Allstate Corp Stock Price, News & Analysis

Allstate (NYSE: ALL) reported strong Q2 2025 financial results with total revenues of $16.6 billion, up 5.8% year-over-year, and net income of $2.1 billion. The company's adjusted net income was $1.6 billion, or $5.94 per diluted share.

Key highlights include total policies in force increasing 4% to 208 million, Property-Liability premiums growing 7.5% to $14.3 billion, and a significantly improved combined ratio of 91.1. The company completed the sale of its Employer Voluntary Benefits business, resulting in a $643 million after-tax gain. Investment portfolio of $77.4 billion generated $754 million in quarterly income.

Auto insurance showed strong performance with a combined ratio of 86.0, while homeowners insurance recorded $1.6 billion in catastrophe losses. Protection Services revenues increased 12.2% to $867 million.

Allstate (NYSE: ALL) reported significant catastrophe losses for June 2025, totaling $619 million pre-tax ($489 million after-tax). The losses stemmed from 15 events, with 70% attributed to three wind and hail events. For Q2 2025, total catastrophe losses reached $1.99 billion pre-tax ($1.57 billion after-tax).

The company's policy portfolio showed modest growth, with total Allstate Protection policies in force increasing 0.6% year-over-year to 37.9 million. Notable changes include homeowners policies growing 2.3% YoY, while commercial lines decreased significantly by 31.3% YoY.

Allstate (NYSE: ALL) has declared a quarterly dividend of $1.00 per share for its common stockholders. The dividend will be paid on October 1, 2025, to shareholders of record as of August 29, 2025. This dividend announcement demonstrates Allstate's commitment to providing regular returns to its shareholders.

Allstate (NYSE:ALL) and the American Football Coaches Association announced a record-breaking 197 nominees for the 2025 Allstate AFCA Good Works Team®, marking the highest number in the award's 34-year history. The initiative recognizes college football student-athletes and head coaches for their exceptional community service and leadership.

Notable examples include Charlie Pearson from Johns Hopkins, who responded to over 150 emergency calls as a certified EMT, and Dylan Wheeler from Saint John's University, who raised over $25,000 for Folds of Honor and helped provide nearly 100,000 meals for children. The final roster of 23 award recipients will be announced in September, comprising 11 players from NCAA FBS, 11 from other divisions, and one honorary head coach.

Allstate (NYSE: ALL) has successfully completed the sale of its Group Health business to Nationwide for $1.25 billion. The transaction is expected to generate a financial book gain of approximately $500 million. This sale, combined with the previous divestment of Employer Voluntary Benefits, brings the total transaction value to $3.25 billion.

According to CEO Tom Wilson, the strategic move aims to enhance shareholder value while providing better growth opportunities for the Group Health business through its integration with Nationwide's stop-loss insurance operations.

Allstate (NYSE:ALL) has released research findings on trust in America, revealing both challenges and opportunities. The study shows that while 74% of Americans are optimistic about their communities' future and 68% participate in local community activities, trust levels vary significantly - 59% trust their neighbors but only 41% trust people in the U.S. generally.

The research highlights that community engagement and trust are strongly correlated, with 78% of high-trust individuals being community-engaged compared to 44% of low-trust individuals. The study, conducted in April 2025 with 5,000 adult participants, found that Americans are concerned about cost of living (75%), the state of the country (72%), and personal safety (64%).

Allstate Corporation (NYSE: ALL) reported catastrophe losses of $777 million ($614 million after-tax) for May 2025, with 70% of losses attributed to three major wind and hail events among 11 total catastrophic events. Combined catastrophe losses for April and May reached $1.37 billion ($1.08 billion after-tax). The company's policy data shows modest growth in most segments: Auto policies increased 0.2% year-over-year to 25.2 million, Homeowners policies grew 2.4% to 7.6 million, and Other personal lines rose 0.5% to 4.9 million. However, Commercial lines experienced a significant decline of 31.8% year-over-year to 180,000 policies. Total policies in force grew marginally by 0.4% compared to May 2024, reaching 37.9 million.

Allstate's 2025 America's Best Drivers Report reveals significant shifts in driving safety across U.S. cities. Brownsville, Texas reclaims its position as America's safest driving city, with Texas dominating safety rankings as four cities place in the top 20. Boston ranks as the riskiest driving city, where drivers are 3.5 times more likely to have collisions than the national average. The Northeast contains 7 of the 10 most collision-prone cities, while the Pacific Northwest shows major safety improvements, with Bellevue, Washington named most improved city. The Midwest experiences concerning declines, with cities like St. Louis dropping 90 spots. The data shows a widening gap between the safest and riskiest cities, with some high-risk areas seeing over 25% increase in crash rates since 2015. The average U.S. driver experiences a collision every 10.56 years.