BlackRock Survey: Retirement Plan Advisors Demand Active and Income Strategies
BlackRock's 2024 Read on Retirement®: Advisor Outlook reveals retirement plan advisors are focusing on active and income strategies amid changing market conditions. 81% of advisors are discussing retirement income with clients, and 82% either recommend or are likely to recommend a retirement income solution in the next year.
55% of advisors believe active managers can consistently outperform the market, citing access to more investments, loss protection, and sector choices as key benefits. The survey also highlights a sharp increase in AI adoption, with 53% of advisors likely to use AI-powered tools in the next 12 months, up from 9% currently.
Advisors view client servicing and participant education as important for growth, with 55% differentiating their practice through expertise in meeting participants' needs. However, only 48% currently offer financial wellness plans, indicating room for improvement in education programs.
Il Report sul Pensionamento 2024 di BlackRock: Outlook per i Consulenti rivela che i consulenti di piani pensionistici si stanno concentrando su strategie attive e di reddito nel contesto di un mercato in evoluzione. 81% dei consulenti stanno discutendo di reddito pensionistico con i propri clienti e 82% raccomandano o sono propensi a raccomandare una soluzione di reddito pensionistico nel prossimo anno.
Il 55% dei consulenti ritiene che i gestori attivi possano costantemente superare il mercato, citando l'accesso a più investimenti, la protezione dalle perdite e le scelte di settore come benefici chiave. L'indagine mette in evidenza anche un forte aumento nell'adozione dell'IA, con il 53% dei consulenti probabilmente intenzionati a utilizzare strumenti basati sull'IA nei prossimi 12 mesi, in aumento rispetto al 9% attuale.
I consulenti considerano il servizio ai clienti e l'educazione dei partecipanti come importanti per la crescita, con il 55% che differenzia la propria pratica attraverso la competenza nel soddisfare le esigenze dei partecipanti. Tuttavia, solo il 48% offre attualmente piani di benessere finanziario, indicando margini di miglioramento nei programmi educativi.
El Informe sobre Jubilación 2024 de BlackRock: Perspectivas para Asesores revela que los asesores de planes de jubilación están enfocándose en estrategias activas y de ingreso en medio de un marco de mercado en cambio. El 81% de los asesores están conversando sobre el ingreso de jubilación con sus clientes, y el 82% recomiendan o es probable que recomienden una solución de ingreso para la jubilación en el próximo año.
El 55% de los asesores creen que los gestores activos pueden superar constantemente al mercado, citando el acceso a más inversiones, la protección contra pérdidas y las opciones de sector como beneficios clave. La encuesta también destaca un aumento notable en la adopción de IA, con el 53% de los asesores que probablemente usarán herramientas impulsadas por IA en los próximos 12 meses, en comparación con el 9% actual.
Los asesores ven el servicio al cliente y la educación de participantes como importantes para el crecimiento, con el 55% diferenciando su práctica a través de la experiencia en satisfacer las necesidades de los participantes. Sin embargo, solo el 48% ofrece actualmente planes de bienestar financiero, lo que indica un margen de mejora en los programas educativos.
블랙록의 2024년 은퇴 보고서: 상담사 전망은 퇴직연금 상담사들이 변동하는 시장 상황 속에서 능동적인 전략과 소득 전략에 주목하고 있음을 보여줍니다. 81%의 상담사가 고객과 함께 은퇴 소득에 대해 논의하고 있으며, 82%는 내년에 퇴직소득 해결책을 추천할 가능성이 있습니다.
55%의 상담사가 능동형 관리자가 지속적으로 시장을 초과 성과를 낼 수 있다고 믿으며, 더 많은 투자 접근, 손실 보호 및 섹터 선택을 주요 이점으로 언급합니다. 설문조사는 AI 채택의 급증 또한 강조하며, 53%의 상담사가 향후 12개월 내에 AI 기반 도구를 사용할 가능성이 있으며, 현재 9%에서 증가한 수치입니다.
상담사들은 고객 서비스와 참여자 교육이 성장에 중요하다고 여기며, 55%는 참여자의 요구를 충족하는 전문성을 통해 자신의 관행을 차별화하고 있습니다. 그러나 현재 48%만이 재정적 복지 계획을 제공하고 있어 교육 프로그램에서 개선이 필요함을 나타냅니다.
Le Rapport sur la Retraite 2024 de BlackRock : Perspectives pour les Conseillers révèle que les conseillers en plans de retraite se concentrent sur des stratégies actives et de revenus face à des conditions de marché changeantes. 81% des conseillers discutent du revenu de retraite avec leurs clients, et 82% recommandent ou sont susceptibles de recommander une solution de revenu de retraite dans l'année à venir.
55% des conseillers croient que les gestionnaires actifs peuvent continuellement surperformer le marché, citant l'accès à davantage d'investissements, la protection contre les pertes et le choix des secteurs comme des avantages clés. L'enquête souligne également une forte augmentation de l'adoption de l'IA, avec 53% des conseillers susceptibles d'utiliser des outils alimentés par l'IA dans les 12 prochains mois, en hausse par rapport à 9% actuellement.
Les conseillers considèrent le service client et l'éducation des participants comme essentiels pour la croissance, 55% différenciant leur pratique par leur expertise à répondre aux besoins des participants. Toutefois, seulement 48% offrent actuellement des programmes de bien-être financier, ce qui indique une marge d'amélioration dans les programmes éducatifs.
Der Rentenreport 2024 von BlackRock: Ausblick für Berater zeigt, dass Rentenplanberater sich aufgrund sich ändernder Marktbedingungen auf aktive Strategien und Einkommensstrategien konzentrieren. 81% der Berater sprechen mit ihren Kunden über Renteneinkommen, und 82% empfehlen oder sind wahrscheinlich bereit, im nächsten Jahr eine Lösung für Renteneinkommen zu empfehlen.
55% der Berater glauben, dass aktive Manager den Markt nachhaltig übertreffen können und führen den Zugang zu mehr Investitionen, Verlustschutz und Sektoroptionen als wesentliche Vorteile an. Die Umfrage hebt auch einen starken Anstieg in der KI-Adoption hervor, wobei 53% der Berater wahrscheinlich im nächsten Jahr KI-gestützte Werkzeuge einsetzen werden, was einem Anstieg von derzeit 9% entspricht.
Berater betrachten den Kundenservice und die Schulung der Teilnehmer als wichtig für das Wachstum, wobei 55% ihre Praxis durch Fachwissen zur Deckung der Bedürfnisse der Teilnehmer differenzieren. Dennoch bieten derzeit nur 48% finanzielle Wellness-Programme an, was Raum für Verbesserungen in den Bildungsprogrammen zeigt.
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Amid changing market conditions, retirement plan advisors are focused on resilient portfolio construction to drive better long-term results for clients.
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The majority (
81% ) of retirement plan advisors are discussing retirement income with clients. -
Over half of retirement plan advisors (
55% ) believe active managers can consistently outperform the market. -
Sharp increase in adoption of AI-powered tools, with
53% of retirement plan advisors likely to use AI in the next 12 months (versus9% currently).
Carrie Schroen, Head of BlackRock’s
Demand for Retirement Income
Amid changing market conditions and persistent concerns around outliving savings, retirement income solutions are a focus area for retirement plan advisors.
Retirement plan advisors are looking to implement these solutions as employers are increasingly concerned about their employees’ long-term retirement preparedness. BlackRock’s 2024 Read on Retirement® survey found that only
Rob Crothers, BlackRock’s Head of
Focus on Active
Over half (
When conducting due diligence on active investments, retirement plan advisors say access to a cost-effective strategy is the most important factor (
Enhancements to Practice Management
Retirement plan advisors view client servicing and meeting participant education needs as areas that are important to their growth. Over half (
The data also shows a spike in interest around adopting AI to streamline practice management. Retirement plan advisors see client servicing and business development as use cases for AI in their practice. While only
About the BlackRock Read on Retirement survey
The 2024 BlackRock Read on Retirement® survey provides insights from a research study of over 450 large defined contribution plan sponsors, 300 retirement plan advisors, 1,300 workplace retirement plan savers, 1,300 independent savers and 300 retired workplace savers in
About BlackRock
BlackRock’s purpose is to help more and more people experience financial well-being. As a fiduciary to investors and a leading provider of financial technology, we help millions of people build savings that serve them throughout their lives by making investing easier and more affordable. For additional information on BlackRock, please visit www.blackrock.com/corporate | Twitter: @blackrock | LinkedIn: www.linkedin.com/company/blackrock
View source version on businesswire.com: https://www.businesswire.com/news/home/20240917770966/en/
Media
Thomasin Bentley
thomasin.bentley@blackrock.com
646-231-1769
Kristen Rivera
kristen.rivera@blackrock.com
646-231-8352
Source: BlackRock
FAQ
What percentage of retirement plan advisors are discussing retirement income with clients according to BlackRock's survey?
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