CNB COMMUNITY BANCORP, INC. REPORTS FIRST QUARTER 2025 RESULTS
CNB Community Bancorp (OTCQX: CNBB) reported its Q1 2025 financial results, maintaining steady earnings of $2.7 million, matching Q1 2024. Basic earnings per share increased to $1.30, up from $1.26 year-over-year.
Key metrics show mixed performance: ROA decreased to 0.83% (down 5 basis points), while book value per share rose 10.8% to $49.90. Total assets grew 3.8% to $1.30 billion, net loans increased 6.7% to $1.04 billion, and deposits rose 3.4% to $1.12 billion compared to Q1 2024.
Net interest income improved by $783,000 to $11.3 million in Q1 2025. The company reports higher rates on new loans entering their portfolio, expecting this trend to support margins throughout the year.
CNB Community Bancorp (OTCQX: CNBB) ha riportato i risultati finanziari del primo trimestre 2025, mantenendo utili stabili di 2,7 milioni di dollari, in linea con il primo trimestre 2024. L'utile per azione di base è aumentato a 1,30 dollari, rispetto a 1,26 dollari dell'anno precedente.
I principali indicatori mostrano una performance mista: il ROA è diminuito allo 0,83% (in calo di 5 punti base), mentre il valore contabile per azione è aumentato del 10,8% a 49,90 dollari. Gli attivi totali sono cresciuti del 3,8% a 1,30 miliardi di dollari, i prestiti netti sono aumentati del 6,7% a 1,04 miliardi di dollari, e i depositi sono saliti del 3,4% a 1,12 miliardi di dollari rispetto al primo trimestre 2024.
Il reddito da interessi netti è migliorato di 783.000 dollari a 11,3 milioni di dollari nel primo trimestre 2025. L'azienda riporta tassi più elevati sui nuovi prestiti che entrano nel loro portafoglio, prevedendo che questa tendenza sosterrà i margini per tutto l'anno.
CNB Community Bancorp (OTCQX: CNBB) informó sus resultados financieros del primer trimestre de 2025, manteniendo ganancias estables de 2.7 millones de dólares, igualando el primer trimestre de 2024. Las ganancias por acción básica aumentaron a 1.30 dólares, frente a 1.26 dólares del año anterior.
Los principales indicadores muestran un rendimiento mixto: el ROA disminuyó al 0.83% (bajando 5 puntos básicos), mientras que el valor contable por acción aumentó un 10.8% a 49.90 dólares. Los activos totales crecieron un 3.8% a 1.30 mil millones de dólares, los préstamos netos aumentaron un 6.7% a 1.04 mil millones de dólares, y los depósitos subieron un 3.4% a 1.12 mil millones de dólares en comparación con el primer trimestre de 2024.
Los ingresos por intereses netos mejoraron en 783,000 dólares a 11.3 millones de dólares en el primer trimestre de 2025. La compañía informa tasas más altas en los nuevos préstamos que ingresan a su cartera, esperando que esta tendencia apoye los márgenes durante todo el año.
CNB 커뮤니티 뱅크 (OTCQX: CNBB)는 2025년 1분기 재무 결과를 보고하며 270만 달러의 안정적인 수익을 유지했으며, 이는 2024년 1분기와 동일합니다. 기본 주당 순이익은 1.30달러로 증가했으며, 이는 작년의 1.26달러에서 상승한 수치입니다.
주요 지표들은 혼합된 성과를 보여줍니다: ROA는 0.83%로 감소했으며 (5bp 하락), 주당 장부 가치는 10.8% 상승하여 49.90달러에 도달했습니다. 총 자산은 3.8% 증가하여 13억 달러에 달하며, 순 대출은 6.7% 증가하여 10억 4천만 달러에 이르고, 예금은 3.4% 증가하여 11억 2천만 달러에 도달했습니다, 이는 2024년 1분기와 비교한 수치입니다.
순 이자 수익은 783,000달러 증가하여 2025년 1분기에 1,130만 달러에 이릅니다. 회사는 포트폴리오에 진입하는 신규 대출의 금리가 높아지고 있으며, 이 추세가 연중 마진을 지원할 것으로 기대하고 있습니다.
CNB Community Bancorp (OTCQX: CNBB) a annoncé ses résultats financiers pour le premier trimestre 2025, maintenant des bénéfices stables de 2,7 millions de dollars, correspondant au premier trimestre 2024. Le bénéfice par action de base a augmenté à 1,30 dollar, contre 1,26 dollar l'année précédente.
Les indicateurs clés montrent une performance mitigée : le ROA a diminué à 0,83% (en baisse de 5 points de base), tandis que la valeur comptable par action a augmenté de 10,8% à 49,90 dollars. Les actifs totaux ont augmenté de 3,8% à 1,30 milliard de dollars, les prêts nets ont augmenté de 6,7% à 1,04 milliard de dollars, et les dépôts ont augmenté de 3,4% à 1,12 milliard de dollars par rapport au premier trimestre 2024.
Les revenus d'intérêts nets ont augmenté de 783 000 dollars pour atteindre 11,3 millions de dollars au premier trimestre 2025. L'entreprise signale des taux plus élevés sur les nouveaux prêts entrant dans son portefeuille, s'attendant à ce que cette tendance soutienne les marges tout au long de l'année.
CNB Community Bancorp (OTCQX: CNBB) hat die Finanzzahlen für das erste Quartal 2025 veröffentlicht und dabei stabile Erträge von 2,7 Millionen Dollar erzielt, was dem ersten Quartal 2024 entspricht. Der Gewinn pro Aktie stieg auf 1,30 Dollar, im Vergleich zu 1,26 Dollar im Vorjahr.
Die wichtigsten Kennzahlen zeigen eine gemischte Leistung: Die ROA sank auf 0,83% (ein Rückgang um 5 Basispunkte), während der Buchwert pro Aktie um 10,8% auf 49,90 Dollar stieg. Die Gesamtvermögenswerte wuchsen um 3,8% auf 1,30 Milliarden Dollar, die Nettokredite stiegen um 6,7% auf 1,04 Milliarden Dollar, und die Einlagen erhöhten sich um 3,4% auf 1,12 Milliarden Dollar im Vergleich zum ersten Quartal 2024.
Die Zinserträge verbesserten sich um 783.000 Dollar auf 11,3 Millionen Dollar im ersten Quartal 2025. Das Unternehmen berichtet von höheren Zinssätzen bei neuen Krediten, die in ihr Portfolio aufgenommen werden, und erwartet, dass dieser Trend die Margen im Laufe des Jahres unterstützen wird.
- Net interest income increased by $783,000 to $11.3 million
- Basic EPS grew 3% to $1.30
- Net loans increased 6.7% to $1.04 billion
- Total deposits rose 3.4% to $1.12 billion
- Book value per share improved 10.8% to $49.90
- ROA declined to 0.83% from 0.88%
- ROE decreased to 10.63% from 11.43%
- Net income decreased by $82,000 (3.0%)
- Pre-tax, pre-provision income declined by $23,000
The annualized return on average assets ("ROA") decreased to
Joseph R. Williams, President and Chief Executive Officer of CNB Community Bancorp, Inc. and County National Bank, stated, "The results for the first three months of 2025 have been very solid which are exemplified in our increased earnings per share. Our focus on maintaining CNB's consistent management of the balance sheet was evident in the resulting increase in our net interest income during the first quarter of 2025.
CNB continues to produce new loans that come into our portfolio at higher rates than those being paid off, a trend we expect will further support our margin this year. Given the strength of our balance sheet, the continued excellence from our banking teams, and the positive trends in our net interest margin, we believe that we are well positioned to drive further improvement in our financial performance in the year ahead."
Financial Highlights
- Total assets increased year-over-year
$47.3 million 3.8% , to$1.30 billion $15.4 million 1.2% from December 31, 2024. - Net loans increased
$65.1 million 6.7% , to$1.04 billion $974.8 million $6.9 million 0.7% , from December 31, 2024. - Total deposits increased
$37.3 million 3.4% , to$1.12 billion $26.9 million 2.4% from December 31, 2024. - Tangible book value per share increased
$4.78 10.9% , to$48.64 $43.86 $1.25 2.6% , from$47.39 - Total equity increased
$4.1 million $102.2 million - Net income decreased
$82,000 3.0% , to$2.7 million $0.04 3.0% , from$1.26 $1.30 - Net interest income for the first quarter of 2025 increased
$783,000 $11.3 million $10.5 million - Pre-tax, pre-provision income decreased
$23,000 $3.5 million
About CNB Community Bancorp Inc.
CNB Community Bancorp, Inc. (OTCQX:CNBB) is a one-bank holding company formed in 2005. Its subsidiary bank, County National Bank, is a nationally chartered full-service bank, which has served its local communities since its founding in 1934. CNB Community Bancorp, Inc. is headquartered in
Safe Harbor Statement
This news release and other releases and reports issued by the Company may contain "forward-looking statements." The Company cautions readers not to place undue reliance on any such forward-looking statements, which speak only as of the date made. The Company is including this statement for purposes of taking advantage of the safe-harbor provisions of the Private Securities Litigation Reform Act of 1995.
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SOURCE CNB Community Bancorp, Inc.
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