höherer Debitkarten-Interchange-Einnahmen um 13,13 % zunahm. Das Wachstum der Interchange-Einnahmen wurde auf gestiegene Transaktionsvolumina und -beträge zurückgeführt.

Positive
  • Quarterly earnings increased 29.1% YoY to $1,687,000
  • Earnings per share grew 27.8% YoY to $0.69
  • Net interest income after credit loss expense up 7.87% YoY
  • Non-interest income increased 13.13% YoY
  • Growth in debit card interchange revenue due to higher transaction volumes
Negative
  • None.

JONESTOWN, Pa., April 15, 2025 (GLOBE NEWSWIRE) -- JBT Bancorp, Inc. (OTCQX: JBTC) reported quarterly earnings of $1,687,000 or $0.69 per share for the first quarter of 2025 versus $1,307,000 or $0.54 per share in the prior year. President Troy A. Peters stated: “Focusing on net interest income and non-interest income sources drove our results in the first quarter. Net interest income after credit loss expense increased by 7.87% over the same period in the prior year and non-interest income increased by 13.13% led by debit card interchange. Interchange income was positively affected by increased transaction volume and amounts.”

More information can be found at OTC Markets at www.otcmarkets.com/stock/JBTC/overview.

Contact: Andrea Shetterly, EAA
ashetterly@jbt.bank
Jonestown Bank & Trust Co.
2 West Market Street
Jonestown, PA 17038-0717
Phone: 717-865-4246
  


FAQ

What were JBTC's earnings per share in Q1 2025?

JBTC reported earnings of $0.69 per share in Q1 2025, up from $0.54 per share in the previous year.

How much did JBT Bancorp's net interest income grow in Q1 2025?

JBT Bancorp's net interest income after credit loss expense increased by 7.87% compared to the same period in the previous year.

What drove JBTC's non-interest income growth in Q1 2025?

JBTC's non-interest income grew 13.13% primarily due to increased debit card interchange revenue from higher transaction volumes and amounts.

What was JBTC's total quarterly earnings for Q1 2025?

JBTC reported total quarterly earnings of $1,687,000 for Q1 2025, compared to $1,307,000 in Q1 2024.
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