Fannie Mae Reminds Homeowners, Renters, and Mortgage Servicers of Disaster Relief Options for Those Affected by Hurricane Helene
Fannie Mae (OTCQB: FNMA) is reminding homeowners, renters, and mortgage servicers of disaster relief options available for those affected by Hurricane Helene. Homeowners facing hardship due to the hurricane are encouraged to contact their mortgage servicers to discuss relief options. Fannie Mae offers a disaster recovery counseling hotline at 855-HERE2HELP (855-437-3243).
Under Fannie Mae's guidelines, homeowners impacted by disasters may be eligible for:
- Mortgage payment reduction or suspension for up to 12 months through forbearance plans
- Suspension of late fees, foreclosures, and other legal proceedings
- 90-day forbearance plans offered by servicers if homeowner contact hasn't been established
- Post-forbearance options like Disaster Payment Deferral and Fannie Mae Flex Modification
Homeowners on COVID-19-related forbearance plans who are subsequently impacted by a disaster may still be eligible for assistance.
Fannie Mae (OTCQB: FNMA) ricorda a proprietari di casa, inquilini e servitori ipotecari le opzioni di aiuto in caso di disastri disponibili per coloro che sono stati colpiti dall'uragano Helene. I proprietari di casa che affrontano difficoltà a causa dell'uragano sono invitati a contattare i loro servitori ipotecari per discutere le opzioni di sostegno. Fannie Mae offre una hotline di consulenza per il recupero dai disastri al 855-HERE2HELP (855-437-3243).
Secondo le linee guida di Fannie Mae, i proprietari di casa colpiti da disastri possono essere idonei per:
- Riduzione o sospensione del pagamento del mutuo per un massimo di 12 mesi tramite piani di tolleranza
- Sospensione delle commissioni per ritardo, pignoramenti e altre procedure legali
- Piani di tolleranza di 90 giorni offerti dai servitori se non è stato stabilito un contatto con il proprietario di casa
- Opzioni post-tolleranza come il differimento dei pagamenti per disastri e la modifica Fannie Mae Flex
I proprietari di casa con piani di tolleranza legati al COVID-19 che sono successivamente colpiti da un disastro possono comunque essere idonei per assistenza.
Fannie Mae (OTCQB: FNMA) recuerda a propietarios de viviendas, inquilinos y proveedores de hipotecas las opciones de ayuda por desastres disponibles para quienes se han visto afectados por el huracán Helene. Se alienta a los propietarios de viviendas que enfrentan dificultades debido al huracán a contactar a sus proveedores de hipotecas para discutir las opciones de alivio. Fannie Mae ofrece una línea de ayuda para el asesoramiento en la recuperación de desastres al 855-HERE2HELP (855-437-3243).
Según las pautas de Fannie Mae, los propietarios de viviendas afectados por desastres pueden ser elegibles para:
- Reducción o suspensión del pago de la hipoteca durante un máximo de 12 meses a través de planes de tolerancia
- Suspensión de tarifas por demora, ejecuciones hipotecarias y otros procedimientos legales
- Planes de tolerancia de 90 días ofrecidos por los proveedores si no se ha establecido contacto con el propietario de la vivienda
- Opciones posteriores a la tolerancia como el Diferimiento de Pago por Desastre y la Modificación Fannie Mae Flex
Los propietarios de viviendas en planes de tolerancia relacionados con COVID-19 que posteriormente se ven afectados por un desastre aún pueden ser elegibles para asistencia.
Fannie Mae (OTCQB: FNMA)는 허리케인 헬렌의 영향을 받은 주택 소유자, 세입자 및 주택담보대출 서비스 제공자에게 재해 구제 옵션을 상기시키고 있습니다. 허리케인으로 인해 어려움을 겪고 있는 주택 소유자는 자신의 주택담보대출 서비스 제공자에게 연락하여 구제 옵션에 대해 논의할 것을 권장합니다. Fannie Mae는 855-HERE2HELP (855-437-3243)에서 재해 복구 상담 핫라인을 제공합니다.
Fannie Mae의 지침에 따라 재해 영향을 받은 주택 소유자는 다음과 같은 혜택을 받을 수 있습니다:
- 최대 12개월 동안 지불을 줄이거나 유예할 수 있는 지불 유예 계획
- 연체료, 압류 및 기타 법적 절차의 유예
- 주택 소유자와의 연락이 성립되지 않은 경우 서비스 제공자가 제공하는 90일 지불 유예 계획
- 재해 지급 연기 및 Fannie Mae 플렉스 수정과 같은 유예 후 옵션
COVID-19와 관련된 유예 계획에 있는 주택 소유자는 이후 재해의 영향을 받을 경우에도 지원을 받을 수 있습니다.
Fannie Mae (OTCQB: FNMA) rappelle aux propriétaires, locataires et services hypothécaires les options d'assistance en cas de catastrophe disponibles pour ceux touchés par l'ouragan Helene. Les propriétaires en difficulté en raison de l'ouragan sont encouragés à contacter leur service hypothécaire pour discuter des options de relèvement. Fannie Mae propose une ligne d'assistance pour le conseil en récupération des sinistres au 855-HERE2HELP (855-437-3243).
Selon les directives de Fannie Mae, les propriétaires touchés par des catastrophes peuvent être éligibles pour :
- Réduction ou suspension du paiement hypothécaire pendant jusqu'à 12 mois grâce à des plans de tolérance
- Suspension des frais de retard, des saisies et d'autres procédures légales
- Des plans de tolérance de 90 jours offerts par les serviteurs si aucun contact avec le propriétaire n'a été établi
- Options post-tolérance telles que le report de paiement de sinistre et la modification Fannie Mae Flex
Les propriétaires bénéficiant de plans de tolérance liés au COVID-19 qui sont ensuite touchés par une catastrophe peuvent toujours être éligibles à une aide.
Fannie Mae (OTCQB: FNMA) erinnert Eigenheimbesitzer, Mieter und Hypothekenverwalter an die Optionen zur Katastrophenhilfe, die für von Hurrikan Helene Betroffene verfügbar sind. Eigenheimbesitzer, die aufgrund des Hurrikans in Schwierigkeiten sind, werden ermutigt, sich an ihre Hypothekenverwalter zu wenden, um über Hilfeoptionen zu sprechen. Fannie Mae bietet eine Hotline zur Beratung bei der Katastrophenbewältigung unter 855-HERE2HELP (855-437-3243) an.
Nach den Richtlinien von Fannie Mae könnten Eigenheimbesitzer, die von Katastrophen betroffen sind, berechtigt sein zu:
- Reduzierung oder Aussetzung der Hypothekenzahlungen für bis zu 12 Monate durch Stundungspläne
- Aussetzung von verspäteten Gebühren, Zwangsversteigerungen und anderen rechtlichen Verfahren
- 90-tägige Stundungspläne, die von Verwaltern angeboten werden, wenn der Kontakt mit dem Eigenheimbesitzer nicht hergestellt wurde
- Optionen nach der Stundung wie die Verschiebung von Katastrophenzahlungen und die Fannie Mae Flex-Modifikation
Eigenheimbesitzer, die sich in Stundungsplänen aufgrund von COVID-19 befinden und anschließend von einer Katastrophe betroffen sind, könnten dennoch für Unterstützung in Frage kommen.
- Offering mortgage assistance and disaster relief options for homeowners affected by Hurricane Helene
- Providing free disaster recovery counseling through HUD-approved housing counselors
- Allowing mortgage payment reduction or suspension for up to 12 months
- Suspending late fees, foreclosures, and other legal proceedings during forbearance
- None.
"Our top priority is the safety and well-being of those affected by Hurricane Helene. Homeowners facing hardship due to the hurricane should contact their mortgage servicer to discuss relief options as soon as they're able to do so," said Cyndi Danko, Senior Vice President and Chief Credit Officer, Single-Family, Fannie Mae.
Homeowners and renters should call 855-HERE2HELP (855-437-3243) to access Fannie Mae's disaster recovery counseling* or visit the Fannie Mae website for more information.
Under Fannie Mae's guidelines for single-family mortgages impacted by a disaster:
- Homeowners may request mortgage assistance by contacting their mortgage servicer (the company listed on their mortgage statement) following a disaster.
- Homeowners affected by a disaster are often eligible to reduce or suspend their mortgage payments for up to 12 months by entering a forbearance plan with their mortgage servicer. During this temporary reduction or pause in payments, homeowners will not incur late fees and foreclosure and other legal proceedings are suspended.
- In instances where contact with the homeowner has not been established, mortgage servicers are authorized to offer a forbearance plan for up to 90 days if the servicer believes the home was affected by a disaster.
- Following a forbearance plan, there are a number of options available to potentially help homeowners resolve the delinquency without paying a lump sum, including Disaster Payment Deferral and Fannie Mae Flex Modification.
- In addition, homeowners on a COVID-19-related forbearance plan who are subsequently impacted by a disaster may still be eligible for assistance and should contact their mortgage servicer to discuss options.
Homeowners and renters looking for disaster recovery resources may visit the Fannie Mae website to learn more about addressing immediate needs. Fannie Mae also offers help navigating the broader financial effects of a disaster to homeowners and renters through disaster recovery counseling at 855-HERE2HELP (855-437-3243).* Assistance is provided free of charge by
- A needs assessment and personalized recovery plan.
- Help requesting financial relief from the Federal Emergency Management Agency, insurance, and other sources.
- Web resources and ongoing guidance for up to 18 months.
- Services available in multiple languages.
*Operated by Money Management International/MMI
About Fannie Mae
Fannie Mae advances equitable and sustainable access to homeownership and quality, affordable rental housing for millions of people across America. We enable the 30-year fixed-rate mortgage and drive responsible innovation to make homebuying and renting easier, fairer, and more accessible. To learn more, visit:
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FAQ
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