Fair Isaac Corporation reports developments in credit scoring, applied analytics software and digital decisioning for lenders and other enterprises. The company is known for the FICO® Score, a consumer credit-risk measure used by top U.S. lenders and made available in other countries, and it generates news around modern score models such as FICO Score 10T, mortgage-risk analysis, and credit-card market data.
Recurring updates also cover the company's Scores and Software segments, including B2B and B2C scoring solutions, FICO Platform, Falcon Fraud Manager, Customer Communication Services, decision optimization, customer deployments, earnings releases, investor presentations and capital-market communications.
FICO (NYSE: FICO) was named a Leader in the 2026 Gartner Magic Quadrant for Decision Intelligence Platforms on January 29, 2026. Gartner evaluated FICO for Ability to Execute and Completeness of Vision, highlighting decision lifecycle capabilities, generative and agentic AI integration, composable architecture, and governance.
FICO (NYSE: FIC) on January 29, 2026 announced a global partnership with Tech Mahindra to create a dedicated Centre of Excellence for FICO Platform. The CoE will provide end-to-end consulting, implementation, and managed services to accelerate AI-driven decisioning and core banking modernization for BFSI clients, with plans to expand solutions beyond banking.
Tech Mahindra will supply delivery scale, cloud-native and data engineering expertise, reusable accelerators, and training programs to reduce implementation risk and speed time-to-value for FICO Platform deployments.
FICO (NYSE:FICO) reported Q1 FY2026 revenue of $512.0 million, up 16% year-over-year, and GAAP EPS $6.61 (net income $158.4 million). Non-GAAP EPS was $7.33. Scores revenue rose 29% to $304.5 million; software revenue was $207.5 million. Company reiterated FY2026 guidance: $2.35B revenue, GAAP EPS $33.47, Non-GAAP EPS $38.17. The company will host a webcast January 28, 2026 at 5:00 p.m. ET with a replay available through January 28, 2027.
FICO (NYSE: FICO) and LoanPASS launched a batch pricing tool for FICO® Score 10T enabling lenders to price thousands of mortgage files simultaneously and run side-by-side comparisons with Classic FICO. The capability targets non-conforming loans and supports large-scale analysis of pricing outcomes, rate advantages, and risk management.
LoanPASS was the first Product and Pricing Engine to implement Score 10T for non-conforming mortgages; early adopters saw potential predictive improvements of up to 10%.
FICO (NYSE: FICO) will report first quarter fiscal 2026 results on January 28, 2026 after market close and will host a conference call the same day at 5:00 p.m. ET (4:00 p.m. CT / 2:00 p.m. PT).
The call will be webcast and available at the company's investor website. A replay of the webcast will remain accessible in the Event Calendar under Past Events through January 28, 2027.
FICO (NYSE: FICO) announced FICO Xpress 9.8 on January 7, 2026, adding a GPU-accelerated hybrid gradient algorithm via NVIDIA CUDA-X to speed very large optimization problems by up to 50x.
The release also reports a 14% overall MIP engine speedup (and 24% faster for models ≥100s), plus a 68% global solver improvement and 5.3x faster runs for models ≥100s. GPU acceleration is a beta feature supporting NVIDIA GPUs with CUDA Compute Capability 7.5+. A complimentary 60-day trial license is available.
FICO (NYSE: FICO) October 2025 UK credit card data shows spending fell ahead of the Christmas peak, with average spend £765 (-4.7% MoM, -3% YoY) and average active balance £1,900 (-0.7% MoM, +4.7% YoY). The share of balance paid dropped to 34.4% (-0.8% MoM, -7.6% YoY). Missed payments rose month-on-month for one- and two-payment categories, while three missed payments fell. Average credit limit £5,910 (+0.2% MoM, +2.5% YoY) and overlimit accounts 1.35% (-6.0% MoM, +3.3% YoY). FICO flags seasonal stress and advises early intervention for at-risk customers.
FICO (NYSE: FICO) announced on December 18, 2025 that it added Cotality and Ascend Companies as participants in the FICO® Mortgage Direct License Program.
The program lets participating tri-merge resellers generate and deliver FICO® Scores directly to lenders, introducing streamlined score delivery, flexible pricing models, and an aim to reduce lender costs while preserving compliance and scoring accuracy. FICO said the additions accelerate momentum toward greater transparency and efficiency in mortgage score delivery and that a formal update will follow when the solution is commercially available at participating tri-merge resellers.
FICO (FICO) September 2025 UK credit card report shows households under pressure after the Autumn Budget: average active balances rose to £1,915 (+4.5% YoY) while average spend fell to £805 (-3.8% YoY). Payments to balance declined to 34.64% (-6.5% YoY), and accounts with three missed payments increased to 0.21% (+3.7% month-on-month, +1.7% YoY).
Veteran cardholders (cards 5+ years) carry the largest delinquent balances relative to overall balances, and FICO recommends risk teams target this group for tailored collections support.
GFT and FICO (NYSE:FICO) announced a global partnership on November 20, 2025 to deliver AI-driven risk management, real-time decisioning, and streamlined digital onboarding for banks and insurers worldwide. The alliance combines GFT’s cloud, data, and Wynxx generative AI with FICO’s fraud detection, credit risk, and decisioning solutions, including protections across 4 billion payment accounts. Early deployments in Asia and Latin America show live identity checks, continuous lifecycle updates, and demand management use cases. GFT also launched a Center of Excellence to standardize rollouts and train teams for global scaling. The partners position the joint offering to help institutions reduce fraud, improve compliance, and accelerate secure customer journeys.