[Form 3] FIRST COMMONWEALTH FINANCIAL CORP /PA/ Initial Statement of Beneficial Ownership

Rhea-AI Filing Summary

Lee E. Lyon II filed an Initial Statement of Beneficial Ownership (Form 3) disclosing direct ownership of 92,739 shares of First Commonwealth Financial Corp (ticker FCF). The filing lists Mr. Lyon as an Executive Vice President and Chief Audit Executive, and indicates the reportable event date was 10/01/2025. The form was signed via power of attorney on 10/09/2025. No derivative securities or additional changes were reported.

Positive

• Transparency: Reporting person filed an Initial Form 3 disclosing 92,739 shares.
• Senior role disclosed: Reporter is listed as EVP / Chief Audit Executive, aligning governance disclosure with ownership.

Negative

• None.

Insights

Corporate Governance Analyst

Senior audit executive discloses direct ownership of 92,739 FCF shares.

The report identifies Lee E. Lyon II as an EVP and Chief Audit Executive and records direct beneficial ownership of 92,739 common shares, which establishes his disclosed economic stake in the company.

This filing is routine under Section 16; monitor any subsequent Forms 4 or 5 for trades or option grants that would change holdings, particularly within the next reporting cycle after 10/01/2025.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Lyon Lee E II

(Last) (First) (Middle)

601 PHILADELPHIA STREET

(Street)

INDIANA PA 15701

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
10/01/2025

3. Issuer Name and Ticker or Trading Symbol
FIRST COMMONWEALTH FINANCIAL CORP /PA/ [ FCF ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP / Chief Audit Executive

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	92,739	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

Exhibit 24 - Power of Attorney

	/s/ Matthew C. Tomb POA for Lee E. Lyon II	10/09/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did Lee E. Lyon II disclose on the Form 3 for FCF?

The filing discloses direct ownership of 92,739 shares of First Commonwealth Financial Corp and lists his role as EVP / Chief Audit Executive.

What is the event date reported on the FCF Form 3?

The event requiring the statement is dated 10/01/2025.

Was any derivative security reported by the reporting person?

No. The Form 3 shows only non-derivative common stock holdings and no derivative securities were reported.

When was the Form 3 signed and filed?

The signature via power of attorney is dated 10/09/2025.

Who signed the Form 3 on behalf of Lee E. Lyon II?

The form was signed by Matthew C. Tomb as power of attorney for Lee E. Lyon II.