Welcome to our dedicated page for Fair Isaac news (Ticker: FICO), a resource for investors and traders seeking the latest updates and insights on Fair Isaac stock.
Fair Isaac Corporation reports developments in credit scoring, applied analytics software and digital decisioning for lenders and other enterprises. The company is known for the FICO® Score, a consumer credit-risk measure used by top U.S. lenders and made available in other countries, and it generates news around modern score models such as FICO Score 10T, mortgage-risk analysis, and credit-card market data.
Recurring updates also cover the company's Scores and Software segments, including B2B and B2C scoring solutions, FICO Platform, Falcon Fraud Manager, Customer Communication Services, decision optimization, customer deployments, earnings releases, investor presentations and capital-market communications.
Erste Group deployed FICO (NYSE: FICO) Decision Optimizer to scale mathematically optimized pricing and limits across mortgages, cash loans and retail products, earning a 2026 FICO Decision Award. The rollout spans ~14 years, aims to improve profitability, customer flexibility and over-indebtedness prevention.
One FICO-enabled project cut manual price exceptions and delivered a 22% profit increase for small business unsecured installment loans while protecting customer personal data.
FICO (NYSE: FICO) will report second quarter fiscal 2026 results on April 28, 2026 after the market closes and will host a conference call the same day at 4:30 p.m. ET (3:30 p.m. CT / 1:30 p.m. PT).
The call will be webcast at www.fico.com/investors, and a replay will be available via the Event Calendar through April 28, 2027.
FICO (NYSE: FICO) says Compeer Financial upgraded lending with FICO Platform, reaching $10 billion in automated lending application throughput and saving roughly 800 monthly underwriter hours. Compeer reports 95% straight-through processing for loans under $500,000 and nearly 70% for $1–$2M loans.
FICO Platform now supports decisioning up to $5 million, and Compeer cites a 52% YoY increase in throughput and a 14% YoY rise in loans eligible for automated decisioning; Compeer won a 2026 FICO Industry Vanguard Award.
SentiLink was named a 2026 FICO Industry Vanguard Decision Award winner for leadership in real-time identity theft detection at origination. The company’s Identity Theft Score leverages proprietary fraud labels and a network of 500+ financial institutions and is now available on FICO Marketplace, enabling FICO Platform customers to integrate stolen-identity detection directly into decisioning workflows.
The recognition highlights measurable impact in catching stolen-identity applications earlier and reducing false positives while supporting lender onboarding decisions.
FICO (NYSE:FICO) announced that Sol Rashidi, the world’s first Chief AI Officer for Enterprise, will keynote FICO World 2026 in Orlando May 19-22.
The four-day conference will cover AI-powered enterprise transformation, fraud detection, risk management and customer growth, and is expected to draw 1,500+ attendees from 50+ countries.
Banco Santa Cruz (partnering with FICO, NYSE: FICO) cut policy-change cycles from 90 days to 2 days and sped new-product time-to-market by 85%. The bank projects a 65% reduction in delinquency rates using FICO Platform on AWS, supporting real-time decisions and 931ms response times.
Deployment covers cards, unsecured personal loans and will expand to mortgages, auto and secured loans; the bank won a 2026 FICO Decision Award for Cloud Deployment.
FICO (NYSE: FICO) released its Spring 2026 FICO® Score Credit Insights report showing the average U.S. FICO Score fell to 714, down 2 points year-over-year, while a record 48.1% of consumers now have scores of 750 or higher. Student loan repayment resumption and rising mortgage delinquencies drove the decline, even as auto, credit card, and personal loan delinquencies stabilized. Consumer survey data show 83% prioritize improving credit, 24% missed or skipped payments due to inflation, and 67% misunderstand how income affects scores, highlighting demand for credit education and monitoring tools.
FICO (NYSE:FICO) analysis of UK credit card data for January 2026 shows consumers cut spending and prioritised payments after the holidays, but missed payments rose and balances remain elevated.
Key metrics: spend -9.4% MoM to £755, balances +4.8% YoY, 33.9% of balances paid (1.4% MoM increase; 6.7% below Jan 2025). Accounts over limit rose 6% MoM and missed-payment counts increased, including a 14.3% monthly rise in accounts with two missed payments. Data come from FICO TRIAD customer reports covering ~80% of UK card issuers.
FICO (NYSE: FICO) analysis of UK credit-card data for 2025 shows average card balances reached record highs while payment rates and spending fell. Average balances rose monthly YoY above 4.5%, peaking at £1,950 in December; payment rates dropped to 33.4% by November–December.
The report notes fewer one-payment misses but rising two- and three-payment delinquencies and higher balances among delinquent accounts, citing FICO TRIAD customer manager data covering ~80% of UK issuers.
Fair Isaac Corporation (NYSE: FICO) priced $1.0 billion of 6.250% Senior Notes due 2034 at 100% of principal in a private Rule 144A/Reg S offering.
FICO plans to use net proceeds to repay revolver borrowings, redeem $400 million of 5.25% notes due 2026, pay fees and expenses, and for general corporate purposes; expected close is March 20, 2026.