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CITIZENS TRUST BANK, a subsidiary of CITIZENS BANCSHARES CORP (symbol: CZBS), is dedicated to enhancing shareholder value while enabling customers, community, and associates to achieve economic empowerment. With a focus on providing personalized service and financial solutions, Citizens Trust Bank offers banking services, mortgage solutions, and financial assistance programs to support affordable housing opportunities and homeownership dreams.
Citizens Trust Bank (CTB) and Operation HOPE have announced a major partnership aimed at enhancing financial wellness for underserved communities. This expanded collaboration includes the HOPE Inside coaching program, which will provide personalized debt counseling and financial education. The initiative is designed to empower individuals and small business owners, promoting financial stability.
Cynthia N. Day, CEO of CTB, emphasized the bank's commitment to community impact, while Operation HOPE's John Hope Bryant highlighted the partnership's potential to transform lives. The program will serve communities across the Atlanta area through in-person and virtual coaching.
On Nov. 30, 2022, TD Bank announced a strategic $5 million equity investment in Citizens Trust Bank, a black-owned Minority Depository Institution. This investment aims to bolster opportunities for minority-owned businesses in the Atlanta region. Citizens Trust Bank, founded in 1921, offers financial services and serves underserved communities. The investment aligns with TD's goals of community enrichment and diversity, reinforcing its commitment to enhancing economic equality. This move marks one of TD's significant MDI investments in the U.S.
Citizens Trust Bank, in collaboration with Good Places Properties, is hosting an open house on February 5 and February 6 in College Park, Georgia. The event aims to assist first-time homebuyers by offering up to $10,000 in down payment assistance. Certified mortgage professionals will provide guidance on homeownership counseling and prequalification for the Ion Arts mixed-use community. This initiative reflects the bank's century-long commitment to fostering economic equality and community development.
Citizens Bancshares Corporation has appointed C. Howie Hodges, II to its board of directors, becoming the eighth member. Hodges brings extensive experience from roles at Bank of America, Time Warner Cable, and as CEO of CH Hodges, Inc. His strategic expertise in public/private partnerships and risk analysis is expected to enhance the Bank's growth initiatives. Chairman Ray Robinson and CEO Cynthia N. Day emphasized Hodges' potential in fostering valuable relationships and driving innovation for the bank. Citizens Trust Bank celebrates 100 years of service.
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