Americans Who Plan Ahead for Workplace Open Enrollment are Twice as Likely to Have a Positive Outlook on Retirement
A new survey by Corebridge Financial reveals that workers who prepare for workplace benefit enrollment are twice as likely to have a positive outlook on their retirement plans. Over 75% of respondents begin preparing at least a week before open enrollment. Key findings include:
- 42% of pre-planners review their current retirement plan contribution amount, compared to 25% of non-planners.
- 48% of pre-planners intend to increase their retirement contributions, versus 19% of non-planners.
- Gen Z workers are most likely to increase their contribution, with 51% planning a 2% or higher increase.
The survey also found that 41% of respondents are already contributing to a workplace retirement plan, up from 35% in 2023. While 82% find the open enrollment process simple, those who find it complex prefer one-on-one support (56%) and interactive educational tools (40%).
Un nuovo sondaggio condotto da Corebridge Financial rivela che i lavoratori che si preparano per l'iscrizione ai benefici aziendali hanno il doppio delle probabilità di avere una visione positiva sui loro piani pensionistici. Oltre il 75% degli intervistati inizia a prepararsi almeno una settimana prima dell'iscrizione aperta. I risultati chiave includono:
- Il 42% dei pianificatori anticipati rivede l'importo attuale del proprio contributo al piano pensionistico, rispetto al 25% dei non pianificatori.
- Il 48% dei pianificatori anticipati intende aumentare i propri contributi pensionistici, rispetto al 19% dei non pianificatori.
- I lavoratori della Gen Z sono i più propensi ad aumentare il proprio contributo, con il 51% che prevede un aumento del 2% o più.
Il sondaggio ha anche rivelato che il 41% dei partecipanti contribuisce già a un piano pensionistico aziendale, in aumento rispetto al 35% nel 2023. Sebbene l'82% trovi il processo di iscrizione aperta semplice, coloro che lo considerano complesso preferiscono supporto individuale (56%) e strumenti educativi interattivi (40%).
Una nueva encuesta de Corebridge Financial revela que los trabajadores que se preparan para la inscripción en los beneficios laborales tienen el doble de probabilidades de tener una perspectiva positiva sobre sus planes de jubilación. Más del 75% de los encuestados comienza a prepararse al menos una semana antes de la inscripción abierta. Los hallazgos clave incluyen:
- El 42% de los preplaneadores revisa el monto actual de su contribución al plan de jubilación, en comparación con el 25% de los no planeadores.
- El 48% de los preplaneadores tiene la intención de aumentar sus contribuciones de jubilación, frente al 19% de los no planeadores.
- Los trabajadores de la Generación Z son los más propensos a aumentar su contribución, con el 51% planificando un aumento del 2% o más.
La encuesta también encontró que el 41% de los encuestados ya está contribuyendo a un plan de jubilación laboral, un aumento con respecto al 35% en 2023. Aunque el 82% considera que el proceso de inscripción abierta es simple, aquellos que lo encuentran complejo prefieren apoyo uno a uno (56%) y herramientas educativas interactivas (40%).
새로운 Corebridge Financial의 설문조사에 따르면, 직장 내 혜택 가입 준비를 하는 근로자들은 두 배의 확률로 은퇴 계획에 대해 긍정적인 전망을 가지고 있습니다. 응답자의 75% 이상이 개방 등록이 시작되기 최소 일주일 전부터 준비를 시작합니다. 주요 발견 사항은 다음과 같습니다:
- 사전 계획자 중 42%가 현재 은퇴 계획 기여 금액을 검토하는 반면, 비계획자는 25%에 불과합니다.
- 사전 계획자의 48%는 은퇴 기여금을 늘릴 생각인 반면, 비계획자는 19%입니다.
- Z세대 근로자들은 2% 이상의 기여금을 증가시킬 계획을 세우고 있어 51%에 달합니다.
조사 결과, 응답자의 41%가 이미 직장 은퇴 계획에 기여하고 있으며, 이는 2023년의 35%에서 증가한 수치입니다. 82%는 개방 등록 프로세스가 간단하다고 생각하지만, 복잡하게 느끼는 사람들은 1대1 지원(56%)과 인터랙티브 교육 도구(40%)를 선호합니다.
Une nouvelle enquête de Corebridge Financial révèle que les travailleurs qui se préparent à l'inscriptions aux avantages en milieu de travail ont deux fois plus de chances d'avoir une vision positive de leurs plans de retraite. Plus de 75 % des répondants commencent à se préparer au moins une semaine avant l'inscription ouverte. Les principales conclusions incluent :
- 42 % des pré-planificateurs examinent le montant actuel de leur contribution au plan de retraite, contre 25 % des non-planificateurs.
- 48 % des pré-planificateurs envisagent d'augmenter leurs contributions à la retraite, contre 19 % des non-planificateurs.
- Les travailleurs de la Génération Z sont les plus susceptibles d'augmenter leur contribution, 51 % prévoyant une augmentation de 2 % ou plus.
L'enquête a également révélé que 41 % des répondants contribuent déjà à un plan de retraite en milieu de travail, en hausse par rapport à 35 % en 2023. Bien que 82 % trouvent le processus d'inscription ouverte simple, ceux qui le jugent complexe préfèrent un soutien personnalisé (56 %) et des outils éducatifs interactifs (40 %).
Eine neue Umfrage von Corebridge Financial zeigt, dass Arbeitnehmer, die sich auf die Anmeldung der Arbeitsplatzleistungen vorbereiten, doppelt so wahrscheinlich eine positive Einstellung zu ihren Rentenplänen haben. Über 75 % der Befragten beginnen mit den Vorbereitungen mindestens eine Woche vor der offenen Anmeldung. Wichtige Ergebnisse sind:
- 42 % der Vorplaner überprüfen den aktuellen Betrag ihres Beitrags zum Rentenplan, im Vergleich zu 25 % der Nicht-Planer.
- 48 % der Vorplaner beabsichtigen, ihre Rentenbeiträge zu erhöhen, gegenüber 19 % der Nicht-Planer.
- Arbeitnehmer der Gen Z sind am ehesten bereit, ihren Beitrag zu erhöhen, wobei 51 % einen Anstieg von 2 % oder mehr planen.
Die Umfrage ergab auch, dass 41 % der Befragten bereits zu einem betrieblichen Rentenplan beitragen, ein Anstieg von 35 % im Jahr 2023. Während 82 % den Prozess der offenen Anmeldung als einfach empfinden, bevorzugen diejenigen, die ihn als komplex empfinden, individuelle Unterstützung (56 %) und interaktive Lernwerkzeuge (40 %).
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Corebridge Financial research reveals that while more than
Preparation is key
The more positive retirement outlook of those who prepare ahead correlates with an increased intent to take retirement planning actions during open enrollment. More than 4 in 10 (
Out of
Maximize your retirement potential during open enrollment
“The Corebridge research found that the benefits most commonly associated with open enrollment are health insurance, dental insurance and vision insurance,” said Terri Fiedler, President of Retirement Services at Corebridge. “Just as employees are focused on the benefits that strengthen their physical health during open enrollment, it’s also a great time to evaluate the workplace benefits that strengthen your financial health and take action, whether that’s enrolling in your plan, assessing your retirement readiness or increasing the amount you contribute to your retirement plan.”
The Corebridge survey revealed that more employees are enrolled in their company’s workplace retirement plan heading into this year’s open enrollment period, with
Opportunities for ongoing support and education
While more than 8 in 10 (
“It’s encouraging to see that most employees have a favorable view of their open enrollment experience,” continued Fielder. “Building on that, employers have an opportunity to continue educating and engaging employees on workplace retirement benefits leading up to, through and beyond the open enrollment period with targeted communications, planning tools and resources, and with some plans, access to a financial professional.”
Additional insights on the 2024 Corebridge Open Enrollment survey can be found at Corebridge Insights & Education.
Methodology
The 2024 Corebridge Open Enrollment survey was conducted online by Morning Consult on behalf of Corebridge Financial between Aug. 2-3, 2024, among a national sample of 1,035 adults.
About Corebridge Financial
Corebridge Financial, Inc. (NYSE: CRBG) makes it possible for more people to take action in their financial lives. With more than
1. Fees, taxes, and rate of inflation are not included in calculation.
View source version on businesswire.com: https://www.businesswire.com/news/home/20241001873834/en/
Işıl Müderrisoğlu (Investors): investorrelations@corebridgefinancial.com
Jay Russo (Media): jay.russo@corebridgefinancial.com
Source: Corebridge Financial
FAQ
What percentage of workers prepare for open enrollment at least a week in advance?
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What percentage of Gen Z workers plan to increase their retirement contributions?
How has workplace retirement plan enrollment changed from 2023 to 2024?
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