Mortgage Rates Increase Once Again
Freddie Mac's latest Primary Mortgage Market Survey® shows mortgage rates have increased, with the 30-year fixed-rate mortgage averaging 6.54%, up from 6.44% last week but down from 7.79% a year ago. The 15-year fixed-rate mortgage averaged 5.71%, increasing from last week's 5.63% but lower than the previous year's 7.03%. According to Chief Economist Sam Khater, the rate increase is attributed to continued economic strength, noting that tension between downbeat economic narratives and stronger-than-expected economic data has led to higher-than-normal mortgage rate volatility.
L'ultimo Rapporto sul Mercato dei Mutui Primari di Freddie Mac mostra che i tassi dei mutui sono aumentati, con il mutuo a tasso fisso di 30 anni che ha una media del 6,54%, in aumento rispetto al 6,44% della settimana scorsa, ma in calo rispetto al 7,79% di un anno fa. Il mutuo a tasso fisso di 15 anni ha registrato una media del 5,71%, in aumento rispetto al 5,63% della settimana scorsa, ma inferiore al 7,03% dello scorso anno. Secondo il Capo Economista Sam Khater, l'aumento dei tassi è attribuito alla continua forza economica, notando che la tensione tra narrazioni economiche pessimistiche e dati economici più forti del previsto ha portato a una volatilità dei tassi dei mutui superiore alla norma.
La última Encuesta del Mercado Hipotecario Primario de Freddie Mac muestra que las tasas de interés de las hipotecas han aumentado, con la hipoteca a tasa fija a 30 años promediando el 6.54%, en comparación con el 6.44% de la semana pasada, pero por debajo del 7.79% de hace un año. La hipoteca a tasa fija a 15 años tuvo un promedio del 5.71%, aumentando desde el 5.63% de la semana pasada, pero inferior al 7.03% del año anterior. Según el Economista Jefe Sam Khater, el aumento en la tasa se atribuye a la continua fortaleza económica, señalando que la tensión entre las narrativas económicas pesimistas y los datos económicos más fuertes de lo esperado ha llevado a una volatilidad de las tasas hipotecarias más alta de lo normal.
프레디 맥의 최신 주요 주택담보대출 시장 조사에 따르면 주택담보대출 금리가 상승했으며, 30년 고정금리 대출의 평균 금리는 6.54%로, 지난 주 6.44%에서 상승했지만 1년 전 7.79%보다는 하락했습니다. 15년 고정금리 대출의 평균 금리는 5.71%로, 지난 주 5.63%에서 증가했지만 작년의 7.03%보다는 낮습니다. 수석 이코노미스트 샘 카터(Sam Khater)에 따르면 금리 인상의 원인은 지속적인 경제 성장 덕분이며, 부정적인 경제 내러티브와 예상보다 강한 경제 데이터 간의 긴장이 비정상적으로 높은 주택담보대출 금리 변동성을 초래했다고 언급했습니다.
Le dernier Sondage du Marché des Prêts Immobiliers Primaires de Freddie Mac démontre que les taux d'intérêt des prêts immobiliers ont augmenté, avec le prêt immobilier à taux fixe de 30 ans ayant une moyenne de 6,54%, en hausse par rapport à 6,44% la semaine dernière, mais en baisse par rapport à 7,79% d'il y a un an. Le prêt immobilier à taux fixe de 15 ans avait une moyenne de 5,71%, en augmentation par rapport à 5,63% de la semaine dernière, mais inférieur à 7,03% de l'année précédente. Selon l'économiste en chef Sam Khater, l'augmentation des taux est attribuée à la force économique continue, notant que la tension entre des récits économiques pessimistes et des données économiques plus fortes que prévu a conduit à une volatilité des taux d'intérêt des prêts immobiliers supérieure à la normale.
Die neueste Umfrage zum Primärhypothekenmarkt von Freddie Mac zeigt, dass die Hypothekenzinsen gestiegen sind, wobei die 30-jährigen Festhypothek im Durchschnitt 6,54% beträgt, ein Anstieg von 6,44% in der letzten Woche, jedoch ein Rückgang von 7,79% vor einem Jahr. Die 15-jährige Festhypothek betrug im Durchschnitt 5,71%, ein Anstieg von 5,63% in der vergangenen Woche, aber niedriger als die 7,03% des Vorjahres. Laut Chefökonom Sam Khater ist der Anstieg der Zinsen auf die anhaltende wirtschaftliche Stärke zurückzuführen. Er merkt an, dass die Spannung zwischen pessimistischen wirtschaftlichen Erzählungen und unerwartet starken Wirtschaftsdaten zu einer höheren als normalen Volatilität der Hypothekenzinsen geführt hat.
- 30-year FRM rates significantly lower compared to last year (6.54% vs 7.79%)
- 15-year FRM rates decreased year-over-year (5.71% vs 7.03%)
- Strong economic performance reported
- 30-year FRM rates increased week-over-week (6.54% vs 6.44%)
- 15-year FRM rates rose from previous week (5.71% vs 5.63%)
- Higher-than-normal mortgage rate volatility persists
MCLEAN, Va., Oct. 24, 2024 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.54 percent.
“The continued strength in the economy drove mortgage rates higher once again this week. Over the last few years, there has been a tension between downbeat economic narrative and incoming economic data stronger than that narrative. This has led to higher-than-normal volatility in mortgage rates, despite a strengthening economy,” said Sam Khater, Freddie Mac’s Chief Economist.
News Facts
- The 30-year FRM averaged 6.54 percent as of October 24, 2024, up from last week when it averaged 6.44 percent. A year ago at this time, the 30-year FRM averaged 7.79 percent.
- The 15-year FRM averaged 5.71 percent, up from last week when it averaged 5.63 percent. A year ago at this time, the 15-year FRM averaged 7.03 percent.
The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put 20 percent down and have excellent credit. For more information, view our Frequently Asked Questions.
Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability, affordability and equity in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube
MEDIA CONTACT:
Angela Waugaman
(703)714-0644
Angela_Waugaman@FreddieMac.com
A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/6b866dce-9610-438f-8ce2-c432e87c554b
FAQ
What is Freddie Mac's (FMCC) current 30-year fixed mortgage rate as of October 24, 2024?
How much did Freddie Mac's (FMCC) 15-year fixed mortgage rate increase in October 2024?
How do Freddie Mac's (FMCC) current mortgage rates compare to last year?
What caused the increase in Freddie Mac's (FMCC) mortgage rates in October 2024?
